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Active - House for sale

1024 SAN MATEO DRIVE, Punta Gorda, FL

3 bds|2 bth + 1 half|3,013 sqft

Facts & features

House Property type
404 days on Beycome
1990 Year built
$398 Price/Sqft.
2 car garage Parking
11,999 sqft Lot size

Why you’ll love it

Coastal Luxury Meets Everyday Comfort! This stunning 3,013 sq. ft. waterfront retreat is more than just a home—it’s your own private oasis! Perfectly positioned just minutes to open water, it offers the best of Florida living with a 35-foot heated pool, spa, outdoor summer kitchen, and an 80-foot dock with boat lift. Step inside to discover a thoughtfully updated and redesigned interior. This kitchen is a chef’s dream, featuring rich wood cabinetry with abundant storage, granite counters, center island, sleek new appliances, and a double-door pantry. A casual breakfast nook with pool views and a generous breakfast bar seamlessly flow into the expansive family room—complete with gleaming hardwood floors and walls of windows that fill the space with natural light. Enjoy both formal and casual living options. A gracious living room opens to the lanai, while the formal dining room sets the stage for memorable dinners. Need extra space? The versatile office/man cave provides just the right spot to work—or unwind. The primary suite is a retreat of its own with hardwood floors, direct lanai access, two walk-in closets, and a spa-like bath featuring a dual vanity and Roman-style glass block walk-in shower. Two spacious guest bedrooms, each with walk-in closets, and a completely updated guest bath (with pool access!) ensure everyone feels right at home. Practicality meets style with a huge laundry room (Washer and Dryer 2 years old), half bath, and an oversized 27x20 garage offering exceptional storage. Step outside and you’ll see why this home was designed for entertaining. The expansive lanai has plenty of lounging space, a fully equipped summer kitchen, and of course—the sparkling heated pool (Heater replaced 4 years ago) and relaxing spa. With a 100-foot seawall and quick access to Charlotte Harbor, it’s a boater’s dream come true. This home truly checks every box—space, style, updates, and location. Don’t just dream about waterfront living—make it yours!

Translating description...

Listings courtesy of COLDWELL BANKER SUNSTAR REALTY as distributed by MLS GRID.

Listed by: Justin Willis Chavez • Justin@WillisTeamSWFL.com • COLDWELL BANKER SUNSTAR REALTY

Co-listed by: COLDWELL BANKER SUNSTAR REALTY

Source: Stellar MLS as distributed by MLS GRID, MLS#: A4667481 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$780,000$1,620,000
1%20%
0%90%
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Estimated monthly payment

$7,210/mo

  • Mortgage$6,063
  • Property tax$1,147
  • HOA fee
  • Homeowners insurance
Due at closing$953,205
Down payment held in escrow$239,800
Closing costs$17,985
beycome credit Est.$23,980

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Punta Gorda Isles Sec 12

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 9 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$1,199,000 Listed price

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$23,980 Credit back

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