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Listings courtesy of Coldwell Banker Schmitt RE Co.

Active - House for sale

23057 Bluegill Lane, FL 33042, Cudjoe Key, FL

3 bds|2 bth|1,270 sqft

Facts & features

House Property type
24 days on Beycome
1997 Year built
$1,062 Price/Sqft.
1 car garage Parking
10,019 sqft Lot size

Why you’ll love it

  • Waterfront
  • Water view
  • Granite counters

Look no further--this exceptional property truly has it all. This beautifully maintained CBS home boasts open-water views and is situated on an oversized lot on an extra-wide, deep canal, great for bigger boats, and just three houses in from the end. You'll be up on plane in seconds, with unparalleled boating access to both the Atlantic and Gulf. Ideally located closest to the premier backcountry of the Lower Florida Keys, this is the perfect property for the fishing and diving enthusiasts and still only 20 minutes to Key West. Built by Tom Ryan Construction, this solid CBS 3-bedroom 2-bath home is almost 1,300 square feet, and has a spacious, open feel, created by the thoughtful layout and vaulted ceilings in the main living area. The kitchen features granite countertops, a convenient breakfast bar, and a dedicated dining area, making it ideal for both everyday island living and entertaining. The primary suite has a walk in closet and french doors leading out to the porch, while the second bedroom has a pocket door creating another convenient ensuite for guests. Most days you'll enjoy outdoor dining or cocktails and the relaxed island life from the covered, screened porch overlooking the canal with open water views of Kemp Channel. The views continue into the primary suite and kitchen, offering a beautiful waterfront backdrop throughout the home. The lower enclosure provides plenty of space for a vehicle, workshop, and storage. Two 500-gallon cisterns provide ample water for maintaining the lush tropical landscaping. The solid concrete step down seawall features davits each with a 5,500 lift capacity. This property is the ideal location to be able to spend a stellar day on the water, then head to Key West to one of the many fabulous restaurants for dinner, and finish the evening listening to live music or take in a show at one of our unique boutique theaters. You can have it all.

Translating description...

Listed by: Anneliese Dietrick • 305-393-7776 • Coldwell Banker Schmitt RE Co

Co-listed by: Coldwell Banker Schmitt RE Co

Source: Miami MLS, MLS#: B26062448 Miami MLS logo

Based on information as of Sep 02, 2026 at 06:39am EDT.

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Affordability

$875,000$1,820,000
1%20%
0%90%
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Estimated monthly payment

$7,083/mo

  • Mortgage$6,821
  • Property tax$262
  • HOA fee
  • Homeowners insurance
Due at closing$1,072,455
Down payment held in escrow$269,800
Closing costs$20,235
beycome credit Est.$26,980

Beycome estimates only. Actual amounts and terms vary by lender and location.

Discover the neighborhood

Travel times

About Cudjoe Ocean Shores Amd Se

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Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 10 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Copyright ©2026. Based on information as of Sep 02, 2026 at 06:39am EDT.

$1,349,000 Listed price

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$26,980 Credit back

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