Updated October 2026. Competitor prices were read on their own websites on October 20, 2026.
A flat fee MLS listing puts your home on the MLS for a fixed price, often $89 to $499, instead of a percent of the sale. The big pro is savings: on a $417,500 home, a 3% listing fee is $12,525. The main cons are more work for you and, with some companies, a fee at closing.
Jump to: 🏠 Pros · ⏱️ Cons · 💲 Prices compared · 📸 Photos & term · ❓ FAQ
Key takeaways
- Entry plans we checked cost $89 to $399 upfront. Some add 0.1% to 0.5% at closing; others charge $0 at closing.
- At the same $99, plans differ a lot: 6 photos and 6 months at one company, the max photos the MLS allows and up to 24 months at Beycome.
- You handle showings and offers yourself, unless you pay for a full-service option.
- Since August 17, 2024, offers of buyer-agent compensation can’t appear on the MLS, with any broker.
What is a flat fee MLS listing?
The MLS (multiple listing service) is the database local agents use to share homes for sale. Only licensed brokers can post to it. A flat fee MLS broker posts your home for a set price and then steps back, so you run the sale yourself.
Your listing looks like any other on the MLS. Buyers’ agents see it, and many home search sites pick it up from the MLS feed. The difference is who does the work after that, and how much you pay.
The median price of an existing home in the US was $417,500 in September 2026, per NAR. We use that number for the examples below. If you want the full background first, read what to know about flat fee MLS services.
What are the pros of a flat fee MLS listing?
You keep more of your equity
A 3% listing commission on $417,500 is $12,525. A flat fee listing replaces that with a fixed price. With Beycome Basic, that’s $99 upfront and $0 at closing.
That 3% is an example only. Commissions are not set by law or by NAR rules, and they’re fully negotiable. Sellers choose whether to offer any buyer-agent compensation, and how much. Since August 17, 2024, those offers can’t be shown on the MLS.
Same MLS exposure as an agent listing
Your home goes on the same MLS that agents use. Buyers’ agents can find it, book showings and send offers. You don’t give up reach to save money.
You’re in control
You set the price, the showing times and the photos. You can change your listing when you want. With Beycome, changes are unlimited and free, and our Artur AI assistant can draft an MLS-ready description from your details.
You can sell to a buyer with no agent
About 36% of Beycome sales closed in 2026 so far had a buyer with no agent (Beycome internal data, 2026). The flat fee doesn’t change if you find the buyer yourself.
What are the cons of a flat fee MLS listing?
More work for you
You answer calls, open the door for showings, and read every offer. If you don’t want to do that, a flat fee listing on its own isn’t the right fit. A full-service option, like our Concierge package where experts negotiate for you, may suit you better.
Fees at closing with some companies
Some flat fee brokers charge a small upfront price and then a percent when you sell. List With Freedom’s Gold plan is $89 plus 0.5% at closing. HomeZu’s Florida and Texas plans add 0.1%. Houzeo’s Silver, Gold and Platinum plans add 0.5% to 1.25% at closing, with a $999 minimum, per its pricing page read October 20, 2026.
Limits on photos and time
Cheap plans often cap photos or the listing term, then charge for more. Read the plan page before you pay.
Help with offers varies
Some plans include no negotiation help at all. On Beycome Basic and Enhanced, offer and negotiation help comes from the Artur AI assistant, not a person. On Concierge, a person negotiates for you.
How much does a flat fee MLS listing cost?
Here are entry plans side by side, as each company’s own site stated them on October 20, 2026. The total uses the $417,500 median price.
Sell smarter
List your home on the MLS from $99
A flat fee instead of a percentage, and $0 to Beycome at closing. You stay in control of your sale.
Sell your home →Buy smarter
Get up to 2% back at closing
On homes listed by other agents, Beycome credits you up to 2% of the price at closing (1% kept, $1,499 minimum; not on FSBO homes or homes listed by Beycome sellers).
Buy a home →| Entry plan | Upfront | Fee at closing | Total on $417,500 |
|---|---|---|---|
| List With Freedom Gold | $89 | 0.5% | $2,176.50 |
| Brokerless | $99 | $0 | $99 |
| Homecoin | $149 | $0 | $149 |
| Houzeo Bronze | $399 | $0 | $399 |
| HomeZu Basic (FL, TX) | $399 | 0.1% | $816.50 |
| Beycome Basic | $99 | $0 | $99 |
Totals leave out any buyer-agent compensation you choose to offer, taxes and other closing costs, which apply with every company. Prices can change by state, so check each site for yours.
How do photos, listing term and extras compare?
Price alone doesn’t tell you much. Here’s the same entry plans by what you actually get.
| Item | Brokerless $99 | Homecoin $149 | Houzeo Bronze $399 | Beycome Basic $99 |
|---|---|---|---|---|
| Photos on the MLS | 6 | Max allowed | 25 | Max the MLS allows |
| Listing term | 6 months | 12 months | 6 months | Max the state and MLS allow** |
| Fee at closing | $0 | $0 | $0 | $0 |
| Showing scheduling | ShowingTime $50 add-on | Not stated | Not stated | ShowingTime, when available |
| Offers and e-sign | Not stated | Not stated | Not stated | Included |
| Negotiation help | Not stated | Paid agent options | Not stated | Artur AI; human on Concierge |
| Listing changes | Not stated | 10 free changes | Not stated | Unlimited, free |
| Cancellation | Not stated | No cost, with conditions | Allowed, with conditions | Free*; no refund once listed |
Brokerless’s $188 plan adds more photos and 12 months. Homecoin and Brokerless also say they charge nothing at closing, like us. Our edge is the rest of the package: MLS, offers and e-sign, an optional Concierge service, our own title company in Florida and Texas, and a buyer program, all in one company.
For a deeper look at one rival, see our Flat Fee MLS Realty review. Comparing other models? Read low commission broker vs flat fee MLS.
How do you choose a flat fee MLS company?
Ask these questions before you pay anyone.
- Is there any fee at closing, and is there a minimum?
- How many photos can I post, and for how long is the listing active?
- Which MLS will my home go on? Is it the one local agents use?
- Are listing changes free?
- Who helps me with offers, a person or software?
- Can I cancel, and is there a fee or a refund?
Then compare the total cost on your own price, not just the sticker. Our commission calculator guide helps you run the numbers, and our reasons to work with a flat fee broker lays out who it suits.
What do you get with Beycome?
Beycome lists homes in 17 states and DC. Every package is $0 at closing and includes e-signature, unlimited free listing changes, ShowingTime scheduling where the MLS offers it, and the Artur AI assistant.
- Basic, $99. Your local MLS, the max photos it allows, and a term up to the max the state and MLS allow**.
- Enhanced, $399. Basic plus professional photos, a virtual tour and a video walkthrough.
- Concierge, $999 (list price $1,399). Experts negotiate and handle paperwork (support Mon–Sat), and you stay in control of every decision.
See the full list on our flat fee MLS packages page, or how a Concierge sale with expert negotiators works. Selling in Florida or Texas? Beycome Title can close it.
Frequently asked questions
Is a flat fee MLS listing worth it?
It is if you’re willing to show the home and handle offers. On a $417,500 home, it can save thousands compared with a 3% listing fee.
What’s the downside of a flat fee MLS?
More work for you, and with some companies a fee at closing or caps on photos and listing time. Read the plan page before you pay.
Do flat fee MLS companies charge at closing?
Some do. Of the plans we checked on October 20, 2026, List With Freedom Gold adds 0.5% and HomeZu adds 0.1% in Florida and Texas. Beycome charges $0 at closing.
Will my home show on Zillow with a flat fee listing?
Usually yes. Many home search sites take listings from the MLS feed, so a flat fee listing appears like any agent listing.
Do I still pay the buyer’s agent?
Only if you choose to. It’s negotiable, and since August 17, 2024 it can’t be offered on the MLS. Beycome doesn’t set, collect or pay it.
How much does Beycome charge?
Basic is $99, Enhanced $399 and Concierge $999 (list price $1,399), all with $0 at closing.
Prices as of October 2026. Competitor prices and features are from each company’s own website, read October 20, 2026; “not stated” means the page we read didn’t say. “$0 at closing” means no Beycome fee at closing; taxes, title fees and any buyer-agent compensation you agree to still apply. * Cancel free: no Beycome cancellation fee; Georgia MLS charges $25; listings under contract can’t be canceled; no refund once the listing is live. ** Listing term: the maximum the state and MLS allow (24 months; 12 in MD and PA). Concierge offered at $999 for a limited time. Beycome Title closes in Florida and Texas today, and Michigan, Ohio, Illinois and Indiana starting November 1, 2026. General information, not legal advice.
Sources
- NAR, existing-home sales, September 2026 (median price), read October 22, 2026.
- NAR, what the settlement means for buyers and sellers.
- Competitor pricing pages (List With Freedom, Brokerless, Homecoin, Houzeo, HomeZu), read October 20, 2026.
- Beycome, listing package features, October 2026.
Disclosure & Disclaimer
Beycome provides real estate services through affiliated licensed brokerages and has a commercial interest in the services and business models discussed on this blog. Content reflects Beycome’s perspective and may promote our services; it should not be treated as independent or neutral reporting.
Articles are provided for general informational and educational purposes only, not as financial, tax, legal, or investment advice or a recommendation for your particular situation. Reading this blog does not create a brokerage, advisory, or other professional relationship.
Information, opinions, pricing, service descriptions, and comparisons reflect the sources and information available when an article was published or last updated and may change. Although we aim for accuracy, we do not guarantee that all content is complete, current, or applicable to your circumstances. Laws, market conditions, and service availability vary by location. Examples and estimated savings are illustrative, depend on stated assumptions, and do not guarantee individual results.
Verify relevant information directly and consult qualified professionals before making decisions. Beycome services are subject to applicable agreements, eligibility requirements, and state-specific terms.
