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Active - House for sale

10205 SAINT FRANCIS TERRACE, Palmetto, FL

2 bds|2 bth|1,698 sqft

Facts & features

House Property type
222 days on Beycome
2015 Year built
$236 Price/Sqft.
2 car garage Parking
$1,560/qtr HOA
5,732 sqft Lot size

Why you’ll love it

Welcome to your coastal retreat — where sun-kissed light, gentle breezes, and laid-back elegance await. Step inside this airy, coastal-inspired home and let your imagination set sail. From the moment you enter, you're greeted by a bright and open living space that flows effortlessly to a tranquil lanai, perfect for morning coffee or sunset lounging. Beyond the large sliding glass doors, enjoy a spacious backyard that backs up to serene conservation land — your own private slice of nature. The living room is filled with natural light, thanks to two generously sized windows, and offers the perfect backdrop for cozy coastal furnishings. The primary suite is a true seaside sanctuary, featuring a trio of bay windows that invite in soft light and offer views of the outdoors. A modern retractable ceiling fan with dual light settings adds both function and flair. The ensuite bath is spa-like, with a walk-in shower featuring a built-in seat, dual vanities with abundant counter space, and direct access to a walk-in closet with built-in shelving — and yes, there's attic access too. The dining room is bright and inviting, framed by a picture window that captures the beauty of the day. The kitchen is thoughtfully designed for both style and function, featuring stainless steel appliances, a double sink, ample lighting, and generous cabinet space — 15 upper cabinets, 12 lowers, and 6 drawers to be exact. A fixed window fills the space with natural light, making every meal prep a pleasure. The second bedroom offers comfort and versatility, with a walk-in closet, retractable ceiling fan, and pocket-door access to the second full bathroom, complete with a tub/shower combo and easy access from the hallway. Across the hall, you’ll find a spacious office — or creative space — with another fixed window and a ceiling fan to keep the ocean-inspired vibes going strong. Laundry is tucked away in a private room with ample shelving, and the two-car garage offers plenty of space and additional attic access. The community? It's your coastal clubhouse dream come true. The HOA includes landscaping, cable, and exclusive access to the Amenity Center — featuring a resort-style pool, lap pool, bubbling spa, fire pit, 24-hour fitness room, tennis courts, pickleball, corn hole, massage room, billiards, library, event space, and a calendar full of activities like dancing, bingo, and live shows. Don’t miss the opportunity to live the laid-back lifestyle you’ve been dreaming of — this coastal haven is calling your name.

Translating description...

Listings courtesy of TIM LESTER INTERNAT'L REALTY as distributed by MLS GRID.

Listed by: Tim Lester • tim@timlesterrealty.com • TIM LESTER INTERNAT'L REALTY

Co-listed by: TIM LESTER INTERNAT'L REALTY

Source: Stellar MLS as distributed by MLS GRID, MLS#: A4688993 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

Come see by yourself

Affordability

$260,000$540,000
1%20%
0%90%
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Estimated monthly payment

$2,634/mo

  • Mortgage$2,022
  • Property tax$92
  • HOA fee
  • Homeowners insurance
Due at closing$317,921
Down payment held in escrow$79,980
Closing costs$5,999
beycome credit Est.$7,998

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$7,998 Credit back

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Travel times

About Artisan Lakes Esplanade Ph I Sp A-D

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Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$399,900 Listed price

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$7,998 Credit back

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