Why Beycome’s FSBO and By Owner knowledge base matters Selling or buying a home on your own can feel like stepping into a completely new...
There’s no single “magic number” credit score to buy a house — the real minimum depends on the...
Why you should check your credit every year Checking your credit report and credit score each year helps...
A FICO score is a type of credit used to assess the “risk” of lending to someone. A...
A good credit score is what each of us aspires to. After all, a credit score is one...
What is a credit score A credit score comes from an algorithm that analyzes the information in your...
Before you pursue financing on a new house, it’s vital to check your credit report for any mistakes...
FHA loans are the single most accessible mortgage product in the United States. They’re designed for buyers who...
Federal Housing Administration loans, often called FHA loans, offer strong advantages for new and first-time homebuyers. Many buyers...
Seller concessions are one of the most under-used negotiating tools in home buying. When used right, they can...
What is an FHA loan Many families believe that low to moderate income or a less-than-perfect credit score...
Here’s a secret most first-time home buyers never learn: there’s free money waiting for you. Every state, most counties,...
When shopping for your first home, there are certain challenges that go beyond location, renovation, and making sure...
Buying a home is the great American dream! Homeownership remains one of the most powerful ways to build...
What is an Adjustable Rate Mortgage An Adjustable Rate Mortgage, often called an ARM, is a home loan...
Pre-qualification and pre-approval sound like the same thing — and lenders love to use them interchangeably — but...
Private mortgage insurance — PMI for short — is the extra fee lenders tack on when you put...
Home buyers who have limited down payments for a home mortgage have the option to get a Mortgage...
Within just three days of applying for a loan, you will get a document called a Good Faith...
Repairs are costly, especially if you’re turning a less-than-perfect living space into your long-term dream home. DIY-ers who...
Once you feel financially prepared to take on a home mortgage, you are responsible for applying with a...
Issued by banks, credit unions, and online lenders, a mortgage is the overall cost of your home payed...
You may hear several terms when lenders talk about this concept, including points, discount points, or mortgage points....
Closing costs are the fees associated with your home purchase that are paid at the end of a...
The down payment is usually the biggest cash hurdle between renting and owning. The good news: you probably...