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Listings courtesy of UIP PROPERTY COMPANY LLC as distributed by MLS GRID.

Active - Duplex for sale

520 USEPPA ISLAND, Captiva, FL

2 bds|2 bth|1,366 sqft

Facts & features

Duplex Property type
161 days on Beycome
1981 Year built
$787 Price/Sqft.
$504/mo HOA
2,352 sqft Lot size

Why you’ll love it

  • Waterfront
  • Water view
  • Renovated
  • Marble floors
  • Granite counters

Water Wings cottage is waterfront, two-stories with Master on the first floor. The open first floor plan allows water views from the kitchen and living/dining areas which open onto a covered/screened porch and an open deck. The second floor features a loft-guest bedroom with bath, and a water view balcony. Both the interior and exterior have been renovated to first class quality. Exterior is Hardi Board, roofing is aluminum and decks are wood. Naturally the construction meets all windstorm resistance codes as the developer is a well-known contractor that has completed numerous high quality homes and renovations on the island over the past 20 years. Interior finishes include granite or marble counters, quality cabinetry and appliances. The entrance to the home is from a driveway of stone pavers and a thoughtfully landscaped yard. There is a shared storage room, a new propane generator and a 500-gallon propane tank. In addition to these fine features, Village owners recently were treated to significant road improvement of layered gravel, and heavily landscaped with mature palms of all types, creating a beautiful, tropical boulevard access. Recently completed multi-family dockage is just steps away and accommodates boats up to 24’. This home is located in the Useppa Village neighborhood on the western shore of the reimagined and redeveloped, private Useppa Island. Featuring the Useppa Island Club and Marina, Useppa Village owners enjoy all the services and amenities of a small town. Useppa is a bridgeless island ensuring privacy and solitude. Yet, there is an active lifestyle of boating and sporting activities for any that wish to participate. The island is known for its outgoing community of residents, and with only 118 homes, the nature of the island will not deviate from the tropical luxury and Old Florida ambiance that create this special place in the sun.

Translating description...

Listed by: Brian Mccolgan • Brianmc@useppa.com • UIP PROPERTY COMPANY LLC

Co-listed by: UIP PROPERTY COMPANY LLC

Source: Stellar MLS as distributed by MLS GRID, MLS#: C7523816 Stellar MLS as distributed by MLS GRID logo

Based on information as of Jun 01, 2026 at 02:21pm EDT.

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Affordability

$700,000$1,450,000
1%20%
0%90%
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Estimated monthly payment

$6,774/mo

  • Mortgage$5,435
  • Property tax$835
  • HOA fee
  • Homeowners insurance
Due at closing$854,546
Down payment held in escrow$214,980
Closing costs$16,124
beycome credit Est.$21,498

Beycome estimates only. Actual amounts and terms vary by lender and location.

Discover the neighborhood

Travel times

About Useppa Village

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Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 8 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Jun 01, 2026 at 02:21pm EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$1,074,900 Listed price

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$21,498 Credit back

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