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Active - House for sale
401 SW CROSS Street, Mount Sterling, IL
Facts & features
Why you’ll love it
- Renovated
- New roof
- Hardwood floors
An amazing historic home in Mount Sterling with so much character. From the moment you arrive, you’ll appreciate the craftsmanship that defines this residence, featuring original woodwork, beautiful built-in cabinetry, classic doors, and hardwood floors throughout. The main living spaces are warm and inviting, showcasing beamed ceilings, detailed trim, and a seamless flow between rooms perfect for both everyday living and entertaining. The spacious kitchen offers tons of functional space and style, highlighted by great cabinetry, generous counter space, and a convenient eat-at bar that opens to the dining area. Upstairs, the bedrooms are generously sized and filled with natural light. A newly renovated bathroom provides modern convenience while remaining easily accessible from all bedrooms. This home also offers the peace of mind that comes with numerous major updates already completed, including a new roof (2021), new siding (2022), new electrical upgrades and bedroom renovation (2021), and a new boiler installed in 2023. These significant improvements compliment the home’s historic charm and add long-term value.
Listed by: LG Realty
Co-listed by: LG Realty
Source: RMLS Alliance as distributed by MLS GRID, MLS#: CA1041418
Based on information as of Aug 31, 2026 at 06:04pm EDT.
Come see by yourself
Affordability
$1,734/mo
- Mortgage$1,262
- Property tax$472
- HOA fee
- Homeowners insurance
Beycome estimates only. Actual amounts and terms vary by lender and location.
Discover the neighborhood
Travel times
About None
AI-generated overview for informational purposes only.
Please verify all details independently before relying on it.
Flood & climate risk
FEMA Flood Zone X
Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.
More details
Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.
Fire
Storm
Air quality
Pollen
Disclaimer
Based on information submitted to the MLS GRID as of Aug 31, 2026 at 06:04pm EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
