Credit refers to a person's ability to borrow money or to obtain goods or services on credit. Credit is typically based on a person's credit history, which is a record of their past borrowing and repayment activity. Credit history is used by lenders and other financial institutions to assess a person's creditworthiness, or their likelihood of repaying a debt. A person with good credit is generally considered to be a low risk for lenders, while a person with poor credit may have difficulty obtaining credit or may have to pay higher interest rates.
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What does credit mean?
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