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Real Estate Glossary

What does Debt mean?

The debt coverage ratio (DCR) is a measure of a borrower's ability to repay a loan. The DCR is calculated by dividing the net operating income (NOI) of a property by the debt service (the total amount of principal and interest payments due on a loan). The higher the DCR, the more financially secure the borrower is considered to be, and the more likely they are to be approved for a loan.

Bond

Borough

Cap

Capital Gains Tax

Closing Statement

Comparables

Deed of Trust

Deep-Seal Floor Drain

Employer-Assisted Housing

Fannie Mae

Firm Commitment

Historic Structure

Homeowners' Warranty

Individual Retirement Account

Parcel

POF proof of fund

Rate-Improvement Mortgage

Reverse Mortgage

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Artur

Real Estate Assistant