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Listings courtesy of LPT REALTY, LLC as distributed by MLS GRID.

Active - House for sale

521 W LUTZ LAKE FERN ROAD, Lutz, FL

3 bds|2 bth|1,680 sqft

Facts & features

House Property type
106 days on Beycome
1966 Year built
$295 Price/Sqft.
15,125 sqft Lot size

Why you’ll love it

  • Hardwood floors
  • Fenced yard
  • Corner lot

Well-maintained 3-bedroom, 2-bath concrete block home zoned for highly regarded Steinbrenner High School, situated on an oversized corner lot in the heart of Lutz. Ideally located directly across from Lutz Nature Park and the Oscar Cooler Sports Complex, this property offers convenient access to parks, recreation, shopping, dining, and major commuter routes, all with NO HOA or CDD fees. A wide driveway, spacious 2-car carport, and covered back porch provide excellent functionality, flexible parking, and welcoming curb appeal. Inside, the home features a combination of hardwood, laminate, and tile flooring, crown molding, updated lighting, ceiling fans throughout, and abundant natural light. The functional layout is designed for comfortable everyday living and effortless entertaining. The formal dining and sitting area flows seamlessly into the updated farmhouse-style kitchen, complete with genuine wood cabinetry, tile backsplash, farmhouse sink, custom pull-out shelving, generous storage space, and updated appliances. The adjacent family room offers additional living space filled with natural light, creating a warm and inviting atmosphere. The primary suite includes ample closet space and an updated en-suite bathroom featuring a large walk-in shower and wood-style vanity. Two secondary bedrooms are generously sized, while the guest bathroom features tile flooring, wainscoting details, and a tub/shower combination. The oversized laundry room includes a utility sink, additional storage, and convenient access to both the backyard and primary bathroom. Outdoors, the fully fenced backyard offers a peaceful retreat with a spacious screened lanai, mature oak trees, storage sheds, and plenty of room for gardening, pets, entertaining, or recreational storage. The serene outdoor setting provides a private, country-like feel while still being centrally located near everything in the Lutz and Tampa area. Major updates include newer windows and doors, along with roof, electrical, water heater, kitchen, and flooring updates completed in 2013. Conveniently located near US-41, North Dale Mabry, I-75, and I-275, this property offers a rare combination of space, updates, functionality, and location in one of Lutz’s most established areas. Don't miss this rare opportunity to own a spacious, home on a large corner lot in one of Lutz’s most established and convenient locations.

Translating description...

Listed by: Alicia Rinehart • rineharta.realtor@gmail.com • LPT REALTY, LLC

Co-listed by: LPT REALTY, LLC

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8510014 Stellar MLS as distributed by MLS GRID logo

Based on information as of Jun 01, 2026 at 02:21pm EDT.

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Affordability

$320,000$670,000
1%20%
0%90%
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Estimated monthly payment

$2,959/mo

  • Mortgage$2,503
  • Property tax$456
  • HOA fee
  • Homeowners insurance
Due at closing$393,525
Down payment held in escrow$99,000
Closing costs$7,425
beycome credit Est.$9,900

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Jun 01, 2026 at 02:21pm EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$495,000 Listed price

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$9,900 Credit back

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