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Active - House for sale

Elgin, IL

3 bds|1 bth + 1 half|1,718 sqft

Facts & features

House Property type
1925 Year built
$204 Price/Sqft.
2 car garage Parking
13,081 sqft Lot size

Why you’ll love it

Step into timeless charm in this historic Elgin home, where rich hardwood floors, detailed trim, and original architectural touches set the stage for its unique character. The cozy living room is the heart of the home, highlighted by a wood-burning fireplace and charming built-ins, with attached bonus room perfect for a study, kid's playroom, reading room, etc. Upstairs, a second office with access to a private balcony overlooks the backyard. The kitchen blends modern style with classic appeal, featuring butcher block countertops and stainless steel appliances with convenient access to the large deck. The finished basement adds even more living space with a rec area, laundry room, half bath, and abundant storage. An attic fan helps keep the home comfortable, and the full attic provides excellent additional storage. Out back, enjoy your own private retreat boasting a large deck and separate kitchen area with a built-in pizza oven and beverage cooler creating the ultimate outdoor entertaining space for family and friends to gather. Enjoy downtown Elgin and it's dining and entertainment as well as the Metra, Gail Borden Library and easy access to I-90.

Translating description...

Listings courtesy of Senior Real Estate Services as distributed by MLS GRID.

Listed by: Diana Ahlf • Senior Real Estate Services

Co-listed by: Senior Real Estate Services

Source: MRED as distributed by MLS GRID, MLS#: 12802018 MRED as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 10:33 AM EST.

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Affordability

$225,000$470,000
1%20%
0%90%
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Estimated monthly payment

$2,339/mo

  • Mortgage$1,769
  • Property tax$570
  • HOA fee
  • Homeowners insurance
Due at closing$278,171
Down payment held in escrow$69,980
Closing costs$5,249
beycome credit Est.$6,998

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Elgin

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 13, 2026 at 10:33am EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$349,900 Listed price

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