Updated October 2026. For Miami, Miami Beach, Coral Gables, Doral and Hialeah owners, condo owners in particular, who want MLS exposure while they run the sale.
Can you get a Miami home on the MLS by owner? Yes, through a flat fee broker; it’s your choice. As of October 2026, the typical Miami home is worth $583,700, up 1.4% in a year (Zillow, September 2026). On that price, Miami-Dade documentary stamp tax on the deed is about $3,502 at 60 cents per $100. Condo sellers also owe buyers the association’s documents, and resale buyers get 7 business days to cancel after receiving them.
Jump to: 🏢 Which MLS · 📍 Values · 💲 Costs · 🏠 Condo rules · 🪜 Steps · ❓ FAQ
Key takeaways
- Miami’s typical value is $583,700 (+1.4%); Coral Gables is $1,571,100 (+8.3%) and Homestead $437,200 (-3.0%), per Zillow’s September 2026 index.
- Miami-Dade documentary stamp tax is 60 cents per $100, not the 70 cents charged elsewhere in Florida; a 45-cent surtax applies to transfers other than a single-family dwelling only.
- Condo resale buyers may void the contract within 7 days, excluding weekends and legal holidays, after receiving the association documents (Florida Statutes 718.503).
- Florida sellers must give a flood disclosure at or before contract signing (Florida Statutes 689.302).
This page is about the MLS itself in Miami-Dade County: which one, what it costs, and the Florida rules that change a Miami listing, especially a condo. For the general by-owner steps that apply in any state, see how do I list my house for sale by owner today.
Which MLS do Miami agents use?
The main MLS for Miami-Dade County is the Miami MLS, run by the Miami REALTORS association. Beycome’s Florida MLS list includes Miami MLS and Beaches MLS, along with Stellar MLS and others around the state (Beycome internal data, October 2026). When you list, ask which MLS your home goes on, and whether it feeds the consumer sites buyers use.
Only a licensed broker can enter a listing on an MLS. A flat fee broker does that for a set price, and you handle showings and offers. You can compare listing your home on the Multiple Listing Service (MLS) in Miami, Florida with Beycome’s plans, and our Stellar MLS guide for Florida sellers covers the Central Florida side.
What are Miami-Dade homes worth in 2026?
Prices vary a lot across the county. Here’s the Zillow Home Value Index for September 2026, from Zillow Research.
| Area | Typical value | 1-year change |
|---|---|---|
| Miami | $583,700 | +1.4% |
| Miami Beach | $530,600 | +1.8% |
| Coral Gables | $1,571,100 | +8.3% |
| Doral | $548,800 | -0.7% |
| Hialeah | $443,800 | +0.1% |
| Homestead | $437,200 | -3.0% |
| Miami metro | $476,800 | +0.3% |
| Florida | $375,400 | -0.9% |
Miami is holding up better than Florida as a whole, which slipped 0.9%. Coral Gables is the outlier at +8.3%, while Homestead and Doral dipped. In a flat market, your first price matters most. Price from sales in your own building or street. Start with a home value estimate, then check recent closed sales.
What does it cost to list a Miami home on the MLS by owner?
Here’s what a seller typically pays on the $583,700 Miami typical value. Your mortgage payoff, title policy and prorated taxes depend on your contract.
| Cost | On $583,700 | Who usually pays |
|---|---|---|
| Example listing commission (3%) | $17,511 | Seller, if you hire a listing agent |
| Beycome Basic flat fee MLS | $99 | Seller, $0 to Beycome at closing |
| Beycome Enhanced flat fee MLS | $399 | Seller, $0 to Beycome at closing |
| Documentary stamp tax on the deed (60 cents per $100) | $3,502.20 | Set by contract; commonly the seller |
| Beycome Title settlement fee | $99, prepaid at checkout | Seller |
| Buyer-agent compensation | Your choice | Optional and negotiable |
The 3% figure is an example only. Commissions are not set by law or NAR rules and are fully negotiable. Sellers choose whether to offer any buyer-agent compensation, and how much; since August 17, 2024 those offers can’t be shown on the MLS, per the NAR settlement FAQs.
The doc stamp rate comes from the Florida Department of Revenue: 70 cents per $100 in every county except Miami-Dade, where it’s 60 cents. Miami-Dade also adds a 45-cent surtax. It’s not due when the deed transfers only a single-family dwelling. Ask your closing office how it applies to a condo or a duplex. Either side can pay by agreement, so you can negotiate it.
Beycome Title closes Miami sales from its South Miami office. The settlement fee is $99 when prepaid at checkout on beycome.com.
What extra rules apply to selling a Miami condo?
Condos are a big part of the Miami market, and Florida law now asks condo sellers for more than a disclosure form. Three things to have ready before you list.
The association documents
Under the nondeveloper disclosure section of Florida Statutes 718.503, a buyer under contract gets a set of papers at your cost. The list: the declaration, articles, bylaws and rules, the budget and financial statement, and the FAQ sheet. It also includes the milestone inspection summary if there is one, and the reserve study (or a note that none was done). If the buyer didn’t get them more than 7 days before signing, they can void the deal. They have 7 days, excluding Saturdays, Sundays and legal holidays, after they receive the papers.
Milestone inspections
Florida Statutes 553.899 covers condo buildings three habitable stories or more. They need a milestone inspection by December 31 of the year the building turns 30, then every 10 years. Buyers and lenders will ask for the summary. Get it from your board early, along with any special assessments it led to.
Flood disclosure
Every Florida residential seller must give a flood disclosure at or before signing the contract, under Florida Statutes 689.302. It asks about floods while you owned the home, flood claims and federal flood aid. Fill it in honestly. In a coastal city, buyers read it closely.
Our guide to drafting a FSBO contract in Florida shows where these fit in the purchase agreement.
Sell smarter
List your home on the MLS from $99
A flat fee instead of a percentage, and $0 to Beycome at closing. You stay in control of your sale.
Sell your home →Buy smarter
Get up to 2% back at closing
On homes listed by other agents, Beycome credits you up to 2% of the price at closing (1% kept, $1,499 minimum; not on FSBO homes or homes listed by Beycome sellers).
Buy a home →How do you list on the MLS without a realtor in Miami, step by step?
- Look up your folio number and tax record on the Miami-Dade Property Appraiser site.
- Request the condo or HOA documents, milestone summary and reserve study if they apply.
- Fill out the Florida seller disclosure and the flood disclosure.
- Price from closed sales in your building or street in the last 90 days.
- Take bright daylight photos, or book a pro shoot; show the view and the building amenities.
- Pick a flat fee plan, confirm the MLS in writing, and sign the listing agreement online.
- Answer agents and buyers, schedule showings, review offers, and open title.
With Beycome, a complete, correct file goes live within 2 business days, about 2 hours on average. A photo shoot, if you book one, is scheduled separately.
Should you hire a realtor in Miami or list by owner?
No, an agent isn’t required; it’s your choice. A full-service agent prices, markets, shows and negotiates for a fee you agree on. That helps if you live out of state or the home is unusual; owners overseas should also read how to sell Miami property from abroad. Listing by owner on the MLS costs far less, and you do that work yourself.
A middle option is Beycome Concierge: a dedicated expert negotiates with you, always on your side, 7 days a week, while you stay in control of every decision. It’s $1,399, with $0 at closing.
Comparing providers? Read our 2026 ranking of flat fee MLS companies in Miami and the FSBO websites that reach Miami buyers. For the selling process start to finish, see selling your Miami home by owner, and north of the county line, Sell Your House by Owner in Fort Lauderdale, FL.
How does Beycome work for Miami sellers?
Beycome is based in Miami, lists in 17 states and DC, and has helped 22,000+ homeowners save over $225 million. The flat-fee MLS listings are $99 Basic or $399 Enhanced, with e-signature, Florida forms, unlimited listing updates and the Artur AI assistant. Support is 7 days a week, Artur AI 24/7. Our FSBO-friendly tools and the guide to listing your home on the MLS without a realtor in 2026 help you get set up.
Buying next? The Beycome buyer program has no upfront fee. Beycome keeps 1% of the price (minimum $1,499) and credits the rest of the buyer-agent commission at closing, with lender approval. It’s open to every buyer on homes listed by other agents; the credit can’t apply where no buyer-agent commission is offered, like most FSBO homes, or on homes listed by Beycome sellers. Thinking about why buyers keep coming? See 7 Reasons Florida is Bringing Home Buyers from All Over the Country, and for a break after closing, Have A Relaxing Long Weekend In Miami With These 4 Insider Tips.
Frequently asked questions about listing my home on the MLS in Miami, FL
What is the MLS and why is it important?
It’s the shared database agents use to find homes for their buyers, and it feeds most consumer home search sites. In Miami-Dade County, the main one is the Miami MLS.
Do I need a license to list on the MLS in Miami?
You don’t, but the broker who enters the listing does. A flat fee broker lists it for you, and you stay the one running the sale.
Is listing on the MLS the same as selling FSBO?
No. A FSBO home isn’t on the MLS unless a broker lists it. A flat fee MLS listing is represented by a licensed broker with limited services, while you handle showings and offers.
Can I still offer a buyer’s agent commission?
Yes, it’s your choice and negotiable. Since August 17, 2024, offers are made in a separate written agreement or in the contract, not on the MLS.
What paperwork is required in Miami?
A Florida seller disclosure, the flood disclosure (689.302), the lead paint form for pre-1978 homes, and for condos the association documents, milestone summary and reserve study under 718.503.
What’s the average time to sell using flat-fee MLS?
It depends on price and condition. What we can say: a complete Beycome file goes live within 2 business days, about 2 hours on average. The full timeline to list a house on the MLS covers prep and photos too. Pricing right from day one shortens the rest.
Can I cancel my flat-fee MLS listing anytime?
With Beycome, yes, with no cancellation fee, except a listing under contract can’t be canceled. There’s no refund once the listing is live.
Who handles the negotiations and paperwork?
On Basic and Enhanced, you do, with help from the Artur AI assistant and Florida forms in your dashboard. On Concierge, a dedicated expert negotiates with you, always on your side.
Does the MLS help with pricing my home?
Not directly. Use closed sales in your building or street and a home value estimate. Miami’s typical value was $583,700 in September 2026 (Zillow).
Prices as of October 2026 and subject to change. “$0 at closing” means no Beycome fee at closing; doc stamps, title, prorated taxes and any agreed buyer-agent compensation still apply. Concierge is $1,399. Cancel free: no cancellation fee (Georgia MLS charges $25); listings under contract can’t be canceled; no refund once listed. Listing term: the maximum the state and MLS allow. MLS list: Beycome internal data, October 2026.
Basic and Enhanced get offer help from the Artur AI assistant, not a person. Beycome Title: Florida, Texas, Michigan, Ohio, Illinois and Indiana. Buyer credit: minimum $1,499 kept by Beycome, lender approval required, not on FSBO homes or homes listed by Beycome sellers. Commission figures are examples only. Values are Zillow ZHVI estimates. General information, not legal advice.
Sources
- Zillow Research, ZHVI September 2026 (Miami-Dade areas).
- Florida Department of Revenue, documentary stamp tax, read October 27, 2026.
- Florida Statutes 718.503, condominium disclosure.
- Florida Statutes 553.899, milestone inspections.
- Florida Statutes 689.302, flood disclosure.
- NAR, settlement FAQs.
- Beycome, listing package features, October 2026.
Disclosure & Disclaimer
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