Finances of Selling

Low Commission Real Estate Agents Near You: 2026 Costs and Options

Low Commission Real Estate Agents Near You: 2026 Costs and Options

Updated November 2026. Prices of other companies come from their own pages, read on the dates shown. Beycome competes with several of them, so we’ve kept the comparison side by side and factual.

Low commission real estate agents usually charge about 1% to 1.5% to list your home. On the US median price of $417,500 (NAR, September 2026), 1.5% is $6,262.50 and 1% is $4,175. A flat fee MLS listing costs a fixed price instead: Beycome Basic is $99 in most states, with $0 due to Beycome at closing.

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Key takeaways

  • A 1.5% discount agent costs $6,262.50 on a $417,500 home. A $99 flat fee MLS listing costs $99, whatever the price.
  • Some “low fee” plans add a percentage at closing. Always ask for the total due at closing, in dollars.
  • Buyer-agent compensation is a separate choice. You decide whether to offer it, and how much.
  • Beycome lists homes in 17 states and DC: Basic, Enhanced, or Concierge with full support, all with $0 to Beycome at closing.

Want the lowest fixed price on your listing? Compare plans on our flat fee MLS page, or try your own price in the commission calculator. It takes about a minute.

What counts as a low commission real estate agent?

“Low commission” covers four different deals. They look alike in ads. They aren’t alike on your closing statement.

Discount percentage agents. A licensed agent lists your home at a lower rate, often 1% to 1.5%. You get a full-service agent, but the fee still grows with your price. Clever, for example, matches sellers with partner agents at a 1.5% listing fee with a $3,000 minimum, paid at closing (Clever FAQ, read October 22, 2026). Redfin’s sell page says you pay “half the fee other brokerages often charge” (read October 22, 2026).

Flat fee plus a percentage at closing. You pay a small amount upfront, then a share of the price when you sell. List With Freedom’s Gold plan is $89 plus 0.5% at closing. Houzeo’s Gold plan is $479 plus 1% at closing, with a $999 minimum (both read October 20, 2026).

Flat fee MLS with nothing at closing. You pay once, your home goes on the local MLS, and you handle showings and offers. Beycome Basic is $99. Brokerless ($99) and Homecoin ($149) also say they charge nothing at closing (read October 20, 2026).

Flat fee with full support. A fixed price, but with people who help you price, market and negotiate. That’s what Beycome Concierge does: Concierge is $1,399. Our experts negotiate with you, always on your side, and your dedicated expert is there 7 days a week. You stay in control of every decision.

Understanding the legal side matters here too. The American Bar Association is a good starting point for finding a real estate attorney if your state uses one at closing. Whoever you hire, your contracts and disclosures still have to meet state and federal rules. A lower fee doesn’t change that.

Low commission real estate companies: what does each cost on $417,500?

A low commission real estate company on the US median price costs anywhere from $99 to about $6,300 on the listing side. Here’s each option side by side, with what it includes, because price alone doesn’t tell you much.

Option What you get Upfront Due at closing Listing-side total on $417,500
Discount agent at 1.5% (example) Full-service local agent $0 1.5% $6,262.50
Discount agent at 1% (example) Agent; services vary $0 1% $4,175
Houzeo Gold MLS listing, broker help, contract review $479 1% ($999 minimum) $4,654
List With Freedom Gold MLS listing, 25 photos, 6 months $89 0.5% $2,176.50
Beycome Concierge MLS listing plus experts who negotiate with you, always on your side $1,399 $0 to Beycome $1,399
Beycome Basic MLS listing, max photos, Artur AI for offers $99 $0 to Beycome $99

These numbers cover the listing side only. Any buyer-agent compensation you agree to is on top, in every row. The percentages above are examples, not standard rates. Commissions are not set by law or by NAR rules, and they’re fully negotiable. Sellers choose whether to offer any buyer-agent compensation, and how much. Since August 17, 2024, those offers can’t be shown on the MLS.

The gap grows with your price. On a $700,000 home, 1.5% is $10,500. The $99 stays $99. Want to try your own numbers? Use our real estate commission calculator or see the agent vs Beycome cost breakdown.

Commissions also eat into equity that took years to build. The Federal Housing Finance Agency tracks home prices across the country in its house price index. When prices rise slowly, a few thousand dollars in fees is a bigger share of what you gained. That’s one reason sellers look at low-cost options first.

How do you find a low commission agent near you?

“Near me” matters less than it used to. What matters is that the company can list on your local MLS and is licensed in your state. Here’s how we’d search.

  1. Search your state’s real estate commission license lookup. Every agent and brokerage must hold an active license there.
  2. Ask which MLS they’ll list you on. A big metro can have more than one, and buyers’ agents watch the main one.
  3. Get the total cost in writing: upfront fee, fee at closing, any minimum, and add-ons.
  4. Ask how long the listing lasts and what it costs to cancel.
  5. Talk to two or three options before you sign anything.

Beycome lists homes in 17 states and DC: Alabama, California, Connecticut, Florida, Georgia, Illinois, Indiana, Maryland, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas and Virginia, plus Washington, DC. Your listing goes on the local MLS for your area. A complete, correct file usually goes live within 2 business days.

If you’re outside those states, a discount agent or a flat fee company licensed in your state is the way to go. Our list of flat fee MLS companies in the US can help you compare.

What should you ask a low commission realtor before you sign?

The lowest sticker price isn’t always the lowest-cost sale. These questions show you what you’re really buying.

  • What’s the total I’ll owe you at closing, in dollars, on my expected price?
  • Is there a minimum commission or a “compliance” fee?
  • How many photos go on the MLS, and how long does the listing run?
  • Who handles showings, offers and negotiation: a person, software, or me?
  • Can I cancel, and what does it cost? Is anything refunded?
  • Do you push my listing to Zillow, Realtor.com and Redfin through the MLS feed?

Read the listing agreement before you sign. The Nolo legal resource recommends reviewing listing agreements and agent obligations line by line. Look for the term, the fee, and what happens if you find the buyer yourself.

Compare offers the way you’d compare loans. The Consumer Financial Protection Bureau pushes buyers to shop around and compare costs, not just headline rates. The same habit works for agents: put the total cost and the services side by side.

For a deeper look at the trade-offs, read our guide to low commission brokers vs flat fee MLS and our tips on negotiating real estate commission.

Is a low commission realtor worth it?

Yes, for many sellers: a low commission realtor saves thousands compared with a 2.5% to 3% rate, and you still get a person. A discount agent makes sense when you want a person at every showing and you’d rather not deal with buyers yourself. You still save compared with a higher rate. You also keep a percentage fee that grows with your price.

Sell smarter

List your home on the MLS from $99

A flat fee instead of a percentage, and $0 to Beycome at closing. You stay in control of your sale.

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Get up to 2% back at closing

On homes listed by other agents, Beycome credits you up to 2% of the price at closing (1% kept, $1,499 minimum; not on FSBO homes or homes listed by Beycome sellers).

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A flat fee MLS listing makes sense when you’re comfortable showing the home and reading offers. It also fits when you already have a buyer lined up. In 2026 so far, about 36% of Beycome sales closed with a buyer who had no agent (Beycome internal data, 2026). In those sales, no buyer-agent fee came up at all.

Full support at a flat price sits in between. With Concierge, experts work with you on pricing, offers and negotiation, and you pay a flat fee rather than a percentage. You make the final call on every offer.

Not sure who pays the buyer’s side? Our guide on whether sellers pay the buyer’s agent explains the 2026 rules.

What do you get with Beycome?

Every Beycome package includes an MLS listing, electronic signature, unlimited listing updates at no charge, ShowingTime scheduling where the MLS offers it, and our Artur AI assistant. There’s no cancellation fee*. The listing runs for the maximum the state and MLS allow**.

  • Basic, $99: the maximum photos the MLS allows. Offer and negotiation help comes from Artur AI.
  • Enhanced, $399: adds professional HD photos, a virtual tour and a video walkthrough.
  • Concierge, $1,399: experts who negotiate with you, always on your side, with your dedicated expert 7 days a week, while you stay in control.

All three charge $0 to Beycome at closing. See the details on our flat fee MLS plans page, or read how to list on the MLS without a realtor to see the steps.

Related reading: Assist-2-Sell compared with flat fee MLS, our side-by-side of Clever vs Beycome, and a realtor commission calculator guide with the math at every price.

Frequently asked questions

What is a low commission real estate agent?

A licensed agent or company that charges less than a traditional listing fee, often 1% to 1.5% of the price, or a flat fee instead of a percentage.

How much does a low commission realtor cost?

On a $417,500 home, 1.5% is $6,262.50 and 1% is $4,175. A flat fee MLS listing with Beycome is $99, with $0 due to Beycome at closing. Buyer-agent compensation, if you offer it, is separate.

How do I find low commission real estate agents near me?

Check your state’s license lookup, ask which MLS they use, and get the total cost in writing. Beycome lists homes on the local MLS in every state named in the “near you” section above.

Are low commission agents worth it?

Often, yes. On a median-priced home, a lower rate or a flat fee saves thousands. Check what’s included: photos, listing term, showings, and who negotiates offers.

Is a 1% commission realtor the same as flat fee MLS?

No. A 1% agent charges a share of your price at closing. Flat fee MLS charges a fixed price upfront. Our 1% agent alternatives guide compares them.

Can I negotiate a lower commission with any agent?

Yes. Commissions are not set by law or by NAR rules and are fully negotiable. Ask for the fee in dollars and get it in the listing agreement.

What is the difference between a low commission realtor and a low commission real estate company?

A low commission realtor is one licensed agent with a reduced rate. A low commission real estate company can be a discount brokerage, a matching service or a flat fee MLS firm. Compare the total in dollars, not the label.

Do I have to pay the buyer’s agent?

No. You choose whether to offer buyer-agent compensation, and how much. Since August 17, 2024, those offers can’t be shown on the MLS.

Reviewed by Beycome Brokerage Realty LLC, a licensed real estate brokerage. Licenses are listed at beycome.com/faq/how-to/are-you-a-licensed-broker/.

Beycome prices are as of November 2026. Basic is $99 in most states. Concierge is $1,399. “$0 at closing” means no Beycome fee at closing. Other closing costs, taxes, title fees and any buyer-agent compensation you agree to still apply.

* Cancel free means no cancellation fee, not a refund; there’s no refund once the listing is live. Georgia MLS charges a $25 cancellation fee, and listings under contract can’t be canceled.

** Listing term is the maximum the state and MLS allow: 24 months, or 12 months in Maryland and Pennsylvania.

Other companies’ prices come from their own websites on the dates shown (Clever and Redfin on October 22, 2026; Houzeo, List With Freedom, Brokerless and Homecoin on October 20, 2026). They can change; check before you decide. The US median price is NAR’s September 2026 figure.

Commission percentages are examples only. Commissions are not set by law or by NAR rules and are fully negotiable. Sellers choose whether to offer any compensation to a buyer’s agent, and how much; since August 17, 2024, those offers can’t be shown on the MLS.

Beycome is licensed in 18 states and DC and lists homes in 17 states and DC. This is general information, not legal advice; rules vary by state and MLS.

Sources

  1. NAR, existing-home sales, September 2026 (median price $417,500), read October 22, 2026.
  2. NAR, what the settlement means for home buyers and sellers, read October 22, 2026.
  3. Clever Real Estate, FAQ page (1.5% listing fee, $3,000 minimum), read October 22, 2026.
  4. Redfin, “Sell with Redfin” page, read October 22, 2026.
  5. Houzeo, List With Freedom, Brokerless and Homecoin pricing pages, read October 20, 2026.
  6. Beycome, listing package features, October 2026.
  7. Beycome Concierge, October 2026.
  8. Beycome internal data, 2026 (share of sales closed with a buyer who had no agent).

Disclosure & Disclaimer

Beycome provides real estate services through affiliated licensed brokerages and has a commercial interest in the services and business models discussed on this blog. Content reflects Beycome’s perspective and may promote our services; it should not be treated as independent or neutral reporting.

Articles are provided for general informational and educational purposes only, not as financial, tax, legal, or investment advice or a recommendation for your particular situation. Reading this blog does not create a brokerage, advisory, or other professional relationship.

Information, opinions, pricing, service descriptions, and comparisons reflect the sources and information available when an article was published or last updated and may change. Although we aim for accuracy, we do not guarantee that all content is complete, current, or applicable to your circumstances. Laws, market conditions, and service availability vary by location. Examples and estimated savings are illustrative, depend on stated assumptions, and do not guarantee individual results.

Verify relevant information directly and consult qualified professionals before making decisions. Beycome services are subject to applicable agreements, eligibility requirements, and state-specific terms.

Artur

Artur is Beycome’s too-smart real estate guru. It learns from the real transaction data behind Beycome listings — list prices, sold prices, days on market, commissions, fees, and local market rules across the states and jurisdictions where Beycome operates — then turns that data into practical guides, comparisons, and market insights built to help people make smarter real estate decisions.

How much can you save selling and buying with Beycome?

If you sell a $400,000 home, you save up to $20,000 compared to a traditional way. And if you buy your next place with us, you also get up to 2% back at closing. Seriously.