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Active - House for sale

10520 LUCAYA DRIVE, Tampa, FL

4 bds|2 bth + 1 half|2,948 sqft

Facts & features

House Property type
164 days on Beycome
2003 Year built
$161 Price/Sqft.
3 car garage Parking
$100/yr HOA
6,073 sqft Lot size

Why you’ll love it

SPACE, UPDATES, AND AN HOA OF ONLY $100 A YEAR! Welcome to the gated Bermuda Ridge village of Heritage Isles, where mature tree-lined streets lead to this 4 BEDROOM, 2.5 BATH, 2,948 SF two-story home with a DOWNSTAIRS OFFICE and a LARGE 3-CAR GARAGE, sit on a CONSERVATION LOT with no rear neighbors. The big-ticket items are already done; NEW ROOF (2021), A NEW HVAC SYSTEM (2024), NEW LAMINATE FLOORING THROUGHOUT (2026), FRESH INTERIOR PAINT (2026), and a NEW WATER HEATER (2026). This home is truly MOVE-IN READY. Double entry doors open to soaring volume ceilings, with a FORMAL LIVING ROOM and FORMAL DINING ROOM made for hosting holidays and gatherings. The DOWNSTAIRS OFFICE offers a quiet space to work from home. The kitchen features generous counter and cabinet space plus a BREAKFAST NOOK, and opens to the family room for easy everyday living. Upstairs, the SPACIOUS PRIMARY SUITE offers plenty of room to unwind, along with a primary bath featuring dual sinks, a soaking tub, and a separate shower. ALL THREE SECONDARY BEDROOMS ARE GENEROUSLY SIZED, giving everyone room to spread out. The backyard offers a MASSIVE SCREENED LANAI overlooking the PRIVATE WOODED CONSERVATION VIEW, a peaceful setting for morning coffee and quiet evenings outdoors. CONSERVATION LOT. EXTENDED LANAI. NEW ROOF, HVAC, FLOORS, PAINT, AND WATER HEATER. $100 ANNUAL HOA. This home has it all! The location makes it even better! HERITAGE ISLES is home to the HERITAGE ISLES GOLF & COUNTRY CLUB and offers a RESORT-STYLE COMMUNITY POOL, TENNIS AND BASKETBALL COURTS, PLAYGROUNDS, AND WALKING TRAILS. Just off Cross Creek Blvd and Bruce B. Downs Blvd in New Tampa, the community offers easy access to I-75 and I-275, USF, MOFFITT CANCER CENTER, ADVENTHEALTH WESLEY CHAPEL, TAMPA PREMIUM OUTLETS, THE SHOPS AT WIREGRASS, and FLATWOODS PARK, plus TOP rated schools and endless shopping and dining nearby. THE SPACE BUYERS WANT. THE UPDATES ALREADY DONE. THE CONVENIENCE OF NEW TAMPA.

Translating description...

Listings courtesy of FLORIDA EXECUTIVE REALTY as distributed by MLS GRID.

Listed by: Dee Strom • Dee@floridaexecutiverealty.com • FLORIDA EXECUTIVE REALTY

Co-listed by: FLORIDA EXECUTIVE REALTY

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8516093 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 14, 2026 at 2:01 PM EST.

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Affordability

$310,000$640,000
1%20%
0%90%
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Estimated monthly payment

$3,045/mo

  • Mortgage$2,402
  • Property tax$635
  • HOA fee
  • Homeowners insurance
Due at closing$377,625
Down payment held in escrow$95,000
Closing costs$7,125
beycome credit Est.$9,500

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Heritage Isles Ph 2D

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 14, 2026 at 02:01pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$475,000 Listed price

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$9,500 Credit back

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