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Active - House for sale
138 WHITE CAP WAY, Panama City Beach, FL
Facts & features
Why you’ll love it
- Pool
- Walk-in closet
Welcome to your dream home in the desirable Palm Cove community in Panama City Beach, FL. This beautifully maintained 3-bedroom, 2-bathroom home offers the ultimate blend of convenience and beach living. Located just minutes from the stunning Gulf Coast, you'll have easy access to the beach, shopping, dining, and entertainment options. Whether you're looking for a vacation home, investment property, or a permanent residence, this home is perfect for any lifestyle. Step inside to find an open, spacious floor plan. The large living area leads to a well-appointed kitchen. The master suite is a true retreat with a walk-in closet, and a serene en-suite bathroom. Two additional bedrooms provide plenty of room for guests or family. Enjoy the tranquility of your back patio with a beautiful nature preserve view, which offers added privacy as there are no homes directly behind you. The front porch provides the perfect spot to relax, and with guest parking just across the street and a nearby playground, convenience is key. The Palm Cove community offers incredible amenities, including two swimming pools (one heated seasonally), trash service, ground maintenance, and security gates, all covered by the low HOA fees. The community also handles lawn care and power washing, making this a true low-maintenance home. Don’t miss your chance to own a piece of paradise in one of the most sought-after areas of Panama City Beach! Contact us today to schedule a showing! https://my.matterport.com/show/?m=UQ2AaN4q92x
Listed by: Ashley Palata • ashley@simonsimaan.com • THE SIMON SIMAAN GROUP
Co-listed by: THE SIMON SIMAAN GROUP
Source: Stellar MLS as distributed by MLS GRID, MLS#: O6284424
Based on information as of Jun 01, 2026 at 02:21pm EDT.
Come see by yourself
Affordability
$1,799/mo
- Mortgage$1,512
- Property tax$129
- HOA fee
- Homeowners insurance
Beycome estimates only. Actual amounts and terms vary by lender and location.
Discover the neighborhood
Travel times
About Palm Cove Ph 03
AI-generated overview for informational purposes only.
Please verify all details independently before relying on it.
Flood & climate risk
FEMA Flood Zone X
Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.
More details
Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.
Fire
Storm
Air quality
Pollen
Disclaimer
Based on information submitted to the MLS GRID as of Jun 01, 2026 at 02:21pm EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
