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Listings courtesy of LoKation.

Active - House for sale

181 12th St, Key Colony FL 33051, Key Colony Beach, FL

3 bds|2 bth|1,775 sqft

Facts & features

House Property type
80 days on Beycome
1997 Year built
$1,295 Price/Sqft.

Why you’ll love it

  • Renovated
  • Pool
  • Corner lot

Welcome to modern coastal living in Key Colony Beach, one of the true gems of the Florida Keys. This fully remodeled pool home blends a clean, contemporary style with an easy, open layout that feels tailor-made for the Keys lifestyle. Sitting on a rare 16,725 sq ft lot—about twice the typical size—and on the highly desired west side of the island, there’s ample room for multiple vehicles, trailers, and even an RV. The solid CBS stilt home is surrounded by lush landscaping and fruit trees for a private, tropical setting. Inside, cathedral ceilings make the 3 bed, 2 bath, 1,775 sq ft floor plan feel even more spacious. Nesting sliders open to a large screened porch, new outdoor kitchen, and multiple seating areas around the pool, creating a seamless indoor-outdoor flow that’s ideal for entertaining. Set on an enchanting corner lot just minutes from open water, you’ll enjoy cooling ocean breezes and a short stroll to Sunset Beach Park for nightly sunsets. Boaters will love the 50' concrete dock with 50-amp power and water, with quick access to both the ocean and Bay via Vaca Cut—putting the Vaca sandbar, fishing, diving, and snorkeling all a short boat ride away. With an adjustable-temperature pool for year-round use and 7-day rentals allowed, this property works beautifully as a personal retreat, income-producing vacation rental, or a combination of both. It’s a turnkey Keys home in one of Key Colony Beach’s most coveted locations.

Translating description...

Listed by: Ewa Schwarz • 305-781-5704 • LoKation

Co-listed by: LoKation

Source: Miami MLS, MLS#: A12037164 Miami MLS logo

Based on information as of Sep 02, 2026 at 06:39am EDT.

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Affordability

$1,495,000$3,105,000
1%20%
0%90%
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Estimated monthly payment

$12,912/mo

  • Mortgage$11,625
  • Property tax$1,287
  • HOA fee
  • Homeowners insurance
Due at closing$1,827,705
Down payment held in escrow$459,800
Closing costs$34,485
beycome credit Est.$45,980

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Disclaimer

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Copyright ©2026. Based on information as of Sep 02, 2026 at 06:39am EDT.

$2,299,000 Listed price

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$45,980 Credit back

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