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Glossary

Every industry has its own jargon, and real estate is no different.

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Dreaming of real estate mastery?

It's a thrilling journey, but it can also be a bit overwhelming, especially if you're a newcomer to the game.
You'll encounter all sorts of weird and wacky terms and concepts, like mortgage options, credit reports, contracts, HOA and more.

Don't sweat it! We're here to help you navigate the strange and confusing world of real estate.
So take a gander and get up to speed on everything you need to know.

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
A
A-Frame Design
Absolute Net
Abstract of Judgment, Law
Accelerated Cost Recovery System
Accelerated Depreciation
Acceleration Clause
Acceptance
Access
Accessibility
Accretion
Acknowledgment
Acre
Acre Foot
Active Solar System
Actual Age
Add-On Interest
Addendum
Additional Principal Payment
Additional Rent
Adjustable-rate mortgage
Adjusted Cost Basis
Adjustment Period
Administrator
Administrator's Deed
Adverse Possession
Adverse Use
Agency
Agency Closing
Agent
Agreed Boundary
Agreement of Sale
Alienation Clause
Alkaline Soil
Alley
Allowances
ALTA
Alternative Mortgage
Aluminum siding
Aluminum-Clad Windows
American Society of Home Inspectors
Americans With Disabilities Act
Amortization
Amortization Tables
Annual Mortgagor Statement
Annual Percentage Rate (APR)
Annuity
Anticipatory Breach
Application Fee
Appraisal
Appraisal Contingency
Appraisal Fee
Appraisal Report
Appraised Value
Appraiser
Appreciation
Arbitration
As-Is
As-Is Condition
Asbestos
Asking Price
Assessed value
Assessment
Assessment Rolls
Assessor
Assets
Assignment/Subletting
Assignor
Assumable Mortgage
Assumption
Assumption Clause
Assumption Fee
Attorneys' Fees
Aviation Easement
Awning Windows
B
Back Title Letter
Backup Offer
Balance Sheet
Balloon Loan
Bankruptcy
Bargain Sale
Base Building
Baseboard Electric Heat
Basis Point
Bed Tax
Before-Tax Income
Beneficiary
Bequest
Betterment
Bidding War
Bilateral Contract
Bill of Sale
Binder
Biweekly Mortgage
Blanket Insurance Policy
Blanket Mortgage
Blighted Area
Blind Nailing
Blue Sky Laws
Blue-Ribbon Condition
Board of Equalization
Boilerplate
Bona Fide
Bond
Book Value
Borough
Boundary
Braced Framing
Breach of Contract
Breach of Covenant
Breach of Warranty
Break-Even Point
Bridge Loan
Broker
Brokerage
Broom Clean
Brownstone
Buffer Strip
Build-To-Suit
Builder Upgrades
Building and Loan Association
Building Code
Building Inspector
Building Line Or Setback
Building Moratorium
Building Paper
Building Permit
Building Restrictions
Built-Ins
Bundle of Rights
Bungalow
Buy-Down Mortgage
Buyer Broker
Buyer's agent
Buyer's Market
Buyer's Remorse
Bylaws
C
Call Option
Cancellation agreement
Cancellation Clause
Cantilever
Cap
Cap Rate
Cape Cod Style
Capital
Capital Expenditure
Capital Gains
Capital Gains Tax
Capital Improvement
Capitalization
Caravan
Cash Flow
Cash reserves
Cash Return
Cash-On-Cash Return (C on C)
Cash-Out Refinance
Cashier's Check
Caveat
Caveat Emptor
Certificate of Deposit (CD)
Certificate of Deposit Index
Certificate of Eligibility
Certificate of Occupancy
Certificate of Sale
Certificate of Title
Chain of Title
Change Frequency
Change Order
Chattel Mortgage
Chimney Back
Classified Property Tax
Clear Title
Closing
Closing Agent
Closing costs
Closing Disclosure (CD - formerly HUD-1)
Closing Statement
Cloud on Title
Cluster Development
Co-Housing
Co-Insurance
Co-Maker
Co-Signer
Codicil
Collateral
Collection
Commencement Date
Commercial Bank
Commercial Property
Commingling
Commission
Commission agreement
Commission On a Listing Agreement
Commitment
Commitment Fee
Common Law
Common-Area Assessments
Common-Interest Development
Community Property
Community Reinvestment Act
Comparables
Comparative market analysis
Competent
Compound Interest
Concession
Condemnation
Conditional Commitment
Condominium
Condominium Conversion
Consent Judgment
Conservator
Consideration
Construction Budget
Construction Documents
Construction Loan
Construction To Permanent Loan
Consumer Credit Counseling Service (CCCS)
Contemporary Style
Contiguous Lots
Contingencies
Contingency
Contingency Contract
Contingency Listing
Contingent Fee
Contract
Contract For Deed
Contract of Sale
Contract To Purchase
Contractor
Contractual Lien
Controlled Growth
Conventional Loan
Convertible Adjustable-Rate Mortgage
Conveyance
Conveyance Tax
Cooperating Broker
Cooperative Corporation
Cooperative Mortgages
Cooperative Project
Corner Influence
Corporate Relocation
Correct Zoning (In a Lease)
Corrective Work
Cost-Plus Contract
Cottage
Counteroffer
Covenant
Covenants, Conditions and Restrictions (CC&Rs)
Cpi and Market Rent Escalation (In a Lease)
Craftsman Style
Creative Financing
Credit
Credit Card Discounts
Credit History
Credit Life Insurance
Credit Rating
Credit Report
Credit Repository
Credit Union
Creditor
Curable Defect
Curb Appeal
Custom Builder
Custom Home
D
Damage & Destruction (In a Lease)
Damper
Days On The Market
Debt
Debt Coverage Ratio
Debt Service
Deed
Deed of Trust
Deep-Seal Floor Drain
Default
Deferred Maintenance
Delinquent Mortgage
Density Test
Deposit
Depreciation
Design/Build
Designer
Digital Images
Dimension Plans
Disability Insurance
Disclosure
Discount Points
Distressed Property
Document Needs List
Domed Ceiling
Domicile
Down Payment
Draw
Dropped Ceiling
Dual agency
Due-On-Sale Clause
Duplex
Dutch Colonial Style
E
Early Occupancy
Earnest Money
Earthquake Insurance
Easement
Effective Age
Effective Gross Income
Effective Rental Income
Electric Service Panel
Eminent Domain
Employer-Assisted Housing
Empty Nesters
Encroachment
Encumbrance
End Loan
Endorser
English Tudor Style
Environmental Impact Statement
Environmentally Friendly Home Construction
Equal Credit Opportunity Act.
Equifax
Equity
Equivalent Level Rate (ELR)
Errors and Omissions Insurance
Escalation
Escrow
Escrow Account
Escrow Agent
Escrow Analysis
Escrow Closing
Escrow Company
Escrow Payment
Estate
Estimated Gross Costs of Buying
Estimated Increase In Equity
Estimated Net Costs of Buying
Estimated Tax Savings
Estimated Total Costs of Renting
Estimated Total Savings
Estoppel Certificate
Eviction
Examination of Title
Excavation
Exchange
Exclusive Listing
Exclusive Right to Sell
Exclusivity
Executor
Expense Stop
Experian
Extension Option
F
Facade
Fair Credit Billing Act
Fair Credit Reporting Act.
Fair Debt Collection Practices Act.
Fair Housing Act
Fannie Mae
Farmer's Home Administration
Federal Home Loan Mortgage Corporation, Law
Federal Housing Administration ( FHA)
Federal Housing Administration (FHA)
Federal National Mortgage Association
Federal Reserve Board
Federal Style
Federal Trade Commission
Fee Simple
Fee Simple Defeasible
Ff&E
FHA disclosure
FHA loan
Fiduciary duty
Field Changes
Financing Contingency
Finder's Fee
Finish Grade
Firm Commitment
First Mortgage
Fixed Installment
Fixed Time
Fixed-rate mortgage
Fixer-Upper
Flood Insurance
Flood Plain
Floor Area Ratio
For Sale By Owner aka FSBO
Forbearance
Foreclosure
Forfeiture
Freddie Mac
Free-Market Lots
Fully Amortized Adjustable-Rate Mortgage ARM
Fully-Serviced Lease
G
Gag Rules
General Contractor
General Plan
Georgian Style
Gift
Good faith Estimate
Government National Mortgage Association
Grace Period
Graduated-Payment Mortgage (GPM)
Granny Flat
Grantee
Grantor
Greek Revival Style
Gross Income
Gross Lease
Gross Up
Ground Lease
Ground Rent
Group Home
Growing-Equity Mortgage
Guarantee Mortgage
H
Half-Bath
Hazard Insurance
Hectare
High Density
High-Rise
Historic Preservation
Historic Structure
HOA
Home Equity Conversion Mortgage
Home Equity Line of Credit
Home Equity Loan
Home Inspection
Home Rule
Home Sale Contingency
Home warranty
Homeowners' Association
Homeowners' Insurance
Homeowners' Warranty
Homesteading
Hours of Operation (In a Lease)
Housing Discrimination
Housing Expense Ratio
HUD/ Closing statement
I
Impact Fees
Implied Warranty of Habitability
Impounds
In-File Credit Report
Income Property
Incurable Defect
Index
Individual Retirement Account
Infill Development
Infill Housing
Inflation
Infrastructure
Initial Interest Rate
Inspection
Inspection Contingency
Inspection report
Installment Contract
Insulation
Insurable Title
Insurance
Insurance Binder
Insurance E/O
Interest
Interest Accrual Rate
Interest Rate
Interest Rate Buy-Down Plans
Interest Rate Caps
Interest Rate Ceiling
Interest-Only Loan
Investment Property
Investment Related Savings
Investment Return
J
Joint Liability
Joint Tenancy
Judgment
Judicial Foreclosure
Jumbo Mortgage
Junior Mortgage
K
Kick-Out Clause
Kit Home
Knob-And-Tube Wiring
L
Landscape Architect
Landscape Contractor
Late Charge
Late Payment
Latent Defect
Lead
Lead paint disclosure
Lease
Lease Buyout
Lease Option
Lease-purchase Option
Leasehold Estate
Legal Blemish
Legal Description
Lender
Letter of Intent
Level of Control On a Listing Agreement
Leverage
Liabilities
Liability Insurance
Lien
Lien Search
Life Cap
Life-Cycle Cost Analysis
Limited Partnership
Liquid Assets
Liquidated Damages
Listing
Listing agent
Listing Inventories
Live-In Partnership
Live-Work Space
Loan (203k)
Loan Application
Loan Application Fee
Loan Commitment
Loan Constant
Loan Estimate (LE )
Loan Officer
Loan Origination Fee
Loan Processing Fee
Loan Term
Loan-To-Value-Ratio (LTV)
Lock-In
Loft
Log Cabin
Low Density
Low-Ball Offer
Low-Documentation Loan
Low-Down-Payment Loan
M
Maintenance & Emergency Repairs
Maintenance Fee
Managed-Competition Lots
Manufactured Housing
Masonry
Master Lease
Master-Planned Community
Maximum Financing
Mechanic's Lien
Mechanical Systems
Median Price
Mediation
Merged Credit Report
Metes and Bounds
Mint Condition
Mixed-Income Housing
Mixed-Use Development
Modification
Modified Gross
Money Market Account
Money Market Funds
Mortgage
Mortgage Acceleration Clause
Mortgage Banker
Mortgage broker
Mortgage Insurance
Mortgage Lender
Mortgage-Interest Deduction
Multi Listing Services
N
Needs-Based Pricing
Negative Amortization
Negative-Slope Driveway
Neo-Traditional Planning
Net Cash Flow
Net Lease
Net Operating Income (NOI)
Net Rentable Area
Net Worth
New Urbanism
No Cash-Out Refinance
No-Competition Lots
No-Documentation Loan
Non-Assumption Clause
Non-Liquid Asset
Non-Recurring Closing Costs
Note
Note Rate
Notice of Default
O
Occupancy Cost
Offer
Offer To Purchase
Online Real Estate Listings
Open House
Open Listing
Open Space
Operating Expenses
Option
Options (In a Lease)
Oral Agreement
Original Principal Balance
Origination Fee
Owner Financing
Owner-occupied Property
P
Parcel
Parking Strip
Partnership
Passive Loss
Patent Defect
Payment Cap
Per-Diem Interest
Percentage Lease (Retail Only)
Personal Property
Pest-Control Inspection
PITI (Principal, Interest, Taxes, Insurance)
Planned Communities
Planned-Unit Development
PMI
POF proof of fund
Point
Portfolio Lender
Possession
Potential Rental Income
Power of Attorney
PRE -ALTA
Pre-approval letter
Pre-Sold Home
Prepaid Expenses
Prepaid Interest
Prepayment Penalty
Prequalification
Price Range
Principal
Principle of Conformity
Principle of Progression
Principle of Regression
Private Mortgage insurance
Probate Sale
Proceeds of Condemnation
Procurement of Supplies / Services
Procuring Cause
Production Home
Programming
Project Budget
Property disclosure
Property Line
Property Report
Property Tax
Property Tax Deduction
Property Value
Proposal To Lease
Proration
Punch List
Purchase Agreement
Purchase-Money Mortgage
Q
Qualifying Ratios
Queen Anne Style
Quit-Claim Deed
R
R-Value
Rack
Radon
Radon disclosure
Rammed-Earth Construction
Ranch Style
Rate Lock
Rate-Improvement Mortgage
Real Estate
Real estate agent
Real Estate Attorney
Real Estate Broker
Real Estate Investment Trusts (REITs)
Real Estate Settlement Procedures Act
Real Property
Realtist
REALTOR
Recission
Reconveyance
Recorder
Recording
Recording Fee
Redlining
Refinancing
Regulation Z
Rehabilitation Mortgage
Remaining Term
Repayment Plan
Replacement Cost
Replacement Reserve Fund
Repossession
Resale Value
RESPA
Restructured Loan
Return On Equity (ROE)
Return on Investment
Reverse Mortgage
Right of First offer
Right To Recission
Rural Housing Service
S
Sale-Leaseback
Sales Contract
Saltbox Style
Schematic Designs
Second Mortgage
Secondary Mortgage Market
Secured Loan
Security
Seller Broker
Seller Carry-Back
Seller Take-Back
Seller's Market
Semi-Custom Home
Servicer
Setback
Settlement
Settlement Statement
Shared-Appreciation Mortgage
Shared-Equity Transaction
Shingle Style
Special Assessment
Special Deposit Account
Specifications
Speculation Home
Split-Level Style
Square Footage
Standard Metropolitan Statistical Area
Standard Payment Calculation
Starter Home
Steel Framing
Step-Rate Mortgage
Straight Purchase
Straight Sale
Subagent
Subcontractor
Subdivision
Sublease
Subordinate Loan
Survey
Sweat Equity
T
Tap Fees
Tax Deduction
Tax Lien
Tax Sale
Tax Shelter
Tear-Down Condition
Teaser Rate
Tenancy By The Entirety
Tenant Improvements
Tenants In Common
Term Beginning
Term Length
The 72-Hour Clause
Third-Party Origination
Timeshare
Title
Title Company
Title Contingency
Title insurance
Title Risk
Title Search
Total Expense Ratio
Townhouse
Tract Home
Trade Equity
Trading Down
Trading Up
Trans-Union
Transfer of Ownership
Transfer Tax
Treasury Bills
Treasury Index
Triple Net (NNN)
Trust Account
Trustee
Truth-In-Lending Act
Turnkey
Two- To Four-Family Property
Two-Step Mortgage
U
U.S. Department. of Housing and Urban Development (HUD)
Underwriting
Undisclosed Heir
Undisclosed Spouse
Unrecorded Deed
Unsecured Loan
Upgrades
Upzoning
Urban Sprawl
Use (In a Lease)
Usury
Utilities Availability (In a Lease)
V
VA
Va Loans
Vacancy and Credit Losses
Value/Price
Variable Interest Rate
Variable Rate
Variable Rate Mortgage
Vaulted Ceiling
Verification of Deposit
Verification of Employment
Veterans Administration (VA)
Victorian Style
Voluntary Lien
W
Waiver
Waiver of Subrogation (In a Lease)
Walk-Through
Warranty
Wild Deed
Will
Work Letter
Wraparound Mortgage
Y
Yield Rate
Z
Zero-Lot Lines
Zoning
Zoning Variance

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