Punta Gorda home prices were battered by the housing bust, which could mean bargains for retirees new to the area. The median home sale price was a shockingly low $59,950 in 2010. And many of these homes are located along canals and waterways. â€œThere are a tremendous number of houses on the water, and everybodyâ€™s got their boats in their backyard,â€ says retiree Chris Zwirner, 78. â€œAll the people who live on water essentially have access to the Gulf of Mexico, and from there you can go around the world.â€ The Charlotte Harbor Preserve State Park spans 42,000 acres, including 70 miles of shoreline along the Charlotte Harbor. An added bonus: Florida has no state income tax.