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Listings courtesy of BAYSHORE REALTY INC as distributed by MLS GRID.

Active - Condominium for sale

4212 126TH STREET W UNIT 409, Cortez, FL

2 bds|2 bth|1,224 sqft

Facts & features

Condominium Property type
260 days on Beycome
1989 Year built
$432 Price/Sqft.
$1,109/mo HOA

Why you’ll love it

  • Waterfront
  • Water view
  • Renovated
  • Pool
  • Stainless steel

Boaters—this is the one you’ve been waiting for! An unbeatable value in coveted Smugglers Landing, this top-floor waterfront 2BR/2BA condo includes your own 40’ sailboat-water dock—a rare find that lets you ditch the marina fees and step straight into the Florida boating lifestyle. Located in historic Cortez and just a few blocks from the award-winning beaches of Anna Maria Island, this residence puts the very best of coastal living right at your fingertips. Inside, you’ll love the bright, breezy floor plan with panoramic canal views, glowing sunsets, and even the occasional manatee drifting by. Start your mornings with coffee on the cozy front lanai and wind down in the evening in the Florida room, complete with upgraded power hurricane shutters for energy efficiency and peace of mind. And yes—this unit sustained no hurricane damage. The newly renovated gourmet kitchen is a showstopper, featuring sleek quartz counters, contemporary soft-close cabinetry, stainless steel appliances, a large workstation sink, LED lighting, ceramic tile, and a full pantry. The spacious primary suite offers serene water views, slider access, and an expanded walk-in closet with attic storage. The guest bedroom—currently used as a home office—is bright and generous in size. Both bathrooms have been tastefully updated with new plumbing and granite-topped vanities. Extra perks include floating living-room shelving, tube-style skylights, two under-building assigned parking spaces, private storage, and overhead kayak storage. Smugglers Landing delivers resort-style living with two heated pools, a hot tub, fitness room, clubhouse, pickleball/tennis, and a private sailboat-water canal. Walk to two popular waterfront restaurants and enjoy the assurance of an association that has already completed all state-required engineering studies. Your coastal dream lifestyle—and an exceptional boater’s bargain—awaits.

Translating description...

Listed by: Judy Durant • Judy@JudyDurant.com • BAYSHORE REALTY INC

Co-listed by: BAYSHORE REALTY INC

Source: Stellar MLS as distributed by MLS GRID, MLS#: A4674564 Stellar MLS as distributed by MLS GRID logo

Based on information as of Jun 01, 2026 at 02:21pm EDT.

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Affordability

$345,000$715,000
1%20%
0%90%
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Estimated monthly payment

$4,082/mo

  • Mortgage$2,675
  • Property tax$299
  • HOA fee
  • Homeowners insurance
Due at closing$420,555
Down payment held in escrow$105,800
Closing costs$7,935
beycome credit Est.$10,580

Beycome estimates only. Actual amounts and terms vary by lender and location.

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About Smugglers Landing Ph Ii

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Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 8 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Jun 01, 2026 at 02:21pm EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$529,000 Listed price

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$10,580 Credit back

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