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Listings courtesy of Berkshire Hathaway HomeServices Starck Real Estate as distributed by MLS GRID.

Active - House for sale

St. Charles, IL

3 bds|1 bth|912 sqft

Facts & features

House Property type
1951 Year built
$373 Price/Sqft.
1 car garage Parking
10,437 sqft Lot size

Why you’ll love it

  • New roof
  • Garage
  • Hardwood floors

UNBELIEVABLE LOCATION MEETS INCREDIBLE POSSIBILITIES IN PREMIER DOWNTOWN ST. CHARLES NEIGHBORHOOD! ~ This ultra charming, cute-as-can-be 3 bedroom, 1 bath ranch is brimming with timeless character including original hardwood flooring, built-in bookcases, large windows, and classic architectural details ~ Full basement offers untapped potential to easily double finished living space/square footage ~ Adorable, private brick paver patio is perfect for morning coffee or evening entertaining ~ Roomy detached one car garage ~ Oversized lot with plenty of green space, fire pit, and mature perennial butterfly garden ~ UNBEATABLE WALK-TO-EVERYTHING CONVENIENCE with immediate access to scenic Fox River, renowned Mount Saint Mary Park, miles of paved riverfront paths and trails, Whole Foods, destination dining, local pubs, boutique shopping, entertainment, recreation, seasonal community events, and THE VERY BEST OF BOTH DOWNTOWN ST. CHARLES AND NEIGHBORING DOWNTOWN GENEVA ~ Award-winning St. Charles schools ~ Easy access to Randall Road corridor and Metra commuter station ~ New oven 2024 ~ New washer 2020 ~ New A/C 2019 ~ New water heater 2019 ~ New microwave 2018 ~ New roof 2014 ~ New siding 2014 ~ Don't miss this RARE, HIGH-VALUE OPPORTUNITY for affordable single-family ownership in one of the tri-cities most desirable spots ~ Bring your bicycle, bring your ideas, and make this beauty your own! ~ The ultimate lifestyle upgrade awaits!

Translating description...

Listed by: Daria Smith • Berkshire Hathaway HomeServices Starck Real Estate

Co-listed by: Michael Smith • Berkshire Hathaway HomeServices Starck Real Estate

Source: MRED as distributed by MLS GRID, MLS#: 12745308 MRED as distributed by MLS GRID logo

Based on information as of Sep 02, 2026 at 04:24pm EDT.

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Affordability

$220,000$460,000
1%20%
0%90%
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Estimated monthly payment

$2,239/mo

  • Mortgage$1,719
  • Property tax$519
  • HOA fee
  • Homeowners insurance
Due at closing$270,300
Down payment held in escrow$68,000
Closing costs$5,100
beycome credit Est.$6,800

Beycome estimates only. Actual amounts and terms vary by lender and location.

Discover the neighborhood

Travel times

About St. Charles

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AI-generated overview for informational purposes only.
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Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Sep 02, 2026 at 04:24pm EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$340,000 Listed price

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$6,800 Credit back

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