Updated October 2026. Prices checked on each company’s own site on October 20, 2026.
Homes in Tampa, St. Petersburg and the rest of Hillsborough, Pinellas and Pasco list on Stellar MLS. A flat fee MLS listing for a Tampa Bay home runs from $49 a month to $400 upfront. Beycome’s is $99 with $0 at closing. The thing to check is the closing line: some plans add 0.1% to 0.5% or a flat $499.
Jump to: 💲 Compare plans · 🤝 1% agent vs flat fee · 🏠 Stellar MLS · 📍 Flood form · ❓ Questions
Key takeaways
- The typical home value in the Tampa metro area was $356,800 in September 2026 (Zillow Home Value Index), down 0.9% over the year.
- Many sellers here ask about a 1% listing agent. On the typical home value, 1% is $3,568.00. A 3% fee is $10,704.00. Beycome Basic is $99, with $0 at closing.
- Florida’s flood disclosure is now part of every residential sale. You give it at or before the contract.
- Deed tax in Hillsborough, Pinellas or Pasco is $0.70 per $100: $2,497.60 on the typical home value.
Tampa Bay runs on Stellar MLS
Stellar MLS describes itself as the largest MLS in Florida and Puerto Rico. Local REALTOR boards own it. Its shareholder list includes the Suncoast Tampa Association of REALTORS and West Pasco Hernando REALTORS, along with boards from Orlando to Sarasota.
For a Tampa Bay seller, that’s good news. One listing in Stellar is seen by agents across most of central and west Florida. When the Pinellas, Central Pasco and Greater Tampa REALTOR groups announced their merger in May 2024, they said members would stay on Stellar. Stellar also runs data shares with other MLSs, so agents elsewhere can see listings without joining. You don’t need two listings to reach a buyer moving from Orlando or Sarasota.
Is a 1% listing agent cheaper than a flat fee?
On price alone, no. A 1% agent on a typical $356,800 Tampa Bay home costs $3,568.00. Beycome Basic costs $99, with $0 due at closing. The gap is $3,469.00.
The fair question is what you get for the extra money. A 1% agent usually prices the home and handles offers. With a $99 listing, you do that part, with help from tools. If you want a person on your side for pricing and negotiation, our Concierge plan at $999 is the closer match. It’s still a flat fee, not a percentage.
Neither choice covers the buyer’s agent. That pay is a separate term you agree to, or not, with each offer.
Tampa Bay entry plans compared line by line
Here is each company’s entry plan that includes an MLS listing, with every term we could find on its own site on October 20, 2026. Gaps say “not stated.” Companies are listed A to Z. Premier Flat Fee bills monthly, so we priced 3 months as an example.
| Company and entry plan | Upfront | At closing | Total on $356,800 | MLS photos | Listing term | MLS | Zillow / Realtor.com / Redfin | Offers and e-sign | Broker help | Changes | Cancellation |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Beycome Basic | $99 | $0 | $99 | Max the MLS allows | Up to 24 months** | Stellar MLS | Zillow, Realtor.com, Redfin | E-sign and online offers; ShowingTime when available | Artur AI (offers and negotiation); human on Concierge | Unlimited, free | No fee*; no refund once listed |
| Brokerless $99 MLS By Owner | $99 | $0 | $99 | 6 | 6 months | Local MLS | Realtor.com; Zillow, Trulia, Homes.com (asterisk not explained) | not stated | None: you negotiate | Free status changes; other edits not priced | not stated |
| Flat Fee MLS Realty Silver | $99 | $499 coordination fee | $598 | 15 | 3 months | Florida MLS (which one not stated) | Realtor.com, Zillow, Trulia, Homes.com | not stated by plan | not stated by plan | not stated by plan | No penalty |
| Homecoin MLS listing | $149 | $0 | $149 | Max | 12 months | Local MLS | Realtor.com, Zillow, Trulia, Redfin | Listing forms e-signed; offer tools not stated | None included; help is $99 to $299 | 10 free | Free |
| HomeZu Basic | $399 | 0.1% (page also says no fee at closing) | $755.80 | 20 | 6 months | Local MLS | Realtor.com, Zillow, Trulia, Redfin, Homes.com | DocuSign | None on Basic | Unlimited edits | Terminate anytime, no fee |
| List Now Realty Flat Fee MLS | $400 | $0 | $400 | Max the MLS allows | 12 months, one free renewal (FAQ) | Local MLS in 38 listed counties | Zillow, Realtor.com, Redfin | E-signed listing agreement; ShowingTime | A licensed broker if you need one | Unlimited | No fee |
| Premier Flat Fee Starter | $49 a month | $0 | $147 for 3 months | 35 | Month to month | Florida MLS (which one not stated) | not stated | not stated | not stated | $15 per extra edit a month | No fee |
| Unreal Estate Basic | $85 | 0.5% compliance fee | $1,869.00 | 15 | not stated for Florida | Local MLS | Zillow, Trulia, Realtor.com | not stated | Email Q&A with a broker | 2 | $0 fee |
Note on HomeZu: its Florida page lists a 0.1% fee at closing in one place and says there’s never a fee at closing in another. We used 0.1% to be safe. Ask them before you sign.
Two $99 plans, two different listings
Beycome Basic and Brokerless both cost $99 with $0 at closing. Here’s the side-by-side. Beycome: the maximum photos Stellar allows and the maximum term the state and MLS allow.** Brokerless at $99: 6 photos and 6 months. Its $188 plan gives more photos and 12 months.
Flat Fee MLS Realty’s Silver plan is also $99 up front. It runs 3 months with 15 photos, and its FAQ adds a $499 closing coordination fee. That makes the real total $598.
If you’d rather not negotiate yourself
Top plans, compared with each other. These are the ones with a person helping on price and offers, or the most marketing.
| Top plan | Paid first | Paid when you sell | All-in on $356,800 | Photos | Term | Who negotiates | Cancel |
|---|---|---|---|---|---|---|---|
| Beycome Concierge | $999 (list $1,399, limited time) | $0 | $999 | 25 pro HD photos | Up to 24 months** | A Beycome Concierge, with CMA and offer review | No fee*; no refund once listed |
| Homecoin seller agent (Florida) | $2,999 flat, or $149 an hour, or 2.25% | Depends on option | $2,999 flat or $8,028.00 at 2.25% | not stated | not stated | A Homecoin agent | not stated |
| Flat Fee MLS Realty Platinum | $549 (sale price) | $499 coordination fee | $1,048 | Up to 100 | Unlimited | not stated | No penalty |
Florida’s flood disclosure and Tampa Bay homes
Florida section 689.302 requires a seller of residential property to give a flood disclosure at or before the time the sales contract is signed. The form is short. It asks three things about your time as owner:
- Do you know of flooding that damaged the property?
- Have you filed a flood claim with an insurer, including the National Flood Insurance Program?
- Have you received flood help, such as from FEMA?
It also reminds buyers that homeowners’ policies don’t cover flood. In a bay area with plenty of low ground, buyers and their agents read this form closely. Answer it from your records, not memory. If you filed a claim, keep the paperwork handy for questions.
The form doesn’t replace Florida’s general duty to disclose known defects that materially affect value. Water damage that’s been repaired is still worth a line in your seller’s disclosure.
What a Tampa Bay sale costs besides the listing
Documentary stamp tax is the big one: $2,497.60 on the typical home value. Florida’s Department of Revenue says all parties are liable for it, so your contract should say who pays. Title insurance and settlement fees follow. Beycome Title closes in Florida, with a $99 settlement fee when prepaid on beycome.com. You’re free to pick another title company.
Then there’s the buyer’s agent, if you agree to pay one. Many buyers ask. It’s your call, offer by offer.
Sales volume is close to last year. Redfin counted 1,306 home sales in the city of Tampa in September 2026, down 2.2% from a year earlier, according to its Tampa housing market data.
Short notes on each company
Beycome
Basic is $99 and $0 at closing, with max Stellar photos and the longest term allowed. E-sign, unlimited free updates, ShowingTime when available and the Artur AI assistant come with every plan. You show the home yourself on Basic. Tampa listing details.
Sell smarter
List your home on the MLS from $99
A flat fee instead of a percentage, and $0 to Beycome at closing. You stay in control of your sale.
Sell your home →Buy smarter
Get up to 2% back at closing
On homes listed by other agents, Beycome credits you up to 2% of the price at closing (1% kept, $1,499 minimum; not on FSBO homes or homes listed by Beycome sellers).
Buy a home →Brokerless
$99 and no closing fee. Six photos and six months on the entry plan, and you negotiate. Fine for a home that sells on location.
Flat Fee MLS Realty
A Florida-only broker. Plans start at $99 on sale, but its FAQ adds $499 at closing for coordination. It also takes $400 from the buyer’s agent’s pay at closing, which it says isn’t a seller fee.
Homecoin
$149, 12 months, max photos and 10 free changes, with no closing fee. In Florida it also offers an agent for $2,999 flat, $149 an hour or 2.25%.
HomeZu
$399 for Basic with 20 photos and 6 months, plus a possible 0.1% at closing. Edits are unlimited and DocuSign is included.
List Now Realty
$400 with $0 at closing. Hillsborough, Pinellas and Pasco are on its county list. Max photos, ShowingTime and unlimited changes are included.
Premier Flat Fee
$49 a month instead of one fee. Starter has no closing fee and 35 photos. Each extra edit costs $15 a month. Good if you expect a fast sale.
Unreal Estate
$85 up front, then a 0.5% compliance fee when you sell: $1,869.00 on the typical home value. Basic includes 15 photos and 2 changes.
Questions Tampa Bay sellers ask us
What MLS do Tampa and St. Petersburg use?
Stellar MLS. It covers Hillsborough, Pinellas and Pasco and shares data with other Florida MLSs.
Is a flat fee cheaper than a 1% realtor in Tampa?
Yes, on fees. On the $356,800 typical home value, 1% is $3,568.00. A $99 flat fee with $0 at closing saves $3,469.00, but you handle pricing and offers yourself.
Do I have to fill out a flood disclosure in Tampa?
Yes. Section 689.302 requires it for residential sales, at or before the contract.
What is a typical Tampa Bay home worth?
The typical home value in the Tampa metro area was $356,800 in September 2026 (Zillow Home Value Index), down 0.9% over the year.
Will my listing show on Zillow?
Most MLS listings feed Zillow, Realtor.com and Redfin. Beycome lists all three. Our Zillow guide for owners explains how it works.
Selling elsewhere in the state? See our Florida-wide flat fee MLS price check.
Reviewed by Beycome of Florida LLC, licensed real estate brokerage (FL #CQ1033978).
Commission figures are examples only. Real estate commissions are not set by law or by NAR rules and are fully negotiable. Sellers choose whether to offer any compensation to a buyer’s agent, and how much; since August 17, 2024, those offers can’t be shown on the MLS.
Prices are as of October 2026; competitor terms are from their own sites on October 20, 2026.
“$0 at closing”: no Beycome fee at closing. Doc stamps, title, other closing costs and any buyer’s agent pay still apply.
* No Beycome cancellation fee (Georgia MLS charges $25); no refund once live; no canceling a listing under contract.
** Maximum term the state and MLS allow: 24 months, or 12 in Maryland and Pennsylvania.
Home values: Zillow Home Value Index, September 2026. 1% and 3% agent fees are examples; commissions are negotiable. Beycome Title closes in Florida and Texas today, and Michigan, Ohio, Illinois and Indiana starting November 1, 2026. Not legal advice.
Sources
- Stellar MLS, about and shareholders.
- Florida Statutes 689.302, flood disclosure.
- The Florida Bar Journal on Johnson v. Davis (seller’s duty to disclose).
- Real Estate News, Tampa Bay associations announce merger plans (May 24, 2024).
- Florida Department of Revenue, documentary stamp tax.
- Zillow Research, Zillow Home Value Index, September 2026.
- Read October 20, 2026: Brokerless, Flat Fee MLS Realty FAQ, Homecoin, HomeZu, List Now Realty, Premier Flat Fee, Unreal Estate.
- Redfin, Tampa housing market: 1,306 homes sold in September 2026, down 2.2% year over year (read October 21, 2026).
Disclosure & Disclaimer
Beycome provides real estate services through affiliated licensed brokerages and has a commercial interest in the services and business models discussed on this blog. Content reflects Beycome’s perspective and may promote our services; it should not be treated as independent or neutral reporting.
Articles are provided for general informational and educational purposes only, not as financial, tax, legal, or investment advice or a recommendation for your particular situation. Reading this blog does not create a brokerage, advisory, or other professional relationship.
Information, opinions, pricing, service descriptions, and comparisons reflect the sources and information available when an article was published or last updated and may change. Although we aim for accuracy, we do not guarantee that all content is complete, current, or applicable to your circumstances. Laws, market conditions, and service availability vary by location. Examples and estimated savings are illustrative, depend on stated assumptions, and do not guarantee individual results.
Verify relevant information directly and consult qualified professionals before making decisions. Beycome services are subject to applicable agreements, eligibility requirements, and state-specific terms.
