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Listings courtesy of Siwy Real Estate, Inc. as distributed by MLS GRID.

Active - House for sale

St. Charles, IL

3 bds|2 bth|1,828 sqft

Facts & features

House Property type
1985 Year built
$273 Price/Sqft.
3 car garage Parking
40,075 sqft Lot size

Why you’ll love it

  • Garage
  • Quartz counters

Welcome home to peaceful country living on nearly an acre! Situated on a serene .92-acre lot backing to open farmland, this well-maintained ranch offers the convenience of one-level living with 3 bedrooms, 2.5 bathrooms, and plenty of space both inside and out. The spacious kitchen features quartz countertops and opens to the cozy family room with a wood-burning fireplace complete with glass doors, or unwind in the hot tub overlooking the expansive backyard and picturesque countryside views. The dining room is highlighted by beautiful wood flooring and open to a unique sunken living room. The primary suite offers a private master bathroom with heated bathroom floors, a heated towel rack, and a walk-in shower. Skylights in the bathrooms fill the home with natural light, creating a bright and inviting atmosphere. Garden enthusiasts will fall in love with the gorgeous flower gardens and thoughtfully placed additional spigots, making watering easy and convenient. The property also includes a 2.5-car attached garage, a 1.5-car detached garage, and a storage shed, all featuring newer roofs. Need extra storage? Drop-down stairs in the attached garage provide access to an impressive storage area spanning the length of the home. Additional highlights include a 715-foot well, new well pump and piping (2025), furnace (2023), newer roofs (2020) on the home, detached garage, and shed, plus a workbench in the basement that will remain with the property. If you've been searching for a home that combines comfort, functionality, and peaceful country views, this is one you won't want to miss.

Translating description...

Listed by: Annette Siwy • Siwy Real Estate, Inc.

Co-listed by: Siwy Real Estate, Inc.

Source: MRED as distributed by MLS GRID, MLS#: 12737159 MRED as distributed by MLS GRID logo

Based on information as of Sep 01, 2026 at 07:16pm EDT.

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Affordability

$325,000$675,000
1%20%
0%90%
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Estimated monthly payment

$3,181/mo

  • Mortgage$2,523
  • Property tax$658
  • HOA fee
  • Homeowners insurance
Due at closing$396,705
Down payment held in escrow$99,800
Closing costs$7,485
beycome credit Est.$9,980

Beycome estimates only. Actual amounts and terms vary by lender and location.

Discover the neighborhood

Travel times

About St. Charles

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AI-generated overview for informational purposes only.
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Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Sep 01, 2026 at 07:16pm EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$499,000 Listed price

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$9,980 Credit back

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