Active - House for sale
1024 VERMONT AVENUE, St. Cloud, FL
Facts & features
Why you’ll love it
Virtually Staged. CHARMING 1910 HOME FEATURING THREE BEDROOMS, THREE BATHROOMS, 1,583 SQUARE FEET, A LARGE COVERED FRONT PORCH, FENCED BACKYARD, FLEX SPACE, MAJOR UPGRADES, AND NO HOA—ALL ON A CORNER LOT NEAR DOWNTOWN ST. CLOUD AND THE LAKEFRONT! Lovingly maintained, this distinctive home blends century-old character with thoughtful updates. The front porch creates a welcoming place to relax. Inside, tall windows fill the living room with natural light, while the adjoining family room offers a comfortable gathering space. Arched openings lead to the dining area and kitchen with wood cabinetry, granite countertops, island seating, a mosaic backsplash, and tile flooring. The primary suite includes a tiled bath with a jetted tub and walk-in shower. Upstairs are two additional bedrooms, a full bath, and a loft. The enclosed former carport adds unconditioned flex space with a separate entrance, tile flooring, vaulted ceiling, and ceiling fan—ideal for an office, homeschool room, studio, gym, game room, or retreat. The spacious fenced backyard offers room to entertain, garden, play, or enjoy the Florida sunshine. Major improvements include a durable metal roof, 2016 water heater, and 2025 Carrier 3-ton variable-speed heat-pump HVAC with quiet inverter technology. Conveniently located near Historic Downtown St. Cloud, Lakefront Park, schools, shopping, dining, medical facilities, the Veterans Memorial Library, and US-192.
Listings courtesy of EXP REALTY LLC as distributed by MLS GRID.
Listed by: Heidi Jones • hgjfinancial@yahoo.com • EXP REALTY LLC
Co-listed by: Jared Jones, Pa • EXP REALTY LLC
Source: Stellar MLS as distributed by MLS GRID, MLS#: O6437083
Based on info available as of Nov 13, 2026 at 12:33 PM EST.
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Affordability
$1,771/mo
- Mortgage$1,618
- Property tax$153
- HOA fee
- Homeowners insurance
Beycome estimates only. Actual amounts and terms vary by lender and location.
$6,400 Credit back
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Travel times
About St Cloud 2Nd Town Of
This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.
Flood & climate risk
FEMA Flood Zone X
Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.
More details
Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.
Fire
Storm
Air quality
Pollen
Disclaimer
Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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$6,400 Credit back