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Listings courtesy of BRIDGE POINT BUSINESS REAL EST as distributed by MLS GRID.

Active - House for sale

3194 INDIAN GULF LANE, Hernando Beach, FL

2 bds|2 bth|1,906 sqft

Facts & features

House Property type
9 days on Beycome
1984 Year built
$655 Price/Sqft.
7,920 sqft Lot size

Why you’ll love it

  • Waterfront
  • Renovated
  • Stainless steel
  • Granite counters
  • Walk-in closet

Experience an exceptional waterfront lifestyle at 3194 Indian Gulf Lane, located in Aripeka, part of the greater Hernando Beach market area. This extensively renovated 2-bedroom, 2-bath coastal residence offers approximately 1,906 square feet of living area, sweeping unobstructed views across the Gulf of America and surrounding natural coastal landscape, direct boating access, a private concrete boat ramp, and approximately 60 feet of poured-concrete seawall. The residence has undergone substantial renovation and updating, creating a bright, inviting interior with a flowing layout designed to take full advantage of the waterfront setting. The updated kitchen features granite countertops, stainless-steel appliances, a large center island with seating, generous cabinetry, and an open connection to the dining and living areas. Expansive windows and glass doors bring abundant natural light and coastal views into the principal living spaces. The main level also includes the second bedroom, full bath, interior laundry, and an impressive Florida room overlooking the water. Updated flooring, ceiling fans, contemporary finishes, built-in cabinetry and shelving complete the interior. A dramatic spiral staircase leads to the private upper-level primary suite with walk-in closet and adjoining bath. The exterior renovation represents a significant investment. The home was extensively refinished with a Dryvit stucco exterior system, a substantial and costly improvement that gives the residence a refined architectural appearance and contributes materially to its updated finish quality. Additional improvements include a newer metal roof, newer central air-conditioning system, and extensive deck improvements. The expansive rear deck provides an outstanding setting for dining, entertaining, relaxing, and enjoying spectacular sunsets and ever-changing coastal scenery. From the seawall and private boat ramp, enjoy direct access to the surrounding waterways for boating, kayaking, fishing, and exploration of the Gulf. Open water, tidal wetlands, natural shoreline, and undeveloped coastal views create a setting that is increasingly difficult to find. The location also places an exceptional collection of Nature Coast recreation within easy reach. Nearby destinations include Bayport Park with Gulf access, fishing pier and boat ramps; Linda Pedersen Park and Jenkins Creek Park along Shoal Line Boulevard; Rogers Park on the Weeki Wachee River; and Alfred McKethan/Pine Island Park with its Gulf beach and swimming area. To the south, SunWest Park in Hudson offers a public swimming beach and additional water recreation. Weeki Wachee Springs is also nearby. Popular Hernando Beach dining options include Brian's Place, The Lazy Lizard and Silver Dolphin Restaurant & Country Store. U.S. Highway 19 provides convenient access to shopping and everyday services, including the familiar Cracker Barrel on Commercial Way. For buyers searching the Hernando Beach and 34607 waterfront market, 3194 Indian Gulf Lane offers a rare combination of extensive renovation, direct boating access, exceptional Gulf views and a remarkably natural coastal setting.

Translating description...

Listed by: Anthony Kanaris Pllc • Anthony.Kanaris@BridgePointBREA.com • BRIDGE POINT BUSINESS REAL EST

Co-listed by: BRIDGE POINT BUSINESS REAL EST

Source: Stellar MLS as distributed by MLS GRID, MLS#: W7888817 Stellar MLS as distributed by MLS GRID logo

Based on information as of Jun 01, 2026 at 02:21pm EDT.

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Affordability

$810,000$1,685,000
1%20%
0%90%
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Estimated monthly payment

$7,848/mo

  • Mortgage$6,316
  • Property tax$1,532
  • HOA fee
  • Homeowners insurance
Due at closing$992,955
Down payment held in escrow$249,800
Closing costs$18,735
beycome credit Est.$24,980

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Flood & climate risk

FEMA Flood Zone VE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 14 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Jun 01, 2026 at 02:21pm EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$1,249,000 Listed price

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$24,980 Credit back

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