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Listings courtesy of Miami Portfolio Collection.

Active - House for sale

8144 SW 205th Ter, Cutler Bay FL 33189

3 bds|2 bth|1,840 sqft

Facts & features

House Property type
14 days on Beycome
1974 Year built
$408 Price/Sqft.
2 car garage Parking
$60/mo HOA

Why you’ll love it

  • Impact windows
  • Waterfront
  • Pool
  • Garage
  • Gated

Welcome to Saga Bay, one of Cutler Bay’s most desirable communities, where an active outdoor lifestyle meets everyday convenience. Situated on a beautifully maintained 9,583 sq ft corner lot, this updated 3 bedroom, 2 bath residence offers a spacious, open-concept layout plus a versatile flex room that can easily serve as a guest bedroom, home office, gym, or media room. Inside, you’ll find neutral wood-look tile flooring throughout, generous living and dining spaces, and a beautifully updated kitchen featuring newer appliances, a large island, and seamless views of the backyard, perfect for both everyday living and entertaining. The expansive covered terrace with a built-in summer kitchen/bar overlooks the sparkling pool and oversized yard, creating the ideal setting for weekend gatherings or relaxing year-round. The 2-car garage, and gated side access provide plenty of room to park a boat, RV, or other recreational toys. The roof was replaced approximately 9 years ago, and the home features partial impact windows with accordion shutters protecting the remaining openings for added peace of mind. Enjoy everything Saga Bay has to offer, including private lake access with a beach area, scenic walking paths, parks, tennis and pickleball courts, playgrounds, and a true sense of community. Just minutes from Black Point Marina, waterfront dining, shopping, and schools, this exceptional home offers the perfect balance of comfort, convenience, and outdoor living.

Translating description...

Listed by: Lori Lopez • 786-368-1317 • Miami Portfolio Collection

Co-listed by: Miami Portfolio Collection

Source: Miami MLS, MLS#: A12073270 Miami MLS logo

Based on information as of Sep 02, 2026 at 06:39am EDT.

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Affordability

$490,000$1,015,000
1%20%
0%90%
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Estimated monthly payment

$4,686/mo

  • Mortgage$3,792
  • Property tax$834
  • HOA fee
  • Homeowners insurance
Due at closing$596,250
Down payment held in escrow$150,000
Closing costs$11,250
beycome credit Est.$15,000

Beycome estimates only. Actual amounts and terms vary by lender and location.

Discover the neighborhood

Travel times

About Saga Bay Sec 1 Pt 5

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Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 11 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Copyright ©2026. Based on information as of Sep 02, 2026 at 06:39am EDT.

$750,000 Listed price

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$15,000 Credit back

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