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Active - House for sale

1024 VERMONT AVENUE, St. Cloud, FL

3 bds|3 bth|1,583 sqft

Facts & features

House Property type
72 days on Beycome
1910 Year built
$202 Price/Sqft.
8,015 sqft Lot size

Why you’ll love it

Virtually Staged. CHARMING 1910 HOME FEATURING THREE BEDROOMS, THREE BATHROOMS, 1,583 SQUARE FEET, A LARGE COVERED FRONT PORCH, FENCED BACKYARD, FLEX SPACE, MAJOR UPGRADES, AND NO HOA—ALL ON A CORNER LOT NEAR DOWNTOWN ST. CLOUD AND THE LAKEFRONT! Lovingly maintained, this distinctive home blends century-old character with thoughtful updates. The front porch creates a welcoming place to relax. Inside, tall windows fill the living room with natural light, while the adjoining family room offers a comfortable gathering space. Arched openings lead to the dining area and kitchen with wood cabinetry, granite countertops, island seating, a mosaic backsplash, and tile flooring. The primary suite includes a tiled bath with a jetted tub and walk-in shower. Upstairs are two additional bedrooms, a full bath, and a loft. The enclosed former carport adds unconditioned flex space with a separate entrance, tile flooring, vaulted ceiling, and ceiling fan—ideal for an office, homeschool room, studio, gym, game room, or retreat. The spacious fenced backyard offers room to entertain, garden, play, or enjoy the Florida sunshine. Major improvements include a durable metal roof, 2016 water heater, and 2025 Carrier 3-ton variable-speed heat-pump HVAC with quiet inverter technology. Conveniently located near Historic Downtown St. Cloud, Lakefront Park, schools, shopping, dining, medical facilities, the Veterans Memorial Library, and US-192.

Translating description...

Listings courtesy of EXP REALTY LLC as distributed by MLS GRID.

Listed by: Heidi Jones • hgjfinancial@yahoo.com • EXP REALTY LLC

Co-listed by: Jared Jones, Pa • EXP REALTY LLC

Source: Stellar MLS as distributed by MLS GRID, MLS#: O6437083 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$210,000$430,000
1%20%
0%90%
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Estimated monthly payment

$1,771/mo

  • Mortgage$1,618
  • Property tax$153
  • HOA fee
  • Homeowners insurance
Due at closing$254,400
Down payment held in escrow$64,000
Closing costs$4,800
beycome credit Est.$6,400

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$6,400 Credit back

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Travel times

About St Cloud 2Nd Town Of

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$320,000 Listed price

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$6,400 Credit back

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