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Listings courtesy of RE/MAX REALTY ASSOCIATES-CHA as distributed by MLS GRID.

Active - House for sale

Loda, IL

4 bds|2 bth|2,050 sqft

Facts & features

House Property type
1975 Year built
$219 Price/Sqft.
2 car garage Parking
$1/mo HOA
24,829 sqft Lot size

Why you’ll love it

  • Waterfront
  • Hardwood floors
  • Stainless steel
  • Open floor plan

Move to LODA... & LOVE where you LIVE! This updated, sprawling ranch on the Beautiful Bayles Lake is an incredible 1/2 acre, waterfront property that offers a huge, gorgeous yard & close to 75 ft of shoreline! Loda IL is probably one of the best kept secrets in the Mid-West...a quiet, scenic, lakeside community in a rural area with a population of ~450 & a total area of 1.48 sq.miles. Bayles Lake is a 237-acre spring-fed lake where residents enjoy lake activities, walking trails & picturesque parks. This is a ~2700sqft 4-bedroom, 2-bath, 1-level traditional home w/a fin.bsmt & great curb appeal. Situated under a canopy of magnificent, mature trees on a lg scenic, lot makes for a spectacular setting! This is one of the very few lakefront homes that has a big, beautiful backyard...but this one also has a big, beautiful park right across the street! Making it the perfect place for entertaining & family gatherings! This gorgeous lot offers lovely lake views, while garnering the privacy & protection of the cove. Recently rebuilt (20x16) dock w/an attractive stone staircase access. The Craftsman style front door leads to a spacious foyer that has bench seating, crownmolding & wainscoting. There is an enormous (26x15) living/dining space w/a triple ~12ft long picture window for endless front yard & park views. 2-sided fireplace opens brick fireplaces in the living & family rooms. Popular open floor plan w/a big, bright kitchen (20 x11) open to the lg (25x16) family rm (used as a formal dining rm) A sliding glass door opens from the family rm to the fabulous screened-in summer porch (34x16) that has high, cedar-planked ceilings & steps down to a (16x14) concrete patio...providing a peaceful & perfect place to start the day or relax & unwind after work. More views of the lake/backyard from the kitchen sink & breakfast nook windows. There are loads of quality, solid maple "shaker-style" cabinets (incl.a tall pull-out pantry), tons of counter space & newer upscale stainless appliances. Conveniently located right off the kitchen is the (13x6) laundry rm that has direct access to the backyard & bsmt, a newer front load washer/dryer & a massive modern, built-in "shaker style" counter/cabinet. Ceramic tile flooring in all the wet rooms & acres of 3/4" hardwood flooring. (the only carpet is in the fin.bsmt) Fantastic, flowing floor plan continues with 4 good-sized bedrooms just down the hallway from the front foyer, away from the kitchen & main living spaces. The primary bedroom (18x12) offers 2 lg windows, long closet & updated bath. The rec-room (24x20) in the fin.bsmt is a great space for a theater rm & the unfin. side (20x17) provides a lg area for storage & utilities. The interior was professionally painted & many updated electric & plumbing fixtures. (2025) The high-efficient Trane furnace (2017) is annually serviced. Washer/dryer (2025) refrigerator (2026) dishwasher (2026) The South side of Bayles Lake is home to the well-known, lovely Lake View 18-hole Golf Course. Other area activities include fishing, boating, swimming, kayaking, canoeing, ice skating, hiking, bocca & pickleball courts, parks & playgrounds. An outdoor pavilion used for community events can also be reserved by residents for private parties. The Community hosts an awesome annual 4th of July fireworks display & many other fun, family events throughout the year. An architectural gem in Loda is the quaint public library, built in 1896 & still open. The Loda Post Office has been operating since 1880. Pride of ownership shines w/cared for neighboring homes & beautiful yards. Living at 496 Rulison allows you to enjoy "vacation-living" every day of the year, & Life is always better on the lake. This property is extremely well built, meticulously maintained & thoughtfully updated. Terrific Home. Tremendous Value. Trainquil Location. You will not be disappointed with this one! Small-town living at its best, so don't delay... Call to schedule your private showing today!

Translating description...

Listed by: Diane Dawson • RE/MAX REALTY ASSOCIATES-CHA

Co-listed by: RE/MAX REALTY ASSOCIATES-CHA

Source: MRED as distributed by MLS GRID, MLS#: 12712875 MRED as distributed by MLS GRID logo

Based on information as of Sep 02, 2026 at 07:18pm EDT.

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Affordability

$290,000$605,000
1%20%
0%90%
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Estimated monthly payment

$2,915/mo

  • Mortgage$2,270
  • Property tax$644
  • HOA fee
  • Homeowners insurance
Due at closing$356,876
Down payment held in escrow$89,780
Closing costs$6,734
beycome credit Est.$8,978

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Loda

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Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Sep 02, 2026 at 07:18pm EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$448,900 Listed price

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$8,978 Credit back

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