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Listings courtesy of DOYLE & MCGRATH REAL ESTATE LL as distributed by MLS GRID.

Active - Mixed Use for sale

404 W LUTZ LAKE FERN ROAD, Lutz, FL

812 sqft

Facts & features

Mixed Use Property type
19 days on Beycome
1969 Year built
$326 Price/Sqft.
8,300 sqft Lot size

Why you’ll love it

PRIME LUTZ COMMERCIAL / MIXED-USE INVESTMENT OPPORTUNITY NOW AVAILABLE! Excellent investment and owner-user opportunity in the heart of desirable Lutz, Florida. This well-located property offers a unique combination of commercial potential and residential flexibility, making it an attractive opportunity for investors, small business owners, and professionals seeking a highly visible location. The property is currently zoned Lutz Downtown Center (LDC), a zoning designation intended to encourage a vibrant, mixed-use activity center while preserving the character of the surrounding residential area. LDC zoning allows for residential uses as well as lower-intensity professional offices, personal services, and limited specialty retail uses. Potential uses may include professional services, florist, beauty or barbershop, locksmith, jewelry repair or sales, photography studio, computer repair, art gallery, bicycle repair, shoe repair, and other similar neighborhood-oriented businesses, subject to applicable zoning requirements and approvals. The existing 3-bedroom, 1-bathroom structure provides additional flexibility and may be suitable for residential use, offering an opportunity to live, operate a business, or hold the property as an investment, subject to zoning and applicable regulations. Positioned along Lutz Lake Fern Road, the property benefits from excellent visibility and convenient accessibility. The surrounding area features established medical and professional offices, restaurants, schools, retail centers, and other commercial services, providing a strong neighborhood setting and steady exposure. Located in one of the Tampa Bay area's rapidly growing communities, the property offers convenient access to major transportation corridors, including Veterans Expressway, I-75, I-275, and I-4, providing connectivity to Tampa International Airport, Downtown Tampa, Orlando, Clearwater, and the beaches of St. Petersburg. PROPERTY HIGHLIGHTS • Lutz Downtown Center (LDC) Zoning • Excellent owner-user or investment opportunity • Flexible commercial/mixed-use potential • Existing 3-bedroom, 1-bathroom structure • Approximately 819 SF living area / 1,056 SF total building area • 0.1905-acre lot • Built in 1969 • Highly visible location on Lutz Lake Fern Road • Surrounded by established medical, professional, retail, restaurant, and service businesses • Convenient access to major highways • Located in desirable and growing Lutz, Florida • Offered at $265,000 A rare opportunity to acquire an affordable property in a highly desirable Lutz location with flexible zoning and multiple potential uses. Schedule your private showing today and explore the possibilities this property has to offer.

Translating description...

Listed by: Sunny Claussen • sunny.claussen@doylemcgrath.com • DOYLE & MCGRATH REAL ESTATE LL

Co-listed by: DOYLE & MCGRATH REAL ESTATE LL

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8537276 Stellar MLS as distributed by MLS GRID logo

Based on information as of Jun 01, 2026 at 02:21pm EDT.

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Affordability

$170,000$360,000
1%20%
0%90%
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Estimated monthly payment

$1,594/mo

  • Mortgage$1,340
  • Property tax$254
  • HOA fee
  • Homeowners insurance
Due at closing$210,675
Down payment held in escrow$53,000
Closing costs$3,975
beycome credit Est.$5,300

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About West North Tampa

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AI-generated overview for informational purposes only.
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Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Jun 01, 2026 at 02:21pm EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$265,000 Listed price

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$5,300 Credit back

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