Examples can be:

 

  • A fraudulent or forged prior deed
  • Any unpaid taxes
  • A contractor leaves a lien on the property
  • A name on the deed is incorrect
  • A past notary forgot to sign one of the documents
  • A mortgage was never paid off
  • Unpaid HELOCs (home equity line of credit)
  • Judgement liens against the seller
  • Assessments were not paid

These or any other flaws could impact the ownership of your home without title insurance.

 

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