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Active - Land for sale

109 Cove Creek Dr, Spicewood, TX

Facts & features

Land Property type
652 days on Beycome
$1,082/yr HOA
16,113 sqft Lot size

Why you’ll love it

OWNER FINANCING possible. Secure land in Ridge Harbor on Lake Travis! Lot 109 Cove Creek is .37 acres w/117' of road frontage offering a level homesite in a sought-after gated waterfront community. Looking for extra space? Adjacent Lot 110 (MLS# 9960987) is available, creating the option for a larger .71-acre property with added flexibility for home design, additional structures, or outdoor living. Additionally, Lot 91 Cove Creek (MLS# 4793239) is for sale directly across the street, presenting a rare chance to own multiple properties in the same prime location. The Ridge Harbor lifestyle is all about convenience, recreation, & natural beauty. The community’s privately owned marina offers boat slips for purchase or lease when available, while two private boat launches provide easy access to Lake Travis. Residents enjoy a large pool, tennis courts, and scenic waterfront park. With private water and sewer services, fiber internet, and underground utilities already in place, building here is a seamless process. Protective deed restrictions ensure long-term value, and there is no required timeline to begin construction, allowing you to plan at your own pace. Spicewood’s appeal continues to grow, attracting homeowners and investors alike. The area offers a blend of Hill Country tranquility and convenience, with easy access to outdoor destinations like Muleshoe Bend Park and Krause Springs for hiking, biking, and camping. A private airstrip (88R), local wineries, golf courses, and boutique shopping add to the area's charm, while the future Thomas Ranch master-planned development is set to bring even more growth and opportunity to the region. With a low 1.34% tax rate, Ridge Harbor delivers the perfect combination of affordability, privacy, and lake lifestyle living. Don’t miss the chance to build in one of Lake Travis’s most desirable communities—whether on a single lot or by securing multiple properties for added space and investment potential!

Translating description...

Listings courtesy of Keller Williams Realty as distributed by MLS GRID.

Listed by: Alan Gabriel • (512) 879-7638 • Keller Williams Realty

Co-listed by: Kathie Gabriel • (512) 413-5119 • Keller Williams Realty

Source: Unlock MLS as distributed by MLS GRID, MLS#: 6516503 Unlock MLS as distributed by MLS GRID logo

Based on info available as of Nov 14, 2026 at 6:46 PM EST.

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Affordability

$65,000$135,000
1%20%
0%90%
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Estimated monthly payment

$632/mo

  • Mortgage$506
  • Property tax$36
  • HOA fee
  • Homeowners insurance
Due at closing$79,499
Down payment held in escrow$20,000
Closing costs$1,500
beycome credit Est.$2,000

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Ridge Harbor

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 14, 2026 at 06:46pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$99,999 Listed price

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