Real Estate Glossary

What is Fair Debt Collection Practices Act.?

The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the actions of third-party debt collectors, protecting consumers from harassment, abuse and deceptive practices. The law also gives consumers the right to dispute the validity of a debt and to request verification of the debt, and it limits the hours during which a collector may contact a consumer, among other things.