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Real Estate Glossary

What does Shared-Appreciation Mortgage mean?

A shared-appreciation mortgage (SAM) is a type of mortgage in which the lender agrees to accept a lower interest rate in exchange for a share of the appreciation in the value of the property. This means that if the value of the property increases over time, the lender will receive a portion of that increase. SAMs are often used as a way for borrowers to get a lower interest rate, but it also means that the lender will share in the upside if the property increases in value.

Accretion

Administrator's Deed

Appraisal Report

Binder

Biweekly Mortgage

Chimney Back

Cluster Development

Covenants, Conditions and Restrictions (CC&Rs)

Dropped Ceiling

Escrow Company

Negative-Slope Driveway

Open Space

Recorder

Seller Broker

Semi-Custom Home

Tax Lien

Use (In a Lease)

Voluntary Lien

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Artur

Real Estate Assistant