Updated November 2026. How to list your home on the MLS for a flat fee in Florida: what a for sale by owner (FSBO) listing service includes, what it leaves to you, and how it works in Florida. Beycome prices are from beycome.com; national figures are from NAR (September 2026).
To list your home on the MLS for a flat fee in Florida, you hire a licensed broker to enter it on your local MLS, like Stellar, while you keep showings and offers. As of November 2026, Beycome Basic is $99, with $0 due to Beycome at closing. A 3% listing fee on the $417,500 U.S. median would be $12,525.
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FSBO listing services in numbers
- The U.S. median existing-home price was $417,500 in September 2026, and the median home sold in 33 days (NAR).
- A free by-owner website doesn’t put you on the MLS. A flat fee MLS service does, from $99 at Beycome.
- Beycome packages: Basic $99 in Florida ($129 in California and Illinois), Enhanced $399 with a pro photo shoot, Concierge $1,399.
- In Florida, the deed stamp tax is 70 cents per $100 of price, and Beycome Title closes from $99.
The 3% figure above is an example only. Commissions are not set by law or NAR rules and are fully negotiable. Sellers choose whether to offer any buyer-agent compensation, and how much, and since August 17, 2024 such offers can’t be shown on the MLS (NAR settlement FAQs).
What is a FSBO listing service?
It’s a company that helps you sell your own home. The term covers two very different things. Some services post your home on their own website or on free by-owner sites. Others are licensed brokers who enter your home on the MLS, the database agents and buyers search.
The MLS is the difference that matters. Agents search the MLS for their buyers, and MLS listings feed Zillow, Realtor.com and Redfin. A home that’s only on a by-owner site reaches the people who look there. That’s why “flat fee MLS access” is the part to check first.
With a flat fee MLS listing, the broker’s job is the listing itself. You still price, show, answer buyers and negotiate. You pay once, up front, instead of a percentage at closing.
What does a FSBO MLS listing service include at each level?
Here’s how the levels compare, using Beycome’s packages and a free by-owner website as the baseline:
| What you get | Free by-owner site | Basic, $99 | Enhanced, $399 | Concierge, $1,399* |
|---|---|---|---|---|
| Local MLS listing | No | Yes | Yes, live in 36 hours or less | Yes |
| Zillow, Realtor.com, Redfin | Varies | Yes, via the MLS | Yes, via the MLS | Yes, via the MLS |
| Photos | Yours | Yours, up to the MLS maximum | 25 pro HD photos, one shoot | As listed on the Concierge page |
| Listing term | Varies | Max the state and MLS allow** | Max the state and MLS allow** | Max the state and MLS allow** |
| Showing scheduling | You | ShowingTime, when available | ShowingTime, when available | ShowingTime, when available |
| Offers and e-sign | You | Yes | Yes | Yes |
| Negotiation help | None | Artur AI | Artur AI | Experts negotiate with you; you decide |
| Fee at closing | $0 | $0 | $0 | $0 |
* Concierge is $1,399. ** 24 months in most states, 12 in MD and PA. Every package includes unlimited listing changes and no cancellation fee (Georgia MLS charges $25; listings under contract can’t be canceled; no refund once listed). A pro photo shoot can be added to Basic for $189.
Other companies sell similar levels with different terms. Our side-by-side comparison of FSBO MLS listing services shows their prices, photo limits and fees at closing.
What does a FSBO listing service leave to you?
Most of the sale. On a flat fee MLS plan, you’re the contact for buyers and their agents. That means a few jobs:
- Pricing the home from recent sales near you.
- Getting it ready, and taking or hiring the photos.
- Approving showings and following up after each one.
- Reading offers, countering and choosing one.
- Working with the title company or closing lawyer until the deed records.
Buyer financing is part of that. Many buyers use FHA or VA loans, and the U.S. Department of Housing and Urban Development sets property standards FHA appraisals check. Ask every buyer for a pre-approval letter. Rates move what buyers can afford, so keep an eye on the Bankrate mortgage insights pages while you’re listed.
The legal side differs by state: disclosure forms, contract rules and who can run a closing. The Nolo legal guidance library explains the basics in plain English. For the forms themselves, Beycome’s dashboard has state forms for every state it serves.
What should you check before you pay a FSBO listing service?
A low sticker price can hide costs later. Ask these questions, and get the answers in writing:
- Is there any fee or percentage due at closing?
- Which MLS will my home be on, and is it the one local agents use?
- How many photos can the listing carry?
- How long does the listing stay active, and what does a renewal cost?
- Can I change the price and photos myself, and is that free?
- What does it cost to cancel, and when can’t I cancel?
- Who helps with offers: a person, software, or no one?
- Is the company licensed in my state?
Beycome is licensed in 18 states and DC and lists in 17 states and DC. A complete, correct listing goes live on the MLS within 2 business days, about 2 hours on average. Beycome has helped 22,000+ homeowners and saved them over $225 million in commissions. See every package on the flat fee MLS listing page.
Sell smarter
List your home on the MLS from $99
A flat fee instead of a percentage, and $0 to Beycome at closing. You stay in control of your sale.
Sell your home →Buy smarter
Get up to 2% back at closing
On homes listed by other agents, Beycome credits you up to 2% of the price at closing (1% kept, $1,499 minimum; not on FSBO homes or homes listed by Beycome sellers).
Buy a home →Not sure an MLS listing is worth it next to a free post? Read Zillow FSBO vs a flat fee MLS listing and our hub guide on selling by owner on Zillow.
How do you list your home on the MLS for a flat fee in Florida?
Florida has many MLSs. Beycome lists on Stellar MLS, Miami MLS, Beaches MLS, Florida Gulf Coast MLS, realMLS and others, so your home goes on the one local agents use. Our Florida MLS by owner guide shows which MLS covers each region, step by step, and our guide to selling your house by owner in Florida covers the whole sale.
Two Florida costs matter at closing. The documentary stamp tax on the deed is 70 cents per $100 of price in most of Florida (s. 201.02, Florida Statutes). On a $375,400 home, Zillow’s typical Florida value in September 2026, that’s $2,627.80. Your contract says who pays it.
Then there’s the title company. Florida FSBO sellers often ask who closes a sale with no agents. A title company does: it searches title, prepares the closing statement, collects the funds and records the deed. Beycome Title charges a $99 settlement fee in Florida when prepaid at checkout, and $299 per side in Texas. It also closes in Michigan, Ohio, Illinois and Indiana.
Want a person on your side for the whole sale? Concierge experts work with you on offers and negotiation, always on your side, and every decision stays yours. Support runs 7 days a week, and Artur AI answers 24/7. Selling to buy? Beycome’s buyer program is open to every buyer on homes listed by other agents. It has no upfront fee: Beycome keeps 1% of the price (minimum $1,499) and credits the rest of the buyer-agent commission at closing, with lender approval. The credit can’t apply where no buyer-agent commission is offered, like most FSBO homes, or on homes listed by Beycome sellers.
FSBO listing service questions
What does a FSBO listing service do?
It gets your home in front of buyers while you sell it yourself. The useful ones are licensed brokers that put your home on the local MLS for a flat fee, which also feeds Zillow, Realtor.com and Redfin.
Can a for sale by owner home be listed on the MLS?
Yes, through a licensed broker. Owners can’t join the MLS themselves, so a flat fee MLS broker enters the listing for you. In Florida, Beycome does it for $99, with $0 due to Beycome at closing.
How much does it cost to list a FSBO home on the MLS in Florida?
At Beycome, $99 for Basic, $399 for Enhanced with a pro shoot, or $1,399 for Concierge. Some Florida companies charge more up front or add a fee at closing, so compare the total before you pay.
Do I still have to pay a buyer’s agent?
Only if you agree to. Buyer-agent pay is negotiable, the seller decides whether to offer any, and offers can’t appear on the MLS since August 17, 2024.
Which title company handles a FSBO sale in Florida?
Any licensed Florida title company or real estate lawyer can close it. Beycome Title charges a $99 settlement fee in Florida when prepaid on beycome.com, with title insurance at the state-set rate.
Is a FSBO listing service the same as a discount broker?
No. A discount broker usually charges a smaller percentage and does more of the work. A flat fee MLS service charges once, up front, and you do the selling.
How long does a flat fee MLS listing take to go live in Florida?
At Beycome, a complete, correct listing goes live within 2 business days, about 2 hours on average. Missing details from the seller can slow it down.
What FSBO services do I still pay for separately?
Usually the closing (title company or lawyer), the deed stamp tax set in your contract, and any extras like pro photos or a lockbox. Ask for every add-on price in writing.
Prices as of November 2026 and subject to change; Basic is $129 in California and Illinois. “$0 at closing” means no Beycome fee at closing; taxes, title and lawyer fees, prorated property taxes and any buyer’s agent pay you agree to still apply. Cancel free: no cancellation fee (Georgia MLS $25); listings under contract can’t be canceled; no refund once listed. Listing term is the maximum the state and MLS allow (24 months; 12 in MD and PA). ShowingTime where the MLS offers it.
Concierge $1,399. Basic and Enhanced get offer help from the Artur AI assistant, not a person. Buyer credit: Beycome keeps 1% of the price (minimum $1,499), lender approval required; not on FSBO homes or homes listed by Beycome sellers. Beycome Title: Florida, Texas, Michigan, Ohio, Illinois and Indiana. Commission figures are examples only. General information, not legal or tax advice; rules vary by state and MLS.
Sources
- NAR, Existing-Home Sales, September 2026 (October 13, 2026), read October 26, 2026.
- NAR, settlement FAQs, read October 26, 2026.
- Florida Statutes, s. 201.02 (documentary stamp tax), read October 26, 2026.
- Zillow Research, Home Value Index, September 2026 (Florida).
- Beycome Title, Florida and Texas closing fees, read October 26, 2026.
- Beycome, listing package features, read November 4, 2026.
Disclosure & Disclaimer
Beycome provides real estate services through affiliated licensed brokerages and has a commercial interest in the services and business models discussed on this blog. Content reflects Beycome’s perspective and may promote our services; it should not be treated as independent or neutral reporting.
Articles are provided for general informational and educational purposes only, not as financial, tax, legal, or investment advice or a recommendation for your particular situation. Reading this blog does not create a brokerage, advisory, or other professional relationship.
Information, opinions, pricing, service descriptions, and comparisons reflect the sources and information available when an article was published or last updated and may change. Although we aim for accuracy, we do not guarantee that all content is complete, current, or applicable to your circumstances. Laws, market conditions, and service availability vary by location. Examples and estimated savings are illustrative, depend on stated assumptions, and do not guarantee individual results.
Verify relevant information directly and consult qualified professionals before making decisions. Beycome services are subject to applicable agreements, eligibility requirements, and state-specific terms.
