Reviews

Best Flat Fee MLS Listing Services in the US (2026)

Best Flat Fee MLS Listing Services in the US (2026)

Updated October 2026. Prices checked on each company’s own site on October 20, 2026. Beycome is one of the 11 companies compared.

Which flat fee MLS listing service is best? The one that lists in your state and costs the least all-in. As of October 20, 2026, entry plans from 11 companies cost $85 to $399 upfront, and on a $400,000 sale the total paid ran from $99 to $2,089. Beycome, Brokerless and Homecoin say $0 at closing; List With Freedom and Unreal Estate add 0.5%.

Three of Houzeo’s four plans also add a percentage at closing. Beycome lists on about 105 MLSs in 17 states plus DC, not every state, so check coverage first.

Jump to: 💲 Prices · 📸 Photos & term · 📈 East Coast rates · 📍 States covered · 🏢 Companies · ❓ FAQ

Key takeaways

  • On a $400,000 sale, a 3% listing commission is $12,000. A $99 flat fee with $0 at closing is $99.
  • A 0.5% fee at closing adds $2,000 on that same sale. Houzeo’s Silver, Gold and Platinum plans carry a $999 minimum.
  • Beycome and Brokerless both start at $99. Beycome’s $99 gets the most photos your MLS allows and up to 24 months. Brokerless’s $99 gets 6 photos and 6 months.
  • Houzeo, Brokerless, HomeZu and Unreal Estate cover more states than Beycome, which lists in 17 states plus DC.

Selling in one of our states? A $99 flat fee MLS listing with Beycome puts your home on the major home search sites and the MLS, with $0 due to Beycome at closing. Not sure what the service is? Start with what a flat fee MLS listing is.

How do the flat fee MLS companies compare?

Each row is the company’s cheapest plan that puts your home on the MLS. The last column is what you’d pay the company on a $400,000 sale. Florida-only brokers are on our Florida comparison.

Company and entry plan Upfront Fee at closing MLS photos Listing term Where it lists Paid on $400,000
Beycome Basic $99 $0 Max the MLS allows Up to 24 months** 17 states + DC $99
Brokerless $99 $99 $0 6 6 months Says 50 states $99
ByOwner.com MLS $295 0.25% Up to 50 6 months Over 40 states $1,295
Congress Realty Basic $299 $0 Up to 4 6 months 12 western states and TX $299
Fizber MLS Boost $270 (sale) $0 in most states 6 6 months National, no state list $270
Homecoin $149 $0 Max 12 months 40 states active $149
HomeZu Basic (FL, TX) $399 0.1% 20 6 months 50 states + DC selector $799
Houzeo Bronze $399 $0 25 6 months 50 states + DC pages $399
ISoldMyHouse Get LISTED $299 None stated 6 to 10 6 months Says 50 states $299
List With Freedom Gold $89 0.5% 25 6 months 47 states $2,089
Unreal Estate Basic $85 0.5% 15 Not stated 49 states + DC $2,085

Congress Realty’s 12 states are AZ, AK, CA, ID, LA, MT, NV, NM, OR, TX, UT and WA. Fizber adds a fee in a few places, such as 0.12% for Atlanta’s FMLS (see low commission real estate options in Atlanta). HomeZu’s fee and plans change by state.

What do you get for the entry price?

Price alone hides a lot. Here is the same entry plan, item by item. “Not stated” means we couldn’t find it on the company’s own pages on October 20, 2026.

Entry plan Zillow, Realtor.com, Redfin Offers and e-sign Broker help Listing changes Cancel
Beycome $99 Zillow, Realtor.com and 100+ sites Offer dashboard and e-sign Artur AI for offers and negotiation; a person on Concierge Unlimited, free No fee*; no refund once listed
Brokerless $99 Realtor.com; Zillow, Trulia, Homes.com with a footnote Not stated None, you negotiate Free status changes Not stated
ByOwner.com $295 Not stated Not stated Not stated Not stated May carry a fee
Congress Realty $299 Zillow, Realtor.com, Trulia, Redfin DocuSign on all plans Full Service plan only Up to 5 Not stated
Fizber $270 Not stated Not stated Not stated Not stated Free in most markets
Homecoin $149 Zillow, Realtor.com, Trulia, Redfin Listing forms e-signed $99 or $299 add-on 10 free No cost
HomeZu $399 Zillow, Realtor.com, Trulia, Redfin, Homes.com DocuSign Premium plan only Unlimited edits No fee once live; $50 before
Houzeo $399 Zillow, Realtor.com, Trulia, Redfin None listed on Bronze Gold plan and up 10 Only with no active or accepted offers
ISoldMyHouse $299 Zillow, Realtor.com, Trulia Listing contract e-signed None, you negotiate Not stated Any time
List With Freedom $89 Zillow, Realtor.com, Redfin Offer review is a $595 add-on None, you negotiate Unlimited, free No fee
Unreal Estate $85 Zillow, Realtor.com, Trulia Not stated Email questions to a broker 2 $0 fee

Same $99, different listing?

Two companies charge $99 with nothing at closing: Beycome and Brokerless. The listing you get is not the same. Beycome’s $99 Basic puts up as many photos as your MLS allows and runs up to 24 months (12 in Maryland and Pennsylvania). Brokerless’s $99 plan gives you 6 photos for 6 months. Their $188 plan runs 12 months with more photos.

Why does that matter? Buyers scroll photos first. A 6-month term can also run out in a slow season, and then you pay to renew. Pick the plan that fits your home, not just the sticker.

Why does the fee at closing matter most?

A percentage looks small next to a $89 sticker. It isn’t small on a house. On a $400,000 sale, 0.25% is $1,000 and 0.5% is $2,000. Houzeo’s Platinum plan is $499 plus 1.25%, which is $5,499 on that sale. Its Silver, Gold and Platinum plans also carry a $999 minimum commission at closing.

Ask any company you consider one plain question: “What do I owe you on the day I close?” If the answer has a percent sign, do the math on your own price.

Which flat fee MLS charges the highest rate on the East Coast?

Among the plans we checked on October 20, 2026, Houzeo Platinum has the highest closing rate on the East Coast: $499 upfront plus 1.25% at closing, with a $999 minimum. That is $5,499 on a $400,000 sale. Houzeo’s own state pages add local extras on top of any plan.

  • Georgia: an extra 0.3% at closing if the listing is in First MLS (FMLS), per Houzeo’s Georgia page.
  • South Carolina: an extra 0.5% at closing for Hilton Head MLS and Beaufort County MLS, per Houzeo’s South Carolina page.
  • List With Freedom Gold and Unreal Estate Basic: 0.5% at closing, so $2,000 on a $400,000 sale.
  • Fizber: a 0.1% success fee in Pennsylvania, Delaware, Maryland, Connecticut and New England, per its flat fee MLS page.

Beycome lists in Florida, Georgia, the Carolinas, Virginia, Maryland, Pennsylvania, Connecticut and DC, among other states, with $0 due to Beycome at closing on every plan. In Georgia we list on Georgia MLS, not FMLS.

Which companies cover the most states?

Be honest about this before you sign up anywhere. If your home is outside a company’s states, its price doesn’t help you.

  • Houzeo links a flat fee MLS page for 50 states and DC.
  • Brokerless and ISoldMyHouse say they list in 50 states. Neither names states one by one.
  • Unreal Estate’s state picker shows 49 states and DC. South Dakota is missing.
  • Homecoin shows 40 states active and 11 coming soon. List With Freedom says 47 states.
  • Beycome lists in 17 states plus DC: Alabama, California, Connecticut, Florida, Georgia, Illinois, Indiana, Maryland, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and Washington, DC. We’re also licensed in New York, but not on a New York MLS yet.

So Houzeo and Brokerless reach more sellers than we do. If you live in Arizona, Colorado or Washington state, for example, we can’t list your home. Inside our states, we list on about 105 MLSs, from Stellar MLS and Miami MLS in Florida to Houston’s HAR, NorthstarMLS in Minnesota and Bright MLS around DC. One gap: in Georgia we list on Georgia MLS, not FMLS. Check yours on our flat fee MLS page. Our broker licenses are listed on the licensing page.

For scale: existing-home sales ran at a seasonally adjusted annual rate of 3.99 million in September 2026, and the typical home sold in 33 days, according to NAR (October 2026).

What is each company good at?

Beycome

Basic is $99 with $0 at closing. It includes the most photos your MLS allows, a listing of up to 24 months, offers and e-sign online, unlimited free changes and ShowingTime where the MLS offers it. On Basic, Artur, our AI assistant, helps you read and answer offers. Enhanced is $399 and adds 25 pro photos. Concierge, our full-service plan, is $1,399. It adds a dedicated expert who works with you on pricing, offers and closing, and every decision stays yours. Basic is $129 in California and Illinois. The limit is reach: 17 states plus DC.

Brokerless

Brokerless matches our $99 and says it never charges closing fees. That is a real plus. The $99 plan is short on photos (6) and time (6 months). Most sellers will want the $149 plan (25 photos) or the $188 plan (12 months, more photos). You handle all negotiation yourself, which Brokerless says plainly.

ByOwner.com

The MLS plan is $295 for 6 months with up to 50 photos and a video. It adds 0.25% at closing, which the flat fee page doesn’t mention. Its $95 and $195 plans don’t include the MLS at all, so read the plan names closely.

Congress Realty

Congress serves 12 states, mostly in the West, plus Texas. Basic is $299 but allows only 4 photos. Plus ($399) and Premium ($499) allow the MLS maximum. Its Full Service plan is $399 plus 0.5% and includes negotiation help. Extensions up to two years are offered.

Sell smarter

List your home on the MLS from $99

A flat fee instead of a percentage, and $0 to Beycome at closing. You stay in control of your sale.

Sell your home →

Buy smarter

Get up to 2% back at closing

On homes listed by other agents, Beycome credits you up to 2% of the price at closing (1% kept, $1,499 minimum; not on FSBO homes or homes listed by Beycome sellers).

Buy a home →

Fizber

Fizber shows MLS Boost at $270, marked down from $295, though its checkout values still read $295 and $395. It has 6 photos and 6 months. Premium adds max photos and 12 months. A success fee applies in some states, and its two pages list different states.

Homecoin

Homecoin is $149 with nothing at closing, max photos, 10 free changes and a 12-month term. That’s a strong all-in deal (more in our Homecoin review). Price can vary by MLS, and it’s live in 40 states. Help with the MLS paperwork costs $99 to $299 more.

HomeZu

HomeZu prices by state. In Florida and Texas, Basic is $399 with 20 photos for 6 months, plus a 0.1% fee at closing. Yet the same Florida page also says there’s never a fee at closing. Get the answer in writing. Max photos and a 12-month term cost $100 each.

Houzeo

Houzeo covers the most ground and has a polished app. Its Bronze plan ($399, $0 at closing, 25 photos, 6 months) is its only true flat fee plan, in Houzeo’s own words. Silver, Gold and Platinum add 0.5% to 1.25% at closing with a $999 minimum. You can cancel only if there are no active or accepted offers, per its pricing page. Houzeo has also published a harsh review of Beycome. Read both and decide; our Houzeo review lays out its plans with dated quotes.

ISoldMyHouse.com

Two plans: $299 with 6 to 10 photos for 6 months, and $399 with max photos for 12 months. It shows no fee at closing. Its listings reach Zillow, Trulia and Realtor.com, and you handle the negotiating.

List With Freedom

The $89 Gold plan has the lowest sticker here. It adds a 0.5% compliance fee at closing (0.25% on the higher plans). On a $400,000 home that makes Gold cost $2,089 in total. Listing changes are free and unlimited. A coordinator and offer review cost extra.

Unreal Estate

Basic is $85 with 15 photos. Every plan has a 0.5% compliance fee if you close. There’s no cancellation fee. The term wasn’t shown on the Florida and Texas plan cards.

How we compared

We read every price, fee and term on the company’s own site on October 20, 2026. We didn’t use review sites or old lists. We put entry plans next to entry plans, then checked what each one really includes. Where a site was silent, we wrote “not stated.” The order is A to Z, and Beycome is in the list because we sell this service. Weigh that.

For a step-by-step on getting listed, read how to list on the MLS without a realtor. California sellers can see the California flat fee MLS comparison, with local MLS and tax details. In Florida, a big share of searches is about one local broker; our Flat Fee MLS Realty review adds up its $99 plan and $499 closing fee. Georgia sellers can compare flat fee MLS companies in Atlanta.

Ready to list? Check that your state is covered, then start your Beycome listing for $99. Want an expert by your side for pricing, offers and closing? Look at Concierge. Over $225 million has been saved by 22,000+ who sold with Beycome (Beycome internal data, October 2026).

FAQ

Which flat fee MLS listing service is best?

The one that lists in your state with the lowest all-in cost for the service you need. On a $400,000 sale, entry plans in our October 2026 survey cost $99 to $2,089 in total. Beycome, Brokerless and Homecoin charge nothing at closing; check photos, term and coverage next.

What is a flat fee listing service?

A licensed broker puts your home on the local MLS for a set fee instead of a percentage of the price. You handle showings and offers yourself, or pay for more help. Fees and what’s included differ a lot between companies.

Which flat fee MLS charges the highest rate on the East Coast?

In our October 20, 2026 check, Houzeo Platinum: $499 plus 1.25% at closing, with a $999 minimum. Houzeo adds 0.3% for First MLS in Georgia and 0.5% for Hilton Head and Beaufort County MLS in South Carolina.

Which flat fee MLS company has no fee at closing?

Beycome ($99), Brokerless ($99 to $188) and Homecoin ($149) say they charge nothing at closing. Houzeo’s Bronze plan ($399) does too. ISoldMyHouse and Congress Realty’s flat plans show no closing fee. Check your state, since some prices and fees change by state.

Is there a national flat fee MLS?

No. There are about 500 local MLSs, and a broker who is a member lists you on yours. Some companies work in most states, like Houzeo and Brokerless. Beycome lists in 17 states plus DC, on about 105 MLSs.

How much does a flat fee MLS listing cost in 2026?

Entry plans run from $85 to $399 upfront as of October 2026. Add any fee at closing to get the true cost. On a $400,000 sale, our survey ran from $99 to $2,089 for entry plans.

Are there hidden fees with flat fee MLS companies?

Most fees are on the pricing page, but some sit in the FAQ or fine print. Look for a percentage “compliance” or “transaction” fee at closing, a minimum commission, paid upgrades for photos or term, and renewal fees.

Do I still pay the buyer’s agent?

Only if you agree to. Since August 17, 2024, offers of buyer-agent pay can’t be posted on the MLS (NAR settlement FAQ). You can still offer it in your deal.

Which flat fee MLS company is right for me?

Start with the companies that serve your state. Then compare the all-in cost on your price, the photo limit and the term. If you want an expert to work with you on offers and closing, compare full-service plans, like Beycome Concierge ($1,399).

Commission figures are examples only. Real estate commissions are not set by law or by NAR rules and are fully negotiable. Sellers choose whether to offer any compensation to a buyer’s agent, and how much; since August 17, 2024, those offers can’t be shown on the MLS.

Prices as of October 20, 2026, from each company’s own website. “$0 at closing” means no Beycome fee at closing; other closing costs, taxes, title fees and any buyer-agent pay you agree to still apply. * Cancel free: Georgia MLS charges $25, and a listing under contract can’t be canceled. ** Listing term is the maximum the state and MLS allow: 24 months, 12 in Maryland and Pennsylvania. General information, not legal advice; rules vary by state and MLS. Reviewed by Beycome Brokerage Realty LLC, a licensed real estate brokerage. Licenses: beycome.com/faq/how-to/are-you-a-licensed-broker/.

Sources

  1. Houzeo pricing and Houzeo Florida plans, read October 20, 2026.
  2. Brokerless pricing, read October 20, 2026.
  3. Homecoin Florida plan, read October 20, 2026.
  4. List With Freedom pricing, read October 20, 2026.
  5. HomeZu Florida plans, read October 20, 2026.
  6. Unreal Estate plans, read October 20, 2026.
  7. ISoldMyHouse flat fee MLS, read October 20, 2026.
  8. Fizber packages, read October 20, 2026.
  9. Congress Realty plans, read October 20, 2026.
  10. ByOwner.com pricing, read October 20, 2026.
  11. NAR settlement FAQs.
  12. Beycome, listing package features, October 2026.
  13. Beycome internal data, October 2026: list of MLSs Beycome lists on.
  14. NAR, existing-home sales for September 2026 (released October 13, 2026).

Disclosure & Disclaimer

Beycome provides real estate services through affiliated licensed brokerages and has a commercial interest in the services and business models discussed on this blog. Content reflects Beycome’s perspective and may promote our services; it should not be treated as independent or neutral reporting.

Articles are provided for general informational and educational purposes only, not as financial, tax, legal, or investment advice or a recommendation for your particular situation. Reading this blog does not create a brokerage, advisory, or other professional relationship.

Information, opinions, pricing, service descriptions, and comparisons reflect the sources and information available when an article was published or last updated and may change. Although we aim for accuracy, we do not guarantee that all content is complete, current, or applicable to your circumstances. Laws, market conditions, and service availability vary by location. Examples and estimated savings are illustrative, depend on stated assumptions, and do not guarantee individual results.

Verify relevant information directly and consult qualified professionals before making decisions. Beycome services are subject to applicable agreements, eligibility requirements, and state-specific terms.

Artur

Artur is Beycome’s too-smart real estate guru. It learns from the real transaction data behind Beycome listings — list prices, sold prices, days on market, commissions, fees, and local market rules across the states and jurisdictions where Beycome operates — then turns that data into practical guides, comparisons, and market insights built to help people make smarter real estate decisions.

How much can you save selling and buying with Beycome?

If you sell a $400,000 home, you save up to $20,000 compared to a traditional way. And if you buy your next place with us, you also get up to 2% back at closing. Seriously.