Back
Active - Other for sale
0 Stewart Lake Road, FL 32428
Facts & features
Why you’ll love it
Enjoy peaceful wooded surroundings close to Stewart Lake, Lucas Lake, and Hicks Lake! This 1.01-acre lot in a non-HOA community in Chipley offers a setting for your future home or getaway, with three nearby lakes adding to the area's outdoor appeal. High and dry and zoned RL (Residential), the property has direct access via a county-maintained dirt road. Explore options for a single-family residence, mobile home, tiny home, or vacation rental, subject to applicable zoning, permitting, and rental requirements. RV restrictions apply; review the attached documents for details. Well and septic systems are required. Power poles are located along the road; connecting service would require extending lines to the property, or buyers may explore alternative power options. With Stewart Lake, Lucas Lake, and Hicks Lake nearby, plus regional destinations such as Cypress Springs, Morrison Springs County Park, and the beaches of Panama City Beach and Destin, this property offers a peaceful home base for enjoying the Florida Panhandle. Owner financing is available. Bring your plans and discover the possibilities!
Listings courtesy of Bink Realty, LLC.
Listed by: Jose A Armstrong • 754-224-9950 • Bink Realty, LLC
Co-listed by: Bink Realty, LLC
Source: Miami MLS, MLS#: B26049683
Based on info available as of Nov 12, 2026 at 7:10 PM EST.
Come see by yourself
Affordability
$162/mo
- Mortgage$147
- Property tax$16
- HOA fee
- Homeowners insurance
Beycome estimates only. Actual amounts and terms vary by lender and location.
$580 Credit back
Start an offerDiscover the neighborhood
Travel times
About Unrec Subdv
This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.
Flood & climate risk
FEMA Flood Zone X
Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.
More details
Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.
Fire
Storm
Air quality
Pollen
Disclaimer
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements.
Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions.
Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.
Copyright ©2026.
Based on information as of Nov 12, 2026 at 07:10pm EST.
Make a winning offer, and get up to
$580 Credit back
