A Consumer Credit Counseling Service (CCCS) is a non-profit organization that provides financial education and counseling to individuals struggling with debt. They can help people create a budget, negotiate with creditors, and develop a plan to pay off debts. CCCS organizations typically offer a range of services including credit counseling, debt management plans, and bankruptcy counseling. They may also provide education on topics such as budgeting, credit management, and financial goal setting. Many CCCS organizations offer their services for free or at a low cost, and they may be able to negotiate lower interest rates or fees with creditors on behalf of their clients.
What does consumer credit counseling service (cccs) mean?
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