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Active - House for sale
Effingham, IL
Facts & features
Why you’ll love it
- Water view
- Pool
- Garage
- Quartz counters
- Fenced yard
Wake each morning to the peaceful setting of this custom lakefront home on the shores of Lake Sara, with water views and surrounding natural landscape. Enjoy mornings on the covered deck overlooking the lake. Inside, the home offers 22-foot vaulted ceilings with custom exposed cedar beams, Andersen windows and doors, and abundant natural light throughout. The main living area connects to a well-designed kitchen featuring quartzite countertops, a large island, premium appliances, and space for gathering and entertaining. The primary suite is a spa-like retreat, featuring custom walnut cabinetry, a double vanity, soaking tub, and large windows that bring in natural light and views of the surrounding landscape. Bedrooms are generously sized; two upstairs rooms feature exposed beams. The finished walkout lower level includes additional bedrooms, a full bath, family room, game room, and storage. It opens to a covered porch with a gas fireplace. Outdoor living is a standout feature, with a covered 32-foot upper deck and an expansive waterside concrete patio lined with seating areas. The private dock, waterside patio and covered boat slip provide easy access to boating, fishing, and time on the lake. The property sits on over half an acre and includes upgraded mechanical systems, a three-car oversized attached garage, an extended driveway, a fenced dog run, and space for a future in-ground pool.
Listed by: Mark Winkelman • Baird & Warner
Co-listed by: Baird & Warner
Source: MRED as distributed by MLS GRID, MLS#: 12596836
Based on information as of Sep 01, 2026 at 07:16pm EDT.
Come see by yourself
Affordability
$8,065/mo
- Mortgage$8,065
- Property tax$0
- HOA fee
- Homeowners insurance
Beycome estimates only. Actual amounts and terms vary by lender and location.
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About Effingham
AI-generated overview for informational purposes only.
Please verify all details independently before relying on it.
Flood & climate risk
FEMA Flood Zone X
Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.
More details
Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.
Fire
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Air quality
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Disclaimer
Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved.
Based on information submitted to the MLS GRID as of Sep 01, 2026 at 07:16pm EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
