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Listings courtesy of APOGEE REALTY SERVICES as distributed by MLS GRID.

Active - Duplex for sale

12970 SPENCER STREET, Fort Myers, FL

3 bds|960 sqft

Facts & features

Duplex Property type
85 days on Beycome
1998 Year built
$224 Price/Sqft.
4,051 sqft Lot size

Why you’ll love it

Welcome to this charming and well-maintained 3-bedroom, 2-bath home located in a quiet community w/o HOA fees just minutes from the area's beautiful beaches. Situated on land you own, this mobile home is classified as real property, offering an excellent opportunity for both homeowners and investors. The spacious open-concept floor plan creates a comfortable and inviting atmosphere, perfect for everyday living and entertaining. The home has been successfully operated as a full-time Airbnb, demonstrating strong income-producing potential for those seeking an investment property. Enjoy a bright living area, functional kitchen, and comfortable bedrooms designed for easy living. While the home is being sold unfurnished, furnishings may be available through separate negotiation. Whether you're looking for a primary residence, vacation getaway, or turnkey investment opportunity near the coast, this property offers exceptional value in a great location.

Translating description...

Listed by: Mary Boor • marymboor@verizon.net • APOGEE REALTY SERVICES

Co-listed by: APOGEE REALTY SERVICES

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8517139 Stellar MLS as distributed by MLS GRID logo

Based on information as of Jun 01, 2026 at 02:21pm EDT.

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Affordability

$140,000$290,000
1%20%
0%90%
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Estimated monthly payment

$1,259/mo

  • Mortgage$1,087
  • Property tax$172
  • HOA fee
  • Homeowners insurance
Due at closing$170,925
Down payment held in escrow$43,000
Closing costs$3,225
beycome credit Est.$4,300

Beycome estimates only. Actual amounts and terms vary by lender and location.

Discover the neighborhood

Travel times

About Harvey Heights

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AI-generated overview for informational purposes only.
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Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 8 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Jun 01, 2026 at 02:21pm EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$215,000 Listed price

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$4,300 Credit back

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