Updated October 2026. Plans, prices and terms read on Armadillo’s website on October 22, 2026.
Armadillo home warranty plans cost $29.99 to $53.99 a month as of October 2026, each with $7,500 of total coverage. You can use Armadillo’s pros or your own and get reimbursed. New plans have a 30-day wait before the first claim, except the home buyer plan. Reviews are mixed: 4.7 stars on Google per Armadillo, 3.2 on Trustpilot.
Jump to: 💲 Plans and prices · 🏠 Coverage · 🤝 Reviews · 📍 Home buyers · ❓ FAQ
Key takeaways
- Three plans: Appliance $29.99, Systems $44.99 and Whole Home $53.99 a month, each capped at $7,500 of total coverage.
- Claims are filed online, and you can hire your own plumber or HVAC tech and get reimbursed.
- A deductible is charged per covered incident at the service visit, not per trip.
- On Trustpilot, 79% of 132 reviews were 5 stars and 15% were 1 star (read October 22, 2026).
We’re a real estate brokerage, not a warranty company. Home warranties come up in a lot of our sales, though, as a buyer request or a seller credit. So here’s a plain look at what Armadillo offers, what it costs and what customers say.
What is Armadillo Home Solutions?
Armadillo Home Solutions sells home warranty plans by monthly subscription. A home warranty pays to repair or replace covered appliances and systems that break from normal use. It isn’t homeowners insurance, which covers damage from events like fire or storms.
Armadillo’s pitch is simple pricing and online claims. Its site says you can file a claim in under two minutes, reach support 24/7, pay monthly and cancel anytime. It also sells plans for landlords and through real estate and insurance partners. Armadillo calls this a new kind of home warranty, built around a plan you can actually read.
If you’re new to home warranties, our home warranty FAQ covers the basics first.
How much does an Armadillo home warranty cost?
| Plan | Monthly price | Total coverage | What it adds |
|---|---|---|---|
| Appliance | $29.99 | $7,500 | Key appliances, plus electrical and plumbing. |
| Systems | $44.99 | $7,500 | Same as the base plan, plus A/C and heating. |
| Whole Home | $53.99 | $7,500 | The broadest plan, for higher-value homes and systems. |
Over a year, that’s about $360 to $648 before deductibles and add-ons. Pool and other extras cost more. Armadillo charges a deductible at the service visit for each covered breakdown. The amount wasn’t shown on the pages we read, so ask before you buy.
The $7,500 cap matters. Armadillo’s own pricing page notes that an A/C replacement can now run over $8,000. A single big failure could use up most of a year’s coverage.
What does an Armadillo plan cover, and what doesn’t it?
All plans include electrical and plumbing systems, appliances like the washer, dryer and refrigerator, and household items like ceiling fans and garage door openers. The Systems and Whole Home plans add air conditioning and heating.
The main exclusions, per Armadillo’s FAQ:
- Known pre-existing problems. Items you already knew were damaged aren’t covered.
- Intentional damage.
- Claims in the first 30 days. A plan bought on July 1 can file its first claim from August 1.
Armadillo says it covers items regardless of age, and there’s no limit on how many service visits you request. You pay one deductible per incident, even if the repair takes several visits.
Buying a home? Check appliances before you close, warranty or not. Our guide on inspecting appliances when buying a house shows what to test.
What do Armadillo customers say?
Armadillo says it has 4.7 stars on Google Reviews. On Trustpilot, it had a TrustScore of 3.2 from 132 reviews when we read it: 79% were 5 stars and 15% were 1 star. Trustpilot also noted the company hadn’t replied to negative reviews. Here’s a balanced sample.
✅ What happy customers mention
Brittany H., 5 stars
Said three claims were handled quickly and that staff communicated clearly.
From Brittany H. on Trustpilot (read October 22, 2026).
Al K., 5 stars
Got a check for a washing machine claim without trouble.
From Al K. on Trustpilot (read October 22, 2026).
Sell smarter
List your home on the MLS from $99
A flat fee instead of a percentage, and $0 to Beycome at closing. You stay in control of your sale.
Sell your home →Buy smarter
Get up to 2% back at closing
On homes listed by other agents, Beycome credits you up to 2% of the price at closing (1% kept, $1,499 minimum; not on FSBO homes or homes listed by Beycome sellers).
Buy a home →❌ What unhappy customers mention
Lisa O., 1 star
Paid a deductible, then waited three weeks with no replies about a water heater.
From Lisa O. on Trustpilot (read October 22, 2026).
Tracy B., 1 star
Described a simple plumbing repair that took weeks of approvals before payment.
From Tracy B. on Trustpilot (read October 22, 2026).
The pattern is common in this industry. Quick, small claims tend to go well. Slow approvals and denied claims drive the bad reviews. Read the contract’s exclusions before you sign.
What are the pros and cons of Armadillo?
| Pros | Cons |
|---|---|
| Clear monthly prices from $29.99. | $7,500 total coverage cap on every plan. |
| Use your own contractor and get reimbursed. | 30-day wait on new plans, except the buyer plan. |
| Online claims and 24/7 support. | Deductible amount not listed on the plan pages. |
| Cancel anytime, no age limit on covered items. | Some reviews report slow approvals. |
Is Armadillo a good fit for home buyers?
Armadillo sells a Buyer’s plan with two useful differences. It covers unknown pre-existing conditions, and there’s no 30-day waiting period. Coverage starts at closing. That fits a buyer who doesn’t know the history of the appliances.
Sellers sometimes pay for a buyer’s first year of warranty as a credit in the deal. If you’re negotiating that, see who pays closing costs, and our seller guide to disclosures when selling. A warranty doesn’t replace a seller’s duty to disclose known problems. Buyers can ask for one in the offer; here’s how to make a competitive offer without overreaching.
Shopping for a home now? Beycome’s buyer program can put up to 2% back in your pocket, money that could cover a warranty and more. You pay no upfront fee. When the seller offers buyer-agent compensation, we keep 1% of the price (minimum $1,499) and credit the rest at closing. On a $400,000 home with 3% offered, that’s $8,000 back. If the offer is below our minimum, you cover the gap at closing.
That 3% is an example only. Commissions are not set by law or by NAR rules, and they’re fully negotiable. Sellers choose whether to offer any buyer-agent compensation, and how much. Since August 17, 2024, those offers can’t be shown on the MLS.
How do you file a claim with Armadillo?
- Log in and request service online, or call your Armadillo rep.
- Choose an Armadillo pro or your own licensed contractor.
- Pay the deductible at the service visit.
- If you used your own pro, send the invoice and get reimbursed.
Keep receipts and maintenance records. Proper upkeep is one of the homeowner duties in the plan, and it helps if a claim is questioned. You can compare plans on the Armadillo site before you decide.
Frequently asked questions
How much is an Armadillo home warranty?
As of October 2026, $29.99 a month for Appliance, $44.99 for Systems and $53.99 for Whole Home, each with $7,500 of total coverage.
Is Armadillo home warranty legit?
Yes, it’s an operating home warranty company; its site says thousands of homeowners use it. Reviews are mixed: 4.7 stars on Google per Armadillo, and a 3.2 TrustScore from 132 reviews on Trustpilot (read October 22, 2026).
Does Armadillo have a waiting period?
Yes, 30 days on standard plans. The Buyer’s plan has no waiting period and starts at closing.
Can I use my own contractor with Armadillo?
Yes. You can pick your own pro and Armadillo reimburses you for covered repairs.
Does Armadillo cover pre-existing conditions?
Not known ones. The Buyer’s plan covers unknown pre-existing conditions on covered items.
Can I cancel an Armadillo plan?
Armadillo says you pay monthly and can cancel anytime. Check the contract for how billing ends.
Armadillo prices, coverage and terms are from armadillo.one, read October 22, 2026, and may change. Review figures are from Trustpilot and Armadillo’s site on that date. Buyer program: no upfront fee; Beycome keeps 1% of the price with a $1,499 minimum and credits the rest; the credit depends on the compensation the seller offers, your state’s rules and your lender’s approval. General information, not insurance or legal advice.
Sources
- Armadillo, pricing plans, read October 22, 2026.
- Armadillo, FAQ.
- Trustpilot, Armadillo Home Solutions reviews, read October 22, 2026.
- Beycome, buyer program, October 2026.
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