Updated November 2026. Flat fee MLS prices come from each company’s own pages, read October 20, 2026.
To get an MLS listing without a realtor, you hire a flat fee MLS broker: a licensed broker enters your home on the MLS for a set fee, and you run the sale yourself. As of November 2026, entry plans start at $85 to $99 upfront. On a $417,500 home, the lowest all-in cost is $99 with nothing due at closing.
The sticker price can mislead, though. Some $85 to $89 plans reach about $2,170 once a 0.5% closing fee is added. Ready to compare? See what’s in each Beycome flat fee MLS package, then read on for the full table.
Jump to: 🏠 Can you do it yourself? · 🪜 Steps · 💲 Lowest-cost options · 📸 Photos & term · ⏱️ Hidden costs · ❓ FAQ
Key takeaways
- You can’t post on the MLS yourself. A licensed broker has to enter the listing, which is what a flat fee service does.
- Three entry plans cost $150 or less all-in on a $417,500 home: Beycome Basic ($99), Brokerless ($99) and Homecoin ($149).
- A 0.5% fee at closing turns an $85 or $89 listing into about $2,170 on the median home.
- Two $99 plans can differ a lot: 6 photos and 6 months, or the MLS photo maximum and the longest term the state allows.
Can you list on the MLS without a realtor?
Yes, but not by yourself. An MLS is a local marketplace that brokers use to share listings, as NAR describes it. Only licensed brokers who belong to that MLS can enter a home. So a homeowner can’t open an account and post a listing.
What you can do is hire a broker for that one job. That’s a flat fee MLS service. You pay a set fee, the broker puts your home on the MLS, and you handle showings, offers and the sale. You don’t pay a listing commission.
Once your home is on the MLS, it flows to the big search sites through their feeds. Buyer’s agents see it in their MLS searches and alerts. That reach is the reason sellers pay for it. Zillow’s own FSBO page says about 85% of buyers use an agent.
Want the long version with every form? Our guide on how to list on the MLS without a realtor walks through the paperwork. This page focuses on one thing: the lowest real cost.
How do you get an MLS listing without a realtor?
Pick a flat fee broker that covers your county, send your details, and go live. The whole thing usually takes a day or two once your file is complete. Here is the short version.
- Check which MLS covers your address. Most metro areas have one main MLS, and the broker must belong to it.
- Compare entry plans on the all-in cost, photo limit and listing term, not the upfront fee alone.
- Fill in the listing questionnaire: rooms, square footage, taxes, HOA, and your state’s seller disclosure.
- Upload photos, sign the listing agreement online and pay the fee.
- Once the broker enters it, check the listing on the big home search sites and fix anything that looks off.
After that, the showing requests and offers come to you. If you want to know what to expect on day one, our piece on listing on the MLS without overpaying covers the first week.
What is the lowest-cost way to list on the MLS?
Compare the lowest-priced plan each company sells that includes an MLS listing. Then add any fee due at closing. We used NAR’s September 2026 median existing-home price of $417,500 so every plan is priced on the same home.
| Entry MLS plan | Upfront | Fee at closing | All-in on $417,500 |
|---|---|---|---|
| Beycome Basic | $99 in most states*** | $0 | $99 |
| Brokerless | $99 | $0 | $99 |
| Homecoin | $149 | $0 | $149 |
| Fizber MLS Boost | $270 (sale; $295 list) | $0 in most states | $270 to $295 |
| ISoldMyHouse Get LISTED | $299 | None stated | $299 |
| Houzeo Bronze | $399 | $0 | $399 |
| ByOwner.com MLS plan | $295 | 0.25% | $1,338.75 |
| Unreal Estate Basic | $85 | 0.5% compliance fee | $2,172.50 |
| List With Freedom Gold | $89 | 0.5% compliance fee | $2,176.50 |
The lowest sticker price isn’t the lowest cost. A percentage at closing grows with your price. On a $600,000 home, that same 0.5% is $3,000. A flat $99 stays $99.
Beycome is among the lowest all-in at $99 and $0 at closing in most states. Brokerless also charges $99 with no closing fee, so the difference between those two is in what the plan includes, not the price. Our ranking of flat fee MLS companies in the US compares them service by service.
Do cheap MLS plans include enough photos and time?
This is where entry plans split. Buyers scroll photos first. And a short term can run out before the right offer comes.
| Entry MLS plan | Photos on the MLS | Listing term | Changes |
|---|---|---|---|
| Beycome Basic | MLS maximum | Max the state and MLS allow** | Unlimited, no charge |
| Brokerless | 6 | 6 months | Free status changes |
| Homecoin | Max | 12 months | 10 free changes |
| Houzeo Bronze | 25 | 6 months | 10 changes |
| List With Freedom Gold | 25 | 6 months | Unlimited |
| Unreal Estate Basic | 15 | 6 months (Texas page) | 2 changes |
Same price, different plan. Brokerless’s $99 plan gives 6 photos and 6 months, with ShowingTime scheduling as a $50 add-on. Beycome Basic, also $99, gives the photo maximum the MLS allows and the longest term the state and MLS allow. ShowingTime is included where the MLS offers it. Brokerless’s $188 plan adds more photos and 12 months. Our FAQ explains how long a Beycome listing lasts.
Every Beycome package also includes e-signature and the Artur AI assistant for offers and negotiation. There’s no cancellation fee*. If you want a person with you through offers and closing, Beycome Concierge (see current price) adds a dedicated expert who negotiates with you, always on your side, while every decision stays yours.
What hidden costs come with a cheap MLS listing?
Read three things before you pay: the closing fee, the add-ons and the cancellation terms (our flat fee MLS comparison lays them out package by package). Here’s what we’d check.
- A “compliance” or “transaction” fee due at closing, usually a percent of the price.
- A minimum commission on upgraded plans, such as the minimum fee at closing, just under $1,000, that Houzeo charges on its plans above Bronze.
- Paid add-ons for photos, lockboxes, showing scheduling or a longer term.
- Limits on how many times you can change your price or photos.
- Cancellation fees and refund rules.
Then there are costs that come with any sale. Title fees, transfer taxes and prorated property taxes are the same whichever MLS service you use. The Consumer Financial Protection Bureau explains the closing forms where they show up.
Sale profits can also have tax effects. The Internal Revenue Service covers the home sale exclusion in its guidance for sellers. For contract questions, Nolo has plain-English legal guides.
Do you have to pay the buyer’s agent?
No, it’s your call. Since August 17, 2024, offers to pay a buyer’s agent can’t be shown on the MLS. A buyer may still ask you to cover their agent in the offer. You can agree, counter or decline. The National Association of Realtors explains the rule change on its settlement pages.
Beycome doesn’t set, collect or pay any buyer’s agent compensation on your listing. If you agree to pay one, you and that agent sign it in writing. A free template is in your dashboard under Legal Forms.
For more on that choice, read whether sellers still pay the buyer’s agent. And to compare the commission a full-service agent would charge, see how seller’s agent commission works.
Sell smarter
List your home on the MLS from $99
A flat fee instead of a percentage, and $0 to Beycome at closing. You stay in control of your sale.
Sell your home →Buy smarter
Get up to 2% back at closing
On homes listed by other agents, Beycome credits you up to 2% of the price at closing (1% kept, $1,499 minimum; not on FSBO homes or homes listed by Beycome sellers).
Buy a home →Is there a free way to get on the MLS?
Not really. Free options exist, but they aren’t the MLS. A Zillow FSBO post is free, with unlimited photos, and it shows on Zillow and Trulia. It doesn’t go to the MLS, so buyer’s agents’ MLS searches won’t find it.
So can you list on the MLS for free? No. A free post is fine if you already have a buyer, like a tenant or neighbor. A “free” MLS listing offer is a different thing, so check where its fee shows up. If you need buyers you don’t know yet, a low-cost MLS listing reaches far more of them. NAR’s 2025 profile found by-owner sales fell to 5% of sellers. Our guide to for sale by owner websites, free and paid covers the no-MLS options. Before you list, our FSBO paperwork checklist helps you get ready.
How much does it cost to list on the MLS?
Expect $85 to $399 upfront for an entry or photo plan, plus any closing fee the company charges. That’s the listing cost only. Your other selling costs, like title, transfer tax and prorated property taxes, are the same whichever way you list.
Here is a quick way to price your own home: take the upfront fee, add the closing percentage times your expected price, and add any add-ons you’d buy, such as pro photos or a lockbox. A $99 plan with $0 at closing stays $99 on a $300,000 home or a $900,000 one. Our guide to listing costs on Zillow and the MLS runs the same math for the portals.
Frequently asked questions
Can I list my house on the MLS without a realtor?
Yes, through a flat fee MLS broker. A licensed broker enters the listing, and you run the sale yourself.
What is the least expensive way to list on the MLS?
A flat fee entry plan with no fee at closing. On a $417,500 home, Beycome Basic and Brokerless cost $99 all-in, and Homecoin $149.
Can I list on the MLS for free?
No. Free sites like a Zillow FSBO post don’t put your home on the MLS. An MLS listing needs a licensed broker.
Is a flat fee MLS listing worth it?
For most sellers, yes. The MLS is where buyer’s agents search, and it feeds the big portals. Pick a plan with no closing fee and enough photos.
How long does a cheap MLS listing last?
Most entry plans run 6 months. Homecoin gives 12. Beycome gives the maximum the state and MLS allow: 24 months, or 12 in Maryland and Pennsylvania.
Where does Beycome list?
Beycome lists on local MLSs in most of the states where it is licensed, plus DC, but not in New York yet. Check your state on the flat fee MLS page.
How do I get an MLS listing without a realtor?
Hire a flat fee MLS broker that belongs to your local MLS. You send the details and photos, sign online, and the broker enters the listing. Then you handle showings and offers.
How much does it cost to list on the MLS?
Entry plans run $85 to $399 upfront. Add any closing fee: 0.5% on a $417,500 home is $2,087.50, so a plan with $0 at closing costs far less in total.
Reviewed by Beycome Brokerage Realty LLC, a licensed real estate brokerage. Licenses are listed at beycome.com/faq/how-to/are-you-a-licensed-broker/.
Competitor prices, fees, photos and terms come from each company’s own pricing, FAQ and terms pages, read on October 20, 2026. Some show sale prices or change by state. Check the company’s site before you buy. The $417,500 median is NAR’s September 2026 existing-home figure.
Beycome prices are as of November 2026. “$0 at closing” means no Beycome fee at closing. Other closing costs, taxes, title fees and any buyer’s agent pay you agree to still apply.
* Cancel free means no cancellation fee, not a refund; there’s no refund once the listing is live. Georgia MLS charges a $25 cancellation fee, and listings under contract can’t be canceled.
** Listing term is the maximum the state and MLS allow: 24 months, or 12 months in Maryland and Pennsylvania.
ShowingTime scheduling is included where the MLS offers it. On Basic and Enhanced, offer and negotiation help comes from the Artur AI assistant; a person negotiates on Concierge.
Percentages in this article are each company’s published fees. Commissions are not set by law or by NAR rules and are fully negotiable. Sellers choose whether to offer any buyer-agent compensation; since August 17, 2024, those offers can’t be shown on the MLS.
*** Beycome Basic is $99 in most states; California and Illinois have their own price, shown on each state’s flat fee MLS page. Concierge pricing is on the Concierge page.
This is general information, not legal advice. Rules vary by state and MLS.
Sources
- NAR, Existing-Home Sales, September 2026 (median $417,500), read October 22, 2026.
- NAR, What the NAR Settlement Means for Home Buyers and Sellers, read October 22, 2026.
- NAR, Top 10 takeaways from the 2025 Profile of Home Buyers and Sellers, read October 22, 2026.
- Zillow, Post a For Sale by Owner Listing, read October 22, 2026.
- Competitor pricing, FAQ and terms pages (Beycome’s dated capture of Brokerless, Homecoin, Fizber, ISoldMyHouse, Houzeo, ByOwner.com, Unreal Estate and List With Freedom), read October 20, 2026.
- Beycome, listing package features, November 2026.
Disclosure & Disclaimer
Beycome provides real estate services through affiliated licensed brokerages and has a commercial interest in the services and business models discussed on this blog. Content reflects Beycome’s perspective and may promote our services; it should not be treated as independent or neutral reporting.
Articles are provided for general informational and educational purposes only, not as financial, tax, legal, or investment advice or a recommendation for your particular situation. Reading this blog does not create a brokerage, advisory, or other professional relationship.
Information, opinions, pricing, service descriptions, and comparisons reflect the sources and information available when an article was published or last updated and may change. Although we aim for accuracy, we do not guarantee that all content is complete, current, or applicable to your circumstances. Laws, market conditions, and service availability vary by location. Examples and estimated savings are illustrative, depend on stated assumptions, and do not guarantee individual results.
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