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Listings courtesy of Berkshire Hathaway HomeServices Starck Real Estate as distributed by MLS GRID.

Active - House for sale

Elgin, IL

5 bds|2 bth|2,296 sqft

Facts & features

House Property type
1989 Year built
$174 Price/Sqft.
2 car garage Parking
8,712 sqft Lot size

Why you’ll love it

  • Open floor plan

Check out this 5-bedroom, 2 1/2 half bath colonial-style home with a full front porch in Valley Creek that offers great sweat equity! It features an open floor plan from the Kitchen to the Family room, offering generous space. The Vaulted ceiling in the Family room features a 2 story brick fireplace The perfect room for entertaining.The main floor has a formal dining room and the living room has been converted to a bedroom with the added benefit of a first-floor laundry room. The upstairs contains spacious bedrooms and skylights in both bathrooms. The basement contains a finished room that can be used as a den, or bedroom (use your imagination). A flat backyard with a deck and sliding glass door off of the living room and kitchen bring your landscaping ideas.

Translating description...

Listed by: Alexander Ayala • Berkshire Hathaway HomeServices Starck Real Estate

Co-listed by: Gina Clifford • Berkshire Hathaway HomeServices Starck Real Estate

Source: MRED as distributed by MLS GRID, MLS#: 12733640 MRED as distributed by MLS GRID logo

Based on information as of Sep 02, 2026 at 07:18pm EDT.

Come see by yourself

Affordability

$260,000$540,000
1%20%
0%90%
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Estimated monthly payment

$2,810/mo

  • Mortgage$2,023
  • Property tax$787
  • HOA fee
  • Homeowners insurance
Due at closing$318,000
Down payment held in escrow$80,000
Closing costs$6,000
beycome credit Est.$8,000

Beycome estimates only. Actual amounts and terms vary by lender and location.

Discover the neighborhood

Travel times

About Elgin

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AI-generated overview for informational purposes only.
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Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Sep 02, 2026 at 07:18pm EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$400,000 Listed price

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$8,000 Credit back

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