Real Estate Glossary | What is Homeowners' Insurance??

Q: What is Homeowners' Insurance?

Homeowners' insurance is a type of insurance that provides financial protection to homeowners in the event of damage or loss to their property, such as due to fire, theft, or natural disasters. The policy typically covers the structure of the home, as well as personal belongings and liability for injuries that occur on the property. It is usually required by lenders as a condition of obtaining a mortgage, and helps protect homeowners from financial ruin in the event of unexpected damage or loss to their property.

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