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Listings courtesy of ENGEL & VOLKERS CLERMONT as distributed by MLS GRID.

Active - Condominium for sale

640 GULF LANE UNIT 4, Captiva, FL

2 bds|2 bth|1,124 sqft

Facts & features

Condominium Property type
456 days on Beycome
1986 Year built
$1,406 Price/Sqft.
1,848 sqft Lot size

Why you’ll love it

  • Renovated
  • Pool
  • Quartz counters

A luxury beach-front condo doesn't get better than this! Welcome to North Captiva Island, your private oasis offering a magical island lifestyle with clear turquoise waters, beautiful natural wild life, and gorgeous sandy beaches! North Captiva Island is a private island accessible only through private aircraft with access to the island's air strip, or you can access via ferry or private boat. Please contact the listing agent if you're interested in purchasing a private boat slip located at the first spot on the Island Water Club marina. The condo has been completely renovated and updated with new appliances and furniture which convey with the sale. For your convenience, there are are two suites, both of which are spacious, bright, and the bathrooms are beautifully outfitted with tile, solid countertops in the bathrooms, and the home boasts waterproof luxury vinyl plank throughout. The kitchen is made out of solid wood in white shaker style, the island sets a gorgeous tone with Calacatta Quartz, and the views of the ocean are mesmerizing! The island is also home to the Clubhouse which features restaurants, bars, pool, retail shops, and membership in the HOA grants the owner discounted rates for these amenities as well as the ferry. Whether you want to rent this property as an Air BnB or occupy it as your vacation home, this gorgeous condo has been meticulously remodeled to impress even the most selective buyers!

Translating description...

Listed by: Joao Berriel Pa • victor.berriel@evusa.com • ENGEL & VOLKERS CLERMONT

Co-listed by: Patrick Bianchi, Jr. • ENGEL & VOLKERS CLERMONT

Source: Stellar MLS as distributed by MLS GRID, MLS#: G5097858 Stellar MLS as distributed by MLS GRID logo

Based on information as of Jun 01, 2026 at 02:21pm EDT.

Come see by yourself

Affordability

$1,025,000$2,135,000
1%20%
0%90%
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Estimated monthly payment

$8,907/mo

  • Mortgage$7,989
  • Property tax$918
  • HOA fee
  • Homeowners insurance
Due at closing$1,256,100
Down payment held in escrow$316,000
Closing costs$23,700
beycome credit Est.$31,600

Beycome estimates only. Actual amounts and terms vary by lender and location.

Discover the neighborhood

Travel times

About Beach Villas/Upper Captiva

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Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 8 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Jun 01, 2026 at 02:21pm EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$1,580,000 Listed price

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$31,600 Credit back

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