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Listings courtesy of ST. CLOUD REAL ESTATE as distributed by MLS GRID.

Active - Manufactured for sale

1359 SHIPWRECK LANE, St. Cloud, FL

1 bd|1 bth|402 sqft

Facts & features

Manufactured Property type
1 day on Beycome
1995 Year built
$311 Price/Sqft.
$178/mo HOA
2,570 sqft Lot size

Why you’ll love it

  • Pool
  • Gated

Looking for the perfect Florida winter getaway or looking to downsize and live a little smaller? This adorable cottage in the gated Shelter Cove Resort offers the relaxed Florida lifestyle you’ve been dreaming about—without giving up comfort, privacy, or outdoor living. This charming 1-bedroom, 1-bath cottage is tucked away in a peaceful setting within this beautiful lakefront community on Lake Center, part of the Alligator Chain of Lakes. And one of the best features is the large screened-in porch—the perfect place to sip your morning coffee, enjoy an afternoon cocktail, read a book, or simply relax and take in the peaceful surroundings. Step outside to your private backyard, offering a wonderful outdoor space for entertaining, gardening, grilling, or simply enjoying the Florida sunshine. The screened porch and private yard create an inviting extension of the living space and make outdoor living easy. ** FLORIDA LIVING AT ITS BEST** Shelter Cove RV Resort community has 150 acres to enjoy, offers a unique combination of lakefront living, wooded walking trails, golf cart friendly, and a relaxed resort atmosphere. Bring your boat and fishing gear and enjoy access to the beautiful Alligator Chain of Lakes, or spend your days relaxing around the community pool and enjoying the friendly, social atmosphere. Features include: Charming 1-bedroom, 1-bath cottage Large screened-in porch—ideal for year-round outdoor living Private backyard for added peace and privacy Located in a gated lakefront community Access to the scenic Alligator Chain of Lakes Community pool and recreational amenities Golf-cart-friendly community Beautiful wooded and natural surroundings Ideal snowbird retreat, vacation home, investment property, or full-time residence And when you're ready to explore, you're conveniently located near shopping, restaurants, beaches, and Central Florida's world-famous attractions. Publix, Winn-Dixie, Walgreens and everyday conveniences are a few miles away, while Walmart, restaurants and additional shopping are only a few miles away. Cocoa Beach and Melbourne are approximately 40 minutes away, and Disney, Universal Studios and SeaWorld are all within easy reach. TRADE SNOW FOR SUNSHINE! Imagine spending your winters in Florida instead of shoveling snow—morning coffee on your screened porch, afternoons by the lake, fishing, boating, and evenings enjoying the beautiful Florida weather. Whether you're searching for an affordable snowbird escape or your own little piece of Florida paradise, this cute cottage offers the opportunity to enjoy the laid-back lake lifestyle you've been looking for. Pack your flip-flops, leave the snow behind, and start enjoying Florida! Schedule your private showing today!

Translating description...

Listed by: Kim Davidson • KimDavidson8@gmail.com • ST. CLOUD REAL ESTATE

Co-listed by: ST. CLOUD REAL ESTATE

Source: Stellar MLS as distributed by MLS GRID, MLS#: S5156738 Stellar MLS as distributed by MLS GRID logo

Based on information as of Jun 01, 2026 at 02:21pm EDT.

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Affordability

$80,000$170,000
1%20%
0%90%
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Estimated monthly payment

$888/mo

  • Mortgage$632
  • Property tax$78
  • HOA fee
  • Homeowners insurance
Due at closing$99,375
Down payment held in escrow$25,000
Closing costs$1,875
beycome credit Est.$2,500

Beycome estimates only. Actual amounts and terms vary by lender and location.

Discover the neighborhood

Travel times

About Shelter Cove

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Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 66 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Jun 01, 2026 at 02:21pm EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$125,000 Listed price

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$2,500 Credit back

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