Updated October 2026. What a flat fee listing agent actually does at each service level, from an MLS-only listing to a full service listing solution at a flat price, and how to pick. Beycome figures from our own package pages; market figures from NAR, read on October 27, 2026.
A flat fee listing agent is a licensed broker who lists your home for a set price instead of a percentage of the sale. As of November 2026, service runs from MLS-only listings (Beycome Basic, $99) to full service at a flat fee (Beycome Concierge, $1,399). The difference is who handles pricing, showings, negotiation and closing coordination: you or a person on the broker’s side.
Jump to: 🪜 Service levels · 🤝 Who does what · 💲 Costs · 🏠 How to choose · ❓ FAQ
Key takeaways
- “Flat fee” describes how you pay, not how much help you get. Some flat fee plans are MLS-only; others are full service.
- Beycome’s three levels: Basic $99, Enhanced $399, Concierge $1,399, all with $0 at closing.
- Most sellers still use an agent: 91% did in NAR’s 2025 Profile of Home Buyers and Sellers. A flat fee broker is one way to do that.
- Read the service list, the term, the cancellation terms and any fee at closing before you sign, not just the headline price.
If you searched for a “full service listing solution,” you probably want an agent’s level of help without a percentage fee; our guide to the full service flat fee realtor breaks that help down. That exists. So do cheaper plans where you do more of the work. Here’s how the levels compare.
What service levels do flat fee listing agents offer?
Every flat fee listing starts the same way. A licensed brokerage enters your home on the MLS, and the listing then flows to sites that pull MLS data. That setup is called a limited service listing. What changes from one level to the next is the help around that listing.
| Level | What you get | What you handle | Beycome example |
|---|---|---|---|
| MLS-only listing | MLS entry, syndication, offer tools, e-sign | Pricing, photos, showings, negotiation, closing coordination | Basic, $99 |
| MLS plus marketing | The above, plus professional photos and virtual tour | Pricing, showings, negotiation, closing coordination | Enhanced, $399 |
| Full service at a flat fee | A dedicated expert, pricing guidance and CMA, negotiation, paperwork and closing coordination | Approving showings and making every decision | Concierge, $1,399 |
On Basic and Enhanced, offer and negotiation help comes from the Artur AI assistant, not a person. On Concierge, a person negotiates with you, always on your side. In all three, you stay in control of the price and every yes or no. Not sure a flat fee fits your sale? Read is a flat fee realtor worth it.
For a deeper look at the cheapest level, read Sell Your Home Smarter with a Flat Fee MLS Listing. For the trade-offs, see the pros and cons of a flat fee MLS listing.
Who does what in a flat fee listing?
A listing agent’s job breaks into tasks. This table shows who does each one at each level. It’s the fastest way to see what “full service” means.
| Task | Basic | Enhanced | Concierge | Traditional agent |
|---|---|---|---|---|
| Enter the listing on the MLS | Broker | Broker | Broker | Agent |
| Pricing and CMA | You, with free tools | You, with free tools | Your expert | Agent |
| Photos | You (pro photos from $189) | Pro photos included | 25 pro HD photos, 3D tour and drone where available | Varies by agent |
| Showings | You approve requests | You approve requests | You approve requests | Agent coordinates |
| Offer review and negotiation | Artur AI | Artur AI | Your expert | Agent |
| Paperwork to closing | You, with state forms | You, with state forms | Your expert and closing coordination | Agent |
| Listing changes | You, online, unlimited | You, online, unlimited | You, online, unlimited | Ask your agent |
A traditional agent is a fair choice too. If you want something in between, here are six ways to pay for help instead of a percentage. You hand off almost everything, which is worth a lot to someone short on time. The question is only how much of that help you want, and how you want to pay for it.
Whatever you choose, some duties stay yours. You disclose known defects under your state’s law, and you follow fair housing rules; the U.S. Department of Housing and Urban Development explains them. The National Association of Realtors sets the ethics code most MLS brokers follow, flat fee or not.
How much does a flat fee listing agent cost compared with a percentage?
A flat fee stays the same whatever your home sells for. A percentage grows with the price. Here’s the arithmetic on a $400,000 home.
| Option | Upfront | At closing | Total listing cost on $400,000 |
|---|---|---|---|
| Beycome Basic | $99 | $0 | $99 |
| Beycome Enhanced | $399 | $0 | $399 |
| Beycome Concierge | $1,399 | $0 | $1,399 |
| 2.5% listing commission example | $0 | $10,000 | $10,000 |
The 2.5% figure is an example only. Commissions are not set by law or by NAR rules and are fully negotiable. Sellers choose whether to offer any buyer-agent compensation, and how much. Since August 17, 2024, such offers can’t be shown on the MLS. Any buyer-agent compensation you agree to is separate from the listing fee in every row.
Watch for fees at closing. Some flat fee companies add a percentage or a minimum at closing on top of the upfront price. Beycome charges $0 at closing on all three levels. For other ways to cut the fee, compare low-commission brokers and flat fee MLS, and see why sellers choose MLS reach over commissions.
Planning the money side of your sale and your next purchase? Bankrate’s real estate financing resources and the Consumer Financial Protection Bureau are good, neutral places to check mortgage costs.
Sell smarter
List your home on the MLS from $99
A flat fee instead of a percentage, and $0 to Beycome at closing. You stay in control of your sale.
Sell your home →Buy smarter
Get up to 2% back at closing
On homes listed by other agents, Beycome credits you up to 2% of the price at closing (1% kept, $1,499 minimum; not on FSBO homes or homes listed by Beycome sellers).
Buy a home →How do you choose the right level for your sale?
Start from your time and your comfort, not the price tag. Ask yourself four questions.
- Can you answer showing requests within a few hours, most days?
- Have you negotiated a large contract before, like a car lease or a job offer?
- Do you know what similar homes nearby sold for in the last few months?
- Would you rather pay more upfront to have a person handle the offer and repair talks?
Mostly yes to the first three? Basic or Enhanced fits. A no on negotiation, or a yes to the last question, points to a full service level. Check your price either way with our property value calculator.
What to read in the listing agreement
The listing agreement is the contract with your flat fee broker. Read the term, the cancellation terms, what’s included, and any fee at closing. These 12 questions for a flat rate listing agent cover each one. Beycome lists as an exclusive right to sell with limited services; our guide to the exclusive right to sell listing agreement explains what that means. More reasons sellers pick this model are in 7 reasons to work with a flat fee broker.
How does Beycome’s flat fee listing work?
Beycome lists in 17 states and DC. Pick one of the Flat-Fee MLS packages, enter your details online, and a complete, correct file goes live on the MLS within 2 business days. The listing stays up for the maximum term the state and MLS allow**, and you can cancel with no fee*.
Every package includes e-signature, unlimited listing updates, ShowingTime scheduling where the MLS offers it, and the Artur AI assistant. Support is 7 days a week, Artur AI 24/7. For full support, Concierge gives you a dedicated expert who negotiates and coordinates the closing while you stay in control.
Buying at the same time? You can buy a home directly through the Beycome buyer program. It’s open to every buyer on homes listed by other agents: no upfront fee, Beycome keeps 1% of the price (minimum $1,499) and credits the rest of the buyer-agent commission at closing, with lender approval. The credit can’t apply where no buyer-agent commission is offered, like most FSBO homes, or on homes listed by Beycome sellers.
Frequently asked questions
What is a full service listing at a flat fee?
A listing where a person on the broker’s side handles pricing, negotiation, paperwork and closing coordination, for a set price. Beycome Concierge is $1,399, with $0 at closing.
Is a flat fee listing agent a real licensed broker?
Yes, only licensed brokers can enter MLS listings. Beycome’s brokerage affiliates are licensed in 18 states and DC.
Do flat fee listings sell for less?
Price comes from condition, location and pricing. On the MLS, a flat fee listing appears to agents like any other listing.
Do I have to offer a buyer’s agent commission?
No, it’s your choice and negotiable. Since August 17, 2024, offers of compensation can’t appear on the MLS; they go in a separate written agreement.
What if I find the buyer myself?
With Beycome, the flat fee is earned when the listing goes on the MLS, so you owe nothing more at closing, even if you find the buyer yourself.
Do I pay anything to Beycome at closing?
No. Basic, Enhanced and Concierge all have $0 due to Beycome at closing. Taxes, title costs and any buyer-agent compensation you agree to still apply.
Other FSBO resources you may be interested in
- Flat Fee Buyer Agents: Smarter Home Buying, Lower Costs.
- Maximize Exposure and Save with FSBO MLS Listings.
- Understanding FSBO vs Flat Fee MLS: Key Seller Insights.
Prices as of October 2026 and subject to change. Concierge is $1,399. “$0 at closing” means no Beycome fee at closing; taxes, title costs and any agreed buyer-agent compensation still apply. *Cancel free: no cancellation fee (Georgia MLS charges $25); listings under contract can’t be canceled; no refund once the listing is live. **Listing term: the maximum the state and MLS allow (24 months; 12 in MD and PA).
Basic and Enhanced get offer and negotiation help from the Artur AI assistant; a person negotiates on Concierge. Buyer credit: minimum $1,499 kept by Beycome; lender approval required; not on FSBO homes or homes listed by Beycome sellers. General information, not legal advice; rules vary by state and MLS.
Sources
Disclosure & Disclaimer
Beycome provides real estate services through affiliated licensed brokerages and has a commercial interest in the services and business models discussed on this blog. Content reflects Beycome’s perspective and may promote our services; it should not be treated as independent or neutral reporting.
Articles are provided for general informational and educational purposes only, not as financial, tax, legal, or investment advice or a recommendation for your particular situation. Reading this blog does not create a brokerage, advisory, or other professional relationship.
Information, opinions, pricing, service descriptions, and comparisons reflect the sources and information available when an article was published or last updated and may change. Although we aim for accuracy, we do not guarantee that all content is complete, current, or applicable to your circumstances. Laws, market conditions, and service availability vary by location. Examples and estimated savings are illustrative, depend on stated assumptions, and do not guarantee individual results.
Verify relevant information directly and consult qualified professionals before making decisions. Beycome services are subject to applicable agreements, eligibility requirements, and state-specific terms.
