Real Estate Glossary | What is Co-Insurance??

Q: What is Co-Insurance?

This is a type of insurance coverage in which the policyholder and the insurance company share the risk and the cost of a loss. In co-insurance, the policyholder is typically required to maintain a certain level of insurance on the insured property (called the co-insurance requirement), and is typically required to pay a higher premium if they fail to maintain that level of coverage.

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