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Real Estate Glossary

What does Credit mean?

Credit refers to a person's ability to borrow money or to obtain goods or services on credit. Credit is typically based on a person's credit history, which is a record of their past borrowing and repayment activity. Credit history is used by lenders and other financial institutions to assess a person's creditworthiness, or their likelihood of repaying a debt. A person with good credit is generally considered to be a low risk for lenders, while a person with poor credit may have difficulty obtaining credit or may have to pay higher interest rates.

Acceptance

American Society of Home Inspectors

Appraisal Report

Contingency

Contingency Contract

Controlled Growth

Convertible Adjustable-Rate Mortgage

Credit History

Environmental Impact Statement

Exchange

Interest Accrual Rate

Interest Rate Ceiling

Late Payment

Liquid Assets

Loan Commitment

Usury

Vaulted Ceiling

Waiver

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Legal Disclaimer: Information is current as of May 14, 2024. Beycome Corp. may modify or discontinue products and benefits without notice. Eligibility and underwriting requirements must be met. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition); such should be independently verified, and Beycome expressly disclaims any liability in connection therewith.

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Beycome Family of Companies: Beycome Mortgage LLC provides home loans; Beycome Brokerage Realty LLC, Beycome Brokerage Realty Inc., and Beycome of Florida LLC provide real estate services; Beycome Title of Florida LLC provides title insurance services. These are separate entities under Beycome Corp., each governed by its own management as required by law, but all owned by the same individuals, forming a business relationship.
Beycome Corp. holds real estate brokerage licenses in Multiple States: Beycome of Florida LLC is licensed in FL. Beycome Brokerage Realty Inc is licensed in CA. Beycome of Connecticut in CT. Beycome Brokerage Realty LLC is licensed in AL, GA, IL, IN, MI, MN, NC, OH, SC, TN and TX.
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IDX© information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate.

Listings Information: Listings information is updated daily. All information provided is deemed reliable but is not guaranteed accurate and should be independently verified.

Broker Compensation is fully negotiable and is not fixed, controlled, recommended, or suggested by law or any multiple listing service or association of REALTORS®.
Beycome fully supports the Equal Housing Opportunity laws.

Artur

Real Estate Assistant