Updated October 2026. For owners who want to sell their house online, step by step, and stay in charge of the sale.
You can sell your house online in 2026 by listing it on the MLS through a flat fee broker, then handling showings, offers and e-signatures from a dashboard. With Beycome, that starts at $99 with $0 at closing. In September 2026, the typical U.S. home sold in a median of 33 days at a median price of $417,500, per NAR. Plan on about one to two months to accept an offer, and longer to close.
Jump to: 🤝 Your options · 🪜 Steps · 💲 Costs · 🏠 Market now · ❓ FAQ
Key takeaways
- Existing-home sales ran at a 4.8 months’ supply in September 2026, and NAR’s economist said longer days on market give buyers more negotiating power.
- First-time buyers were 31% of September sales and cash buyers 27%, per NAR.
- About 36% of Beycome sales closed in 2026 so far had a buyer with no agent (Beycome internal data, 2026).
- Many owners can exclude up to $250,000 of gain on a main home ($500,000 married filing jointly), per the IRS.
“How can we sell our house?” usually means three questions at once. Which route fits us? What do we do, in what order? And what will it cost? Here are straight answers, with the online tools that do most of the work now.
What are your options to sell a house?
Most sellers pick one of three routes. None is right for everyone.
| Route | Who does the work | What it costs | Good fit when |
|---|---|---|---|
| Full-service listing agent | The agent handles pricing, marketing, showings and negotiation | A negotiated commission | You want a professional to run it |
| Flat fee MLS, sold by you | You handle showings and offers; a broker puts you on the MLS | A set fee; Beycome Basic $99 | You want MLS exposure and control |
| Cash buyer or iBuyer | The company buys the home directly | Usually a lower price and service fees | Speed matters more than price |
Do you need an agent? No, it’s not required; it’s your choice. An agent brings pricing advice, marketing and negotiation. Selling yourself means you take those jobs on, and keep the listing fee. The National Association of Realtors publishes research on how most sellers sell, and many still use an agent.
There’s also a middle path. Beycome Concierge gives you a dedicated expert who negotiates with you, always on your side, while you stay in control of every decision. It’s $999 through October 31, 2026 (list price $1,399).
How do you sell your house online, step by step?
Step 1: Check your numbers
Ask your lender for a payoff quote. Subtract it, plus closing costs and moving costs, from a realistic price. That’s your rough net. If you still have a mortgage, it gets paid off at closing from the sale. More in what happens to your mortgage when you sell.
Step 2: Price from sold homes
Look at homes like yours that sold nearby in the last 90 days. Our free home value calculator and CMA tool give you a range to start from. Our guide on how to set the right price explains the adjustments.
Step 3: Prepare the home
Declutter, deep clean and fix small things buyers will notice. In NAR’s 2025 Profile of Home Staging, agents most often told sellers to declutter (91%), clean the entire home (88%) and improve curb appeal (77%).
Step 4: Gather your documents
You’ll need the deed or vesting info, recent tax bill, payoff details, HOA documents, permits and your state’s disclosure form. Our list of documents needed to sell your home goes state by state.
Step 5: Take photos and write the listing
Photos sell the click. Shoot in daylight, every light on, from the corners of each room. Then write a plain, accurate description. See how to write listing descriptions that attract buyers.
Step 6: List on the MLS
This is the “online” part that matters most. With a flat fee MLS listing, a broker enters your home on your local MLS, and it feeds Zillow, Realtor.com, Redfin and other sites. A complete file goes live within 2 business days, about 2 hours on average.
Step 7: Run showings
Buyer agents request showings through ShowingTime where your MLS offers it. You approve times from your phone. Leave during showings if you can; buyers talk more freely.
Step 8: Review offers
Look past the price: financing, deposit, contingencies, closing date and any credits asked for. You can accept, counter or decline. On Basic and Enhanced, the Artur AI assistant helps you compare offers.
Step 9: Disclosures and inspections
Give the state disclosure form early. The buyer will likely inspect, then ask for repairs or a credit. A pre-listing inspection can take the surprise out of this step.
Step 10: Close
A title company or attorney handles the deed, payoff and money. You sign, hand over keys, codes and remotes, and get your proceeds by wire or check once the deed records.
Selling as-is? You can. You still disclose known defects, and buyers price in the work. In Minnesota, including Blaine, homes list on NorthstarMLS (Beycome internal data, October 2026).
Do you need your own website to sell your house?
No. Buyers search Zillow, Realtor.com and Redfin, and those sites pull from the MLS. A personal site rarely gets traffic. Spend the effort on great photos and a complete MLS listing instead. If you want a single page to share, your MLS listing link works on social media and in texts.
Free listing sites and yard signs can add reach, but they don’t replace the MLS. Our guide on how to list your house for sale by owner compares them.
Sell smarter
List your home on the MLS from $99
A flat fee instead of a percentage, and $0 to Beycome at closing. You stay in control of your sale.
Sell your home →Buy smarter
Get up to 2% back at closing
On homes listed by other agents, Beycome credits you up to 2% of the price at closing (1% kept, $1,499 minimum; not on FSBO homes or homes listed by Beycome sellers).
Buy a home →How much does it cost to sell a house?
Costs fall into four groups. Here’s what to expect, with a Beycome listing as the example.
| Cost | Typical amount | Notes |
|---|---|---|
| Listing fee | $99 (Basic) to $999 (Concierge, through Oct 31, 2026) | $0 at closing on every Beycome plan |
| Buyer-agent compensation | Your choice | Negotiable; only if you agree to it |
| Closing costs | Varies by state | Title, recording, transfer taxes, prorated taxes |
| Prep and moving | Varies | Cleaning, repairs, photos, movers |
For comparison, as an example only, a 3% listing commission on $417,500 is $12,525. Commissions are not set by law or NAR rules and are fully negotiable. Sellers choose whether to offer any buyer-agent compensation, and how much. Since August 17, 2024, those offers can’t be shown on the MLS, per NAR’s settlement FAQs.
Taxes are separate. The IRS website explains the home sale exclusion in Publication 523. For disclosure laws and contract basics, the Nolo Legal Encyclopedia is a good plain-English start.
Closing in Florida or Texas? Beycome Title charges a $99 settlement fee in Florida (prepaid at checkout) and $299 per side in Texas.
What does the market look like for sellers right now?
NAR’s September 2026 existing-home sales report shows a balanced, slower market:
- Sales rose 1.5% from August but were 2.2% lower than a year earlier.
- The median price was $417,500, up 1.3% from a year ago.
- Inventory was 1.60 million homes, a 4.8 months’ supply.
- Median time on market was 33 days.
What that means for you: price from fresh sold data, show well from day one, and expect some negotiation. Mortgage rates shape how much buyers can borrow. The Federal Reserve’s monetary policy is one force behind them, so watch rate news while you’re listed.
Your local market can differ a lot from the national one. Look at your county’s recent sales and days on market before you set a price.
Why sell with Beycome?
With Beycome, you get the MLS, e-signature, unlimited listing updates, ShowingTime where available and Artur AI, for a flat fee and $0 at closing. Support is 7 days a week, and Artur AI answers 24/7. Beycome lists in 17 states and DC and has helped 22,000+ homeowners, with over $225 million saved. Want more hands-on help with paperwork? See our For Sale By Owner support page.
Frequently asked questions about how we can sell our house
What’s the best time of year to sell a house?
Spring and early summer usually bring the most buyers. Still, the right time is when your finances and plans line up. In September 2026, homes sold in a median of 33 days nationally.
How do I determine my home’s market value?
Compare homes like yours that sold nearby in the last 90 days, then adjust for size and condition. A free home value calculator or an appraisal can confirm the range.
Do I need a real estate agent to sell my house?
No, it’s not required; it’s your choice. An agent handles pricing, marketing and negotiation for a commission. Selling yourself, often with a flat fee MLS listing, means you do that work and keep the listing fee.
What documents are required to sell a house?
Usually the deed, the purchase contract, your state’s disclosure form, a mortgage payoff, tax records, HOA documents if any, and the closing papers from the title company.
How long does it usually take to sell a home?
NAR’s median was 33 days on market in September 2026. Add the time from contract to closing, often several weeks for a financed buyer.
Can I sell my house if I still have a mortgage?
Yes. The loan is paid off at closing from the sale proceeds, and you keep what’s left. Ask your lender for a payoff quote first.
Should I make repairs before listing my home?
Fix small, visible things like leaks, broken fixtures and scuffed paint. Big projects rarely pay back in full. Disclose what you don’t fix.
How much does it cost to sell a house?
It depends on the route. With Beycome, listing starts at $99 with $0 at closing. You’ll still have closing costs, taxes, any buyer-agent compensation you agree to, and prep costs.
Can I negotiate directly with buyers?
Yes. Offers come to you, and you accept, counter or decline. If a buyer has an agent, you negotiate with that agent. Concierge adds an expert who negotiates with you, always on your side.
Other FSBO resources that you may be interested in
- Sell your home without an agent: step-by-step guide.
- Sell your home by owner with strategy and confidence.
- Master the art of selling your home without an agent.
- How to list my home for sale effectively today.
Prices as of October 2026 and subject to change. “$0 at closing” means no Beycome fee at closing; title, recording, transfer taxes, prorated taxes and any agreed buyer-agent compensation still apply. Concierge is $999 through October 31, 2026 (list price $1,399). From November 1, 2026, Basic is $129 in California and Illinois ($99 elsewhere). Cancel free: no cancellation fee (Georgia MLS charges $25); listings under contract can’t be canceled; no refund once listed.
Basic and Enhanced get offer help from the Artur AI assistant, not a person. Beycome Title: Florida and Texas today; Michigan, Ohio, Illinois and Indiana starting November 1, 2026. Commission figures are examples only. General information, not legal or tax advice; rules vary by state and MLS.
Sources
Disclosure & Disclaimer
Beycome provides real estate services through affiliated licensed brokerages and has a commercial interest in the services and business models discussed on this blog. Content reflects Beycome’s perspective and may promote our services; it should not be treated as independent or neutral reporting.
Articles are provided for general informational and educational purposes only, not as financial, tax, legal, or investment advice or a recommendation for your particular situation. Reading this blog does not create a brokerage, advisory, or other professional relationship.
Information, opinions, pricing, service descriptions, and comparisons reflect the sources and information available when an article was published or last updated and may change. Although we aim for accuracy, we do not guarantee that all content is complete, current, or applicable to your circumstances. Laws, market conditions, and service availability vary by location. Examples and estimated savings are illustrative, depend on stated assumptions, and do not guarantee individual results.
Verify relevant information directly and consult qualified professionals before making decisions. Beycome services are subject to applicable agreements, eligibility requirements, and state-specific terms.
