Updated October 2026. Flat Fee MLS Realty’s prices, fees and terms were read on its own pricing, FAQ and home pages on October 22, 2026. Beycome competes with Flat Fee MLS Realty, so this review sticks to what each company publishes.
Flat Fee MLS Realty is a legitimate, Florida-only flat fee MLS brokerage. As of October 2026 its plans cost $99, $249 or $549 upfront. Its FAQ adds a $499 coordination fee at closing, whoever picks the title company, and $400 comes out of the buyer agent’s pay. On the $99 Silver plan, the seller pays $598 in total.
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Key takeaways
- Silver is $99 for 3 months and up to 15 MLS photos. Gold is $249 for 6 months. Platinum is $549 with no end date.
- The FAQ says every seller pays $499 at closing for closing coordination, with any title company.
- $400 is taken from the buyer agent’s commission at closing. The seller doesn’t pay it, but the buyer’s agent sees it.
- Beycome Basic is $99 with $0 at closing, in 17 states and DC. Flat Fee MLS Realty serves Florida only.
The low entry price is real. So is the fee at closing. Below are the plans, the math on a typical Florida sale, what reviewers say, and a same-level comparison with Beycome.
How much does Flat Fee MLS Realty cost in 2026?
Three plans, each shown as a “Summer Sale” price with the old price struck through. All figures are from its pricing page, read October 22, 2026.
| Plan | Upfront | Listing term | MLS photos | Listing changes | Go-live time | Seller total with the $499 fee |
|---|---|---|---|---|---|---|
| Silver | $99 (was $129) | 3 months | Up to 15 | 10 | 3 business days | $598 |
| Gold | $249 (was $299) | 6 months | Up to 50 | Unlimited | “Expedited” | $748 |
| Platinum | $549 (was $599) | Unlimited | Up to 100 | Unlimited | “Expedited” | $1,048 |
Every plan includes the local MLS, syndication to Zillow, Realtor.com, Homes.com and other sites, Florida FAR/BAR contract forms, and a showing appointment platform. Platinum adds a photo session with 25 or more professional photos and a lockbox. Customer service is listed as Monday to Friday, 9 a.m. to 5 p.m.
The pricing page has a footnote: read the FAQ “for additional fees that could be incurred.” That’s where the closing fee is.
What fees does Flat Fee MLS Realty charge at closing?
Two charges, both explained in its FAQ on October 22, 2026.
The $499 coordination fee
The FAQ says you can use any Florida title or closing agent. It also says you “agree to pay a sum of $499 at closing to Flat Fee MLS Realty for its costs to manually coordinate closing with the title/closing agent regardless of who selects title on the contract.” So the fee doesn’t depend on which title company you choose. On Silver, $99 upfront plus $499 at closing makes $598.
The $400 buyer agent deduction
The FAQ also says it “deducts $400 from the buyer’s agent commission at closing.” It adds that this “is not an additional fee owed by the seller,” and that there’s no fee if the buyer has no agent. Some agents dislike seeing their pay reduced, so it’s worth knowing before an offer comes in.
Who picks the title company, and who pays it, is a separate question. Our guide to who picks the title company walks through it. In Florida, Beycome Title handles closings with a $99 settlement fee when prepaid on beycome.com.
Is Flat Fee MLS Realty legit?
Yes. It’s a licensed Florida brokerage, and its FAQ shows its brokerage license number and its broker’s name. It lists homes on the MLS as described. The points in this review are about cost and fit, not about whether the service is real.
You can also read its Better Business Bureau profile and the BBB customer reviews for its other listing. Ratings change, so look at the current numbers yourself.
What does Flat Fee MLS Realty say about Beycome?
Its home page has a “Florida Flat Fee MLS Pricing Comparison” chart. On October 22, 2026, the Beycome column read “$99 – $599,” “Hidden % Fees at Closing? Yes!” and “1% Success Fee (as of 11/11/25).”
That isn’t Beycome’s pricing today. As of October 2026, Beycome sells three seller plans: Basic $99, Enhanced $399, and Concierge at $999 (list price $1,399). Every plan has $0 due to Beycome at closing, and there’s no success fee. In fairness, Beycome did once sell a $599 Concierge plan with a 1% fee. That plan is gone. You can check current prices on the Beycome flat fee MLS page.
Flat Fee MLS Realty vs Beycome: how do they compare?
Entry plan against entry plan, and photo plan against photo plan. Flat Fee MLS Realty items come from its pricing and FAQ pages, October 22, 2026. “Not stated” means its pages don’t say.
| Item | FFMLS Silver | FFMLS Platinum | Beycome Basic | Beycome Enhanced |
|---|---|---|---|---|
| Upfront | $99 | $549 | $99 | $399 |
| Fee at closing (seller) | $499 | $499 | $0 | $0 |
| Taken from buyer agent pay | $400 | $400 | $0 | $0 |
| Seller total on a $417,500 home | $598 | $1,048 | $99 | $399 |
| MLS photos | Up to 15 | Up to 100 | Maximum the MLS allows | Maximum the MLS allows |
| Professional photos | No | 25+, one session | $189 add-on | Included, one session |
| Listing term | 3 months | Unlimited | Maximum the state and MLS allow** | Maximum the state and MLS allow** |
| Go-live time | 3 business days | “Expedited” | Within 2 business days of a complete file | MLS listing in 36 hours or less |
| Listing changes | 10 | Unlimited | Unlimited, no charge | Unlimited, no charge |
| Showings | Showing appointment platform | Same | ShowingTime where the MLS offers it | Same |
| Offers and e-sign | Full offers online | Same | Offer dashboard, e-sign | Same |
| Offer and negotiation help | Not stated | Not stated | Artur AI | Artur AI |
| Cancellation | Full refund before going live; no fee after, if no offer accepted | Same | No fee*; no refund once live | No fee*; no refund once live |
| Where you can list | Florida | Florida | 17 states and DC | 17 states and DC |
The $417,500 figure is the US median existing-home price for September 2026, from NAR’s existing-home sales report. Neither company’s fee changes with the price, so the totals hold for most Florida homes.
One point favors Flat Fee MLS Realty: it refunds you in full if you cancel before the listing goes live. Beycome doesn’t refund once a listing is live. Both charge no fee to cancel after that, with conditions.
If you want people to handle offers and negotiation for you, Beycome Concierge is offered at $999 (list price $1,399), still $0 at closing. Experts negotiate for you, and you stay in control of every decision.
What do Flat Fee MLS Realty reviews say?
Reviews split along a familiar line. People who sold fast and expected the fees are happy. People who found the fees late are not.
Sell smarter
List your home on the MLS from $99
A flat fee instead of a percentage, and $0 to Beycome at closing. You stay in control of your sale.
Sell your home →Buy smarter
Get up to 2% back at closing
On homes listed by other agents, Beycome credits you up to 2% of the price at closing (1% kept, $1,499 minimum; not on FSBO homes or homes listed by Beycome sellers).
Buy a home →Positive reviews
Crystal from Google Reviews thanked the team for a quick sale and said the listing showed up on major home search sites. Eric from Google Reviews said his home went under contract in about three weeks, and that staff fixed photos that had uploaded sideways. Kiomara from Google Reviews called the Platinum package good value and praised the photographer.
Critical reviews
Randy from Google Reviews objected to a listing service collecting from both the seller and the buyer’s agent. John from Google Reviews reported listing errors, a showing setup problem and slow replies when he had an offer in hand. Renee from Google Reviews said she learned about a fee at closing only after paying for the listing.
We can’t verify individual reviews. The fees, though, are printed in the FAQ. Read it, and the listing agreement, before you pay.
What are the pros and cons of Flat Fee MLS Realty?
Pros
- Low upfront price, from $99.
- Florida-based, with a licensed Florida broker.
- Full refund if you cancel before the listing goes live.
- Platinum has no end date and includes a pro photo session.
- Florida FAR/BAR forms are included.
Cons
- A $499 fee at closing on every plan, with any title company.
- $400 taken from the buyer agent’s pay.
- Silver has 15 photos, 10 changes and a 3-month term.
- Support is weekdays, 9 to 5.
- Florida only.
Who is Flat Fee MLS Realty a good fit for?
It suits Florida sellers who expect a quick sale, want a local Florida broker, and are fine with $598 or more all-in. The pre-launch refund also helps if you’re not sure you’ll list.
It’s a weaker fit if you want one fee and nothing at closing, or more time on the market at the entry price. To compare more options, see our list of flat fee listing services in Florida and the national roundup of flat fee MLS companies. We’ve also reviewed Houzeo and List With Freedom.
Wondering how buyer-agent pay works now? Commissions are not set by law or NAR rules and are fully negotiable. Sellers choose whether to offer buyer-agent compensation, and how much. Since August 17, 2024, those offers can’t be shown on the MLS, per NAR’s settlement guide for sellers. Our explainer on whether sellers pay the buyer’s agent goes further.
Our take
Flat Fee MLS Realty is a real Florida brokerage that gets homes on the MLS. It isn’t a $99 sale for most sellers, because $499 is due at closing on every plan. Add the fees you’d actually pay, compare totals at the same service level, and then pick.
Related reading: our Flat Fee Group review.
Frequently asked questions
Is Flat Fee MLS Realty legit?
Yes. It’s a licensed Florida real estate brokerage that lists homes on the MLS. Its plans include a $499 fee at closing, so read the FAQ before you sign.
How much does Flat Fee MLS Realty really cost?
As of October 22, 2026: Silver $99, Gold $249 or Platinum $549 upfront, plus $499 at closing. That’s $598, $748 or $1,048 in total for the seller.
What is the Flat Fee MLS Realty coordination fee?
It’s $499 paid at closing for coordinating with the title or closing agent. The FAQ says it applies no matter who picks the title company.
Does Flat Fee MLS Realty charge the buyer’s agent?
Yes. Its FAQ says it deducts $400 from the buyer agent’s commission at closing. It’s not owed by the seller, and there’s no charge if the buyer has no agent.
Does Beycome charge a 1% success fee?
No. As of October 2026, Basic ($99), Enhanced ($399) and Concierge ($999) all have $0 due to Beycome at closing. An older Concierge plan had a 1% fee; it’s no longer sold.
Which states does Flat Fee MLS Realty cover?
Florida. Beycome lists homes in 17 states and DC, including Florida.
Can I cancel a Flat Fee MLS Realty listing?
Yes. Its FAQ promises a full refund if you cancel before the listing is active. After that there’s no cancellation fee, as long as you haven’t accepted an offer.
Prices as of October 2026 and subject to change. Flat Fee MLS Realty prices, terms and quotes come from its own pricing, FAQ and home pages, read October 22, 2026; check them before you buy. “$0 at closing” means no Beycome fee at closing; other closing costs, taxes, title charges and any agreed buyer-agent compensation still apply.
* No Beycome cancellation fee, except Georgia MLS’s mandatory $25; listings under contract can’t be canceled; no refund once the listing is live. ** The maximum listing term the state and MLS allow: 24 months, 12 in Maryland and Pennsylvania. ShowingTime where the MLS offers it. Basic and Enhanced get offer and negotiation help from the Artur AI assistant, not a person. Concierge list price $1,399, offered at $999 for a limited time. Go-live time doesn’t include any photo shoot. Beycome Title operates in Florida and Texas today, and Michigan, Ohio, Illinois and Indiana starting November 1, 2026. General information, not legal advice; rules vary by state and MLS.
Sources
- Flat Fee MLS Realty pricing page, FAQ and home page, read October 22, 2026 (dated captures kept by Beycome).
- NAR, Existing-Home Sales, September 2026.
- NAR, what the settlement means for home sellers.
- Better Business Bureau profiles of Flat Fee MLS Realty (linked above).
- Google reviews by Crystal, Eric, Kiomara, Randy, John and Renee (linked above).
- Beycome, listing package features, October 2026.
Disclosure & Disclaimer
Beycome provides real estate services through affiliated licensed brokerages and has a commercial interest in the services and business models discussed on this blog. Content reflects Beycome’s perspective and may promote our services; it should not be treated as independent or neutral reporting.
Articles are provided for general informational and educational purposes only, not as financial, tax, legal, or investment advice or a recommendation for your particular situation. Reading this blog does not create a brokerage, advisory, or other professional relationship.
Information, opinions, pricing, service descriptions, and comparisons reflect the sources and information available when an article was published or last updated and may change. Although we aim for accuracy, we do not guarantee that all content is complete, current, or applicable to your circumstances. Laws, market conditions, and service availability vary by location. Examples and estimated savings are illustrative, depend on stated assumptions, and do not guarantee individual results.
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