Refinancing is the process of obtaining a new mortgage loan to pay off an existing one. This is often done to take advantage of lower interest rates or to change the terms of the loan, such as the length of the loan or the type of loan. Refinancing can also be used to access equity in a property, by borrowing more than the original mortgage and using the extra funds for other purposes, such as home renovations or debt consolidation.
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What does refinancing mean?
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