Updated October 2026. Florida MLS coverage, deed tax rates and home values checked this month.
To list your Florida home on the MLS by owner, you hire a flat fee broker that belongs to your area’s MLS, send your photos and home details, sign a limited-service listing agreement, and the broker enters the listing. Florida has more than a dozen local MLSs, and Stellar MLS is the largest; in Tampa Bay, our flat fee MLS Tampa price check lists 8 plans that use it. In Central Florida, see our Orlando flat fee MLS comparison. With Beycome, it costs $99 upfront and $0 at closing.
Jump to: 📍 Which MLS · 🪜 Steps · 💲 Costs · 🏠 Florida rules · ❓ FAQ
Key takeaways
- You can’t enter the MLS yourself. A licensed broker must, but you can keep running the sale.
- Beycome lists on 16 Florida MLS options, from Stellar MLS and Miami MLS to Pensacola and the Keys.
- The typical Florida home was worth about $375,400 in September 2026, per Zillow.
- Deed tax is 70 cents per $100 of price in most counties, and 60 cents in Miami-Dade.
Which MLS covers your part of Florida?
Florida doesn’t have one statewide MLS. Each region has its own, and many share data with their neighbors. The MLS that matters is the one local buyer agents search every day. Here are the Florida MLSs Beycome lists on, as of October 2026.
| MLS | General area |
|---|---|
| Stellar MLS | Much of Central and West Florida; the largest MLS in Florida |
| Miami MLS | Miami-Dade and South Florida |
| Beaches MLS | Southeast Florida: Broward, Palm Beach, Martin, St. Lucie and Miami-Dade |
| Florida Gulf Coast MLS | Southwest Florida |
| Space Coast MLS | Brevard County area |
| realMLS (formerly NEFAR) | Northeast Florida, Jacksonville area |
| St. Augustine & St. Johns County MLS | St. Johns County |
| Daytona MLS | Volusia County area |
| Hernando MLS and Citrus County MLS | Nature Coast counties |
| Tallahassee MLS | Big Bend region |
| Emerald Coast, Central Panhandle and Pensacola MLS | Northwest Florida and the Panhandle |
| Florida Keys MLS / Marathon and Lower Keys MLS | Monroe County |
| My State MLS Florida | Statewide listing option |
Stellar MLS says it’s the largest MLS in Florida and Puerto Rico, serving more than 80,000 professionals. Beaches MLS publishes market reports for Broward, Palm Beach, Martin, St. Lucie and Miami-Dade. When you sign up, we place your home on the MLS that fits your address.
How do you list on the MLS in Florida without a realtor?
1. Check your price against real sales
Look at closed sales near you from the last few months. Our free home value estimator pulls them for your address. A fair price gets the most showings in the first weeks.
2. Gather your home details
You’ll need the parcel or folio number, beds, baths, living area, lot size, year built, HOA dues and taxes. Match the county appraiser’s record. The MLS checks some of this against its own data and can block a listing with mismatched details.
3. Take or order photos
Bright, wide photos are your best marketing. Beycome Basic includes the maximum photos your MLS allows. A pro shoot is $189 on Basic, or included in Enhanced at $399.
4. Sign the listing agreement
Beycome lists as an exclusive right to sell with limited services. You keep control of showings, offers and the price. Our flat fee is earned when the listing is published on the MLS, so nothing more is owed to us at closing, even if you find the buyer yourself.
5. Go live and syndicate
A complete, correct file usually goes live within 2 business days, about 2 hours on average. From the MLS, your listing feeds Zillow, Realtor.com, Redfin and many other sites. Photos shot later are added when ready.
6. Handle showings and offers
Use ShowingTime scheduling where your MLS offers it. Compare offers in your dashboard and sign with e-signature. Artur, our AI assistant, helps with offers and negotiation on Basic and Enhanced. Want a person? Concierge is $999 for a limited time (list price $1,399): our experts negotiate with you, and you stay in control of every decision.
For the full how-to, read how to list on the MLS without a realtor. To compare Florida services side by side, see flat fee listing services in Florida.
Is the MLS worth it, or is a free FSBO post enough in Florida?
A free post on a portal can work if you already have a buyer in mind. But Zillow itself says about 85% of buyers use an agent, and agents search the MLS first. A home that isn’t there doesn’t show up in their searches, or on sites that only take MLS feeds. For $99, the MLS closes that gap, and you still keep the commission you’d pay a full-service listing agent. Our guide to selling your Florida home without a realtor compares both routes.
What does an MLS listing by owner cost in Florida?
Here’s what a Florida seller often pays on a $375,000 sale when listing with Beycome Basic.
| Cost | Amount | Notes |
|---|---|---|
| Beycome Basic MLS listing | $99 | Paid upfront; $0 to Beycome at closing |
| Documentary stamp tax on the deed | $2,625 | 70 cents per $100; Miami-Dade is 60 cents ($2,250). Who pays is set by the contract. |
| Title and settlement | Varies | Beycome Title settlement fee is $99 when prepaid on beycome.com |
| Buyer’s agent compensation | Your choice | Negotiable, or none |
| Prorated taxes, HOA, loan payoff | Varies | Set at closing |
Compare that with a percentage commission. On a $375,000 home, a 3% listing commission alone would be $11,250. That’s only an example. Commissions are not set by law or by NAR rules, and they’re fully negotiable. You choose whether to offer a buyer’s agent anything, and how much. Since August 17, 2024, those offers can’t be shown on the MLS.
In Florida, Beycome Title can handle title, escrow and closing. Our guide to selling a house by owner in Florida covers the rest of the costs.
Sell smarter
List your home on the MLS from $99
A flat fee instead of a percentage, and $0 to Beycome at closing. You stay in control of your sale.
Sell your home →Buy smarter
Get up to 2% back at closing
On homes listed by other agents, Beycome credits you up to 2% of the price at closing (1% kept, $1,499 minimum; not on FSBO homes or homes listed by Beycome sellers).
Buy a home →What Florida rules should a FSBO seller know?
Since Johnson v. Davis (1985), Florida courts have required sellers of homes to disclose known defects that materially affect value and that a buyer can’t easily see. Most sellers fill out a disclosure form anyway, because it protects them.
- Disclose what you know: roof leaks, flooding, past repairs, open permits.
- Give the federal lead paint notice if the home was built before 1978.
- Use a written purchase contract. Our Florida FSBO contract guide explains the common forms.
- Expect the title company to collect the deed tax and record the deed.
For plain-English answers on contracts and disclosures, the Nolo legal encyclopedia is a good free start. For anything unusual, hire a Florida real estate attorney.
Your MLS listing is the start. When you’re ready, list your Florida home on the MLS with Beycome. The listing runs for the longest term the state and MLS allow**, and you can cancel with no cancellation fee*.
Frequently asked questions
Can a for sale by owner list on the MLS in Florida?
Yes, through a licensed broker. A flat fee broker enters the listing and you keep handling the sale. Beycome does it for $99 upfront and $0 at closing.
How do I list my house on the MLS in Florida?
Pick a flat fee broker on your local MLS, send your photos and details, sign a limited-service listing agreement, and the broker enters it. A complete file usually goes live within 2 business days with Beycome. Here’s how long it takes to list a house on the MLS, step by step.
What MLS is used in Florida?
Florida has many regional MLSs. Stellar MLS is the largest. Others include Miami MLS, Beaches MLS, Florida Gulf Coast MLS, realMLS and Pensacola MLS.
Does a Florida MLS listing show on Zillow?
Yes. MLS listings feed Zillow, Realtor.com, Redfin and many other sites through syndication.
Do I have to pay a buyer’s agent in Florida?
No. It’s your choice and negotiable. Since August 17, 2024, offers of buyer-agent pay can’t be shown on the MLS. Agree on it in writing if you offer it.
How much is the deed tax when selling in Florida?
70 cents per $100 of the price in most counties, and 60 cents in Miami-Dade, where a surtax can also apply to some sales.
Reviewed by Beycome of Florida LLC, a licensed real estate brokerage. Licenses are listed at beycome.com/faq/how-to/are-you-a-licensed-broker/.
Prices as of October 2026. “$0 at closing” means no Beycome fee at closing; deed taxes, title, prorations and any buyer-agent compensation you agree to still apply. Beycome Title operates in Florida and Texas today, and Michigan, Ohio, Illinois and Indiana starting November 1, 2026.
* Cancel free: no cancellation fee, except Georgia MLS’s $25 fee. Listings under contract can’t be canceled. No refund once the listing is live.
** Listing term: the maximum the state and MLS allow (24 months; 12 in Maryland and Pennsylvania).
Go-live time applies to a complete, correct file and doesn’t include any photo shoot. MLS areas are general; your address decides the MLS.
Commissions are not set by law or by NAR rules and are fully negotiable. Sellers choose whether to offer any compensation to a buyer’s agent; since August 17, 2024, those offers can’t be shown on the MLS.
Home values are Zillow’s ZHVI for September 2026. This is general information, not legal or tax advice.
Sources
- Stellar MLS, about.
- BeachesMLS, market reports by county.
- Florida Department of Revenue, documentary stamp tax.
- The Florida Bar Journal, on Johnson v. Davis (1985).
- NAR, what the settlement means for home sellers.
- EPA, lead-based paint disclosure rule.
- Zillow, for sale by owner page (share of buyers using an agent).
- Zillow Research, Home Value Index, September 2026.
- Beycome, listing package features, October 2026.
- Beycome Title, settlement services in Florida and Texas.
Disclosure & Disclaimer
Beycome provides real estate services through affiliated licensed brokerages and has a commercial interest in the services and business models discussed on this blog. Content reflects Beycome’s perspective and may promote our services; it should not be treated as independent or neutral reporting.
Articles are provided for general informational and educational purposes only, not as financial, tax, legal, or investment advice or a recommendation for your particular situation. Reading this blog does not create a brokerage, advisory, or other professional relationship.
Information, opinions, pricing, service descriptions, and comparisons reflect the sources and information available when an article was published or last updated and may change. Although we aim for accuracy, we do not guarantee that all content is complete, current, or applicable to your circumstances. Laws, market conditions, and service availability vary by location. Examples and estimated savings are illustrative, depend on stated assumptions, and do not guarantee individual results.
Verify relevant information directly and consult qualified professionals before making decisions. Beycome services are subject to applicable agreements, eligibility requirements, and state-specific terms.
