8185 PHILATELIC DRIVE, Spring Hill, FL

Owner financing NO CREDIT NEEDED .NO HOA .NO FLOOD ZONE Purchase Price: $350,000 Down Payment: $60,000 Owner Financing: $290,000 Interest Rate: 8 Amortization: 30 Years Principal & Interest: $2,127.92/month Amount available for Taxes + Insurance: $372.08/month Target Total Payment: $2,500/month Balloon Payment: NONE Move-In Ready Pool & Jacuzzi Home Near the Weeki Wachee River. AIRBNB MONEY MAKER ! Exceptional Florida living awaits in this thoughtfully updated residence, offered move-in ready and meticulously maintained. Recent improvements include fresh interior paint, all-new lighting throughout, new ceiling fans, new interior doors, all-new outlets and switches, and a complete suite of new appliances. Washer and dryer are included. The water heater is new (2026), the roof was replaced in 2022, new attic insulation was installed in 2025, and the washing machine was replaced in 2025. The split-bedroom floor plan affords exceptional privacy in the owner's suite, which features an en-suite bath, walk-in shower, and dual closets. The centrally located kitchen overlooks the expansive patio and pool, flanked by a family room and breakfast nook on one side and formal dining and living rooms on the other. A second full bath is conveniently positioned between bedrooms two and three. Tile flooring appoints the kitchen, baths, and entry, with low-maintenance vinyl plank throughout the remainder of the home. Outdoors, a screened enclosure encompasses both the pool and jacuzzi, creating a private retreat for year-round enjoyment. The fully fenced yard is ideal for pets, and a dedicated RV connection accommodates recreational vehicles. The two-car garage includes a front screen, allowing projects to be completed in comfort. Additional highlights include paver driveway and patio, underground utilities throughout the neighborhood, public water and sewer with a separate well for irrigation, and no flood issues from recent hurricanes. Several furnishings and items convey with the property, allowing for a seamless transition. Ideally situated minutes from the Weeki Wachee River, shopping, dining, and US 19. Schedule your private showing today.